RENEE DAVIS
Lakeland, FL ***** 314-***-**** ************@*****.***
PROFILE SUMMARY
Detail-orientedandhighlymotivatedaccountSpecialistwithexperiencereviewingfinancialdocumentation,verifyingdataaccuracy,and ensuringcompliancewithregulatorystandards.CurrentlypursuingacertificationinmedicalcodingthroughAAPC,withknowledgeof ICD-10-MC,CPT,andHCPCScoding,andhealthcarerevenuecycleprocesses.Provenabilitytomanagehigh-volumeworkloads,resolve discrepancies, and provide excellent customer service in fast-paced environments. SKILLS HIGHLIGHTS
Coding Knowledge
Document Verification
Attention to Detail
Communication Skills
Claims
Medical Terminology
ICD-10-CM CPT and HCPCS
Regulatory Compliance
Time management
Customer Service
HIPAA
Multi-line
Microsoft Excel
payment processing
Verifying Insurance
Appointment Scheduler
Condition Clearing
Compliance Monitoring
Loan Origination
Encompass Proficiency
CORE COMPETENCIES
Reviewed and analyzed applications to ensure completeness.
Verified borrower income, employment, and credit data to assess eligibility and creditworthiness.
Ensured all documentation met regulatory requirements and resolved deficiencies to prevent delays.
Coordinated with underwriters, loan officers, title companies, and appraisers to facilitate timely loan processing.
Maintained accurate loan records in Encompass while managing high-volume pipelines to meet strict deadlines. WORK EXPERIENCE
PROPERTY MANAGER
Blackstone – Plano, TX Aug 2023 – Mar 2025
Managed 500 residential properties, maintaining 80% occupancy and 85% satisfaction.
Oversaw lease agreements, ensuring full compliance with housing regulations.
Resolved tenant disputes promptly, reducing escalation incidents.
Performed final walk-throughs and identified move-out repair needs.
Responded to inquiries and maintenance requests within 2 hours.
Conducted regular inspections to address safety and maintenance issues. AUTO FUNDER
Hyundai Capital America – Plano, TX Apr 2023 – Jul 2023
Evaluated loan documents and verifications for accuracy before funding.
Reviewed funding queues and updated customer account status.
Validated program eligibility and flagged discrepancies pre-funding.
Presented overturned declined applications to Lending Management.
Ensured compliance with internal funding protocols and timelines.
Communicated with internal teams to resolve funding delays. DUE DILIGENCE ANALYST
Sprout Mortgage – East Meadow, NY Mar 2022 – Apr 2022
Resolved credit, compliance, and collateral deficiencies on closed loans.
Reviewed trailing documents for completeness and regulatory accuracy.
Calculated income and assessed financial documentation accuracy.
Responded to third-party audit findings and cleared loan issues.
Requested and tracked additional documents to complete investor files.
Ensured final files met investor and agency compliance standards. ACCOUNT MANAGER / LOAN PROCESSOR
Stearns Lending LLC – Lewisville, TX Oct 2020 – Feb 2022
Managed pipeline of 125 loans/month, closing 60 on average.
Verified borrower employment, income, and supporting documents.
Cleared underwriting conditions and labeled files for easy review.
Communicated status updates to borrowers and loan officers.
Coordinated loan progress, expected closing, and lock expirations.
Ensured compliance with investor and program-specific guidelines. FINAL DOCS SPECIALIST
Fairway Independent Mortgage – Carrollton, TX Jun 2017 – Oct 2020
Collected and reviewed final closing documents for investor delivery.
Tracked Deeds of Trust and Title Policies to ensure file completeness.
Monitored post-closing exceptions and resolved outstanding items.
Issued pipeline reports and documentation status to stakeholders.
Coordinated with title companies to obtain accurate final packages.
Maintained document accuracy to pass audits and investor reviews. MORTGAGE LOAN PROCESSOR
Wells Fargo, NA – Dallas, TX Nov 2011 – Mar 2015
Reviewed loan files, verified documentation, and ordered credit reports.
Coordinated closings with title companies, attorneys, and government clerks.
Analyzed borrower financials and clarified discrepancies with applicants.
Ordered flood certifications and followed flood zone procedures.
Verified employment histories and personal references.
Ensured loan documentation met investor and regulatory requirements. EDUCATION
Medical Coding Program
AAPC ( In Progress)
High School Diploma
University of Missouri, Columbia, MO
REFERENCES
Available on Demand