Loan Processing & Servicing SpecialistNote: If you prefer a

DEKUMARIE SUKHI

Palm Bay, FL

Phone: 321-***-****

Email: ******@***.**.***

* Experience as a Reception SNF

* Over 5 years of experience as a Home Loan Processor/Loan Servicing Specialist

* Goal oriented

* Highly organized, self motivated and detailed

* Work well with others and direct problem solver

* Strong verbal and written communication skills and capabilities

* Positive attitude, self directed, results-oriented and motivated

Work experience

* Receptionist SNF Avante at Melbourne • Melbourne, FL July 2025 to Present Managing switchboard: Answering and directing phone calls. Handling customer related matters in a timely manner. Sort and distribute incoming mail. Cash Management/Disbursement. Data entry. Respond to email from customers

* Post Closing Assistant Firstsource Solutions • Palm Bay, FL April 2018 to February 2025 Mortgage Processing for client Mr Cooper Homeowners Association Collection for client Reverse Mortgage Servicing Title and Recording Specialist Intake Title and Recorded Mortgage for planet Home Lending Scanned Title and Mortgage Documents for numerous clients.

* Loan Servicing Analyst ABACUS FEDERAL SAVINGS BANK • New York, NY October 2015 to April 2017 Typed closing documents, satisfaction of mortgage, ucc1, ucc3 and assignment of mortgage.Posted loan transaction fees from vouchers and receipts from all branches to Bank's GL Accounts daily.Posted fees from closing statement paid by borrowers to Bank's GL Accounts daily.Performed quality control on all loan files.Scanned and mailed closing documents to BNY Mellon.Pledged commercial loans to Federal Home Loan Bank, i.e. scanned and mailed all required loan closing documents.Uploaded loan documents to FNMA Portal for loans sold to FNMA.Customer assistance.

* Home Services Specialist II BANK OF AMERICA • New York, NY May 2013 to May 2014 Processed Conventional Loan (conforming and non-conforming).Maintained a pipeline of approximately 30 loans. Managed and updated loans daily.Worked closely with Manager on pipeline report.Reviewed Single Family Residence, 2-4 Family, Condo/PUD and Coop collateral documents.Obtained processing related documents and other necessary information to complete loan application from start to finish.Ordered appraisals, title reports, IRS W2's and Transcripts, SSN verification to clear Fraud Detector.Requested and reviewed verification of employment and verification of deposits.Evaluated and ensured all loan documents are accurate, complete, and compliant with internal and external eligibility requirements.Analyzed purchase contracts, income documents, financial/bank account/asset statements, personal and business tax returns, lease agreements, rental history, appraisals, credit and title reports for submission to higher SASE Level Underwriters.Monitored and updated credit reports, appraisals, income and asset documents, title searches and flood certification.Notified all necessary parties of irregularities related to standard mortgage guidelines.Underwrote and approved loans within my lending authority to Bank of America's Guidelines.Issued commitments and cleared conditions on approved loans within my lending authority (SASE Level 1).Contacted customers and loan officers to upload documents needed prior to loan approval.Reviewed required documents, cleared and satisfied all SASE Level 1 conditions and submitted loans with higher clearance level conditions to higher SASE Level Underwriters.Liaison between all parties in the transaction to ensure that every transaction closes to mutual satisfaction. Final Approved Loans.Completed Loan Quality Checklist.Forwarded loan files to Closing Department.

* Support Specialist MEDICAL DATA SYSTEMS February 2012 to September 2012 Produced, compiled, edited and updated Private Pay Daily Collector's Deal Sheets.Processed Requester Log daily.Data Entry and Document creation for Leadership Team. Replied to facility requests from emails and updated accounts per directive from the facility.Posted medical payments using Hospital Host SystemsMade adjustments to patient accounts to balance with Hospital Host Systems.Performed various clerical duties, such as filing, faxing, scanning, copying and emailing.Performed mail return and updated address functions on accounts.Handled dispute accounts.Sent letters on accounts to debtors as needed.Processed Bankruptcy accounts.Postage metered all mail and dropped off to Post Office daily.Cleared Mail Boxes at Office location and Post Office daily.Sorted and distributed mail to various departments daily.

* Equity Analysis Specialist JP MORGAN CHASE April 2009 to February 2010 Organized, evaluated and serviced the Equity Analysis process.Ordered and reviewed BPO's, AVM's, Credit Bureaus, O&E's and RMV's.Researched delinquent account history and verified loans for lien position.Completed Equity Analysis worksheet.Ensured that the process is performed in accordance with internal standards and procedures, and is in compliance with applicable regulatory requirements.Recommended improvements to operations/productivity or increased cost effectiveness.Verified property taxes using various websites.

* Data Entry Clerk/ Recording Reviewer FISERV LENDING SOLUTIONS, INC April 2006 to November 2008 Data entry of incoming documents for recording.Obtained legal description from system & verified against property address on Deed/Trust.Interacted with appropriate departments for Power of Attorney and Trust.Reviewed Power of Attorney and Trust to assure Mortgage can be recorded.Determined if mortgage is properly executed and conforms to registry state requirements.Identified title and execution problems.Printed checks for recording fees and/or mortgage tax.

* Loan Processor 1ST REPUBLIC MORTGAGE BANKERS, INC March 2003 to January 2006 Processed Conventional and HELOC Loans.Reviewed 1-2 family, condo and coop collateral documents.Verified and examined information and accuracy of loan application.Assembled and compiled documents for processing.Data Entry of all loan information into Contour Loan Operating Systems.Generated, printed and mailed disclosures to customers.Obtained personal and financial documents from customers.Automated Underwriting - Fannie Mae Desktop Underwriting. Clout-Clues, Loan Prospector and Desktop Underwriting, Freddie Mac Loan Prospector.Analyzed debt ratio and loan-to-value.Reviewed and ensured all loan documents are accurate and in compliance with Federal Regulations and Investor's Guidelines and met external DU/LP eligibility requirements.Requested Payoff Statements, Appraisals, Title and Credit Reports, SSN Verification, 4506T and OFAC.Calculated and corrected errors on interest, principal, payment and closing costs.Answered questions and advised borrowers the status of their loan.Prepared loan approval, commitment letters and denial letters when required.Quality Control all Conventional and FHA Loans.Reviewed and cleared prior to closing conditions.Met monthly goal.Trained new staff in the Conventional Department.

Education

* GED High School for the Humanities • New York, NY 1997

Languages

* English

Certifications & licenses

* Driver's License

* SKILLS MS Office, MS Suite, MS Excel, MS Word, MS Outlook, Typing 45 WPM, 10-key and alphanumeric typing and other financial applications.

* References will be supplied upon request.

Contact this candidate