AML Compliance Analyst with Investigations Expertise
Resume:
Richelle Walker
Middletown, DE 19709
To secure a challenging position with an opportunity for future advancement. Skills
Hands-on-experience with AML, BSA, KYC and OFAC Policies and procedures SARs. Microsoft Office (Excel, PowerPoint, Word, Outlook) Lexis Nexis, Verbal, Written, Communication skills, FNMA/FHLMC and typing 50 words per minute.
Professional Experience
JP Morgan Chase & Co. — Newark, DE
AML Compliance Analyst Oct 2014 – Oct 2025
• Drafted and filed Suspicious Activity Reports (SARs) in accordance with FinCEN and internal compliance standards, ensuring accuracy, clarity, and timely submission.
• Conducted AML reviews and investigations of customer and transactional activity to identify potential money laundering or other financial crime risks.
• Documented and reported findings, compiling thorough case files and supporting evidence to meet regulatory and audit requirements.
• Managed and resolved compliance cases within defined Service Level Agreements (SLAs) while maintaining accuracy and operational efficiency.
• Collaborated with cross-functional teams and external parties to gather and validate information supporting AML investigations.
• Communicated findings and risk assessments to senior management, advising on compliance, legal, and AML-related matters.
• Applied strong AML regulatory knowledge and ethical judgment to escalate and manage control issues, safeguarding the firm’s reputation, clients, and assets. Bank of America-Newark, DE Aug 2010 - Sept 2014
Senior Credit Analyst
• Possesses the highest level of non-management credit approval authority and typically handles higher risk or more complex credit applications.
• Extensive knowledge of Credit Card, Consumer Lending, and/or Business Card lending criteria and policy, as well as business related systems.
• Applies judgmental lending principles in decisioning Credit Card, Consumer Lending, and/or Business Card applications.
• Responsible to cross sell appropriate bank products. Bank of America-Newark, DE
Home Service Specialist
• Ensure the timely and accurate packaging of all loans originated by loan officers.
• Gather and research information and take each file from pre-approval to closing.
• Input proper loan application into the system for processing.
• Ensure that all loan documentation is complete accurate verified and within due diligence and compliance per company policy.
• Keeping customer inform of weekly updated on their mortgagees application. Bank of America-Wilmington, DE
FHA Underwriter
• Research and analyzes to determine best course of action on imminent defaults or default loans.
• Assist existing borrowers who are experiencing difficulty meetings their monthly financial obligations
• Underwrite fills according to due diligence and compliance guideline to determine appropriate course of action should be taken as Special Forbearance, Modification or HAMP. Bank of America-Wilmington, DE \
Setup Support Specialist
• Assists the team by performing runtime clerical and non clerical tasks essential to efficient workflow and the mortgage loan process.
• Reviewed loans for file completeness. Ran Preliminary CLUES,
• Ensured that minimum documentation efficiencies are utilized. Preparation and mailing of the initial and subsequent disclosure other related duties as assigned. Certifications
Certification in Business Communication - Katharine Gibbs School, Melville, NY Education
High School Diploma-West Babylon High School, West Babylon, NY
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