Senior Mortgage Processor with 10+ Years Experience

Neda Pargol

***** ****** ******** ** **** B, San Diego, CA, 92128 858-***-**** ********@*****.*** Objective

Professional more than ten years of loan processing and data entry experience, looking to settle into a more stable and customer role. Friendly and professional, I am able to interact with clients, colleagues, and members of management and pro them with the best possible customer service. Excellent verbal and written communication skills. Organized and detail-o with excellent record management skills.

Skills

• Microsoft Office suite

• Customer service

• Record Management

• Organized

• Detail-oriented

• Skills/Qualifications:

• Experience with mortgage software, such as, Encompass, Sales Force, Reverse Vision, Lender office, point, Blitz and various word processing software.

• Expert understanding of loan processing and closing policies, procedures, documents, underwriting requirements, governmental and agency requirements, terminology, and automated processing systems.

• Exceptional people and communication skills. Bilingual (English –Farsi) Experience

Traditional Mortgage Acceptance 03/02/2019 to current Senior Processor

Process loan applications, analyze loan documents, and evaluate applicant eligibility for loan qualifications. Review application and financial documentation to ensure complete file submission to underwrite for credit package analysis. Re-disclose loans in compliance with all RESPA/ TILA requirements. Maintain open and consistent communication channels between brokers, AE, underwriter, closure, and financing. Request FHA case numbers, title searches, appraisals, homeowners’ insurance, payoffs, and any other necessary third-party confirmation. Key Contributions/Achievements:

● Ensured conformance with conditions obtained from borrower, loan officer, appraiser and title.

● Remained abreast of file status and documentation/processing needs for closing.

● Enforced REG B compliance standards by tracking application status.

● Maintained current knowledge of HUD/FHA guidelines/changes along with existing guidelines

LIVE WELL FINANCIAL 05/2018 TO 03/02/2019

Senior loan processor

Managed, prepared and processed mortgage loan files from application through approval.

· Verify all documentation for accuracy, completion and acceptability.

· Responsible of evaluating and processing HECM reverse mortgage loan files.

· Effectively manage and process a full pipeline of HECM.

· Document borrower’s employment stability, income adequacy, availability of funds and acceptability of property for financing purposes.

· Acting as a liaison and maintaining communication between customers and all parties involved in the transaction

REVERSE MORTGAGE Funding, INC, 07/2017 - 05/2019

SENIOR HECM PROCESSOR,

· In charge of assembling documents in loan files, verifying all data for accuracy; recognizing and correcting errors in source development.

· Created a completed loan submission package for delivery for the underwriter to review.

· Preparing approved loans for closing and coordinating closings with lenders, borrowers, and title companies.

HIGHTECH LENDING, AMERICAN MORTGAGE GROUOP 10/2016 – 07/2017 Senior loan processor

· Guidelines and state specific requirements.

· Checked and evaluated Income, Title report, Credit and appraisal.

· I charge of submitting loans to UW and working on Prior to Docs conditions timely manner MANHATTAN FINANCIAL GROUP, 11/2015- 10/2016

ACCOUNT EXECUTIVE MANAGER (JUNIOR UW)

· Re-underwrite files according to program guidelines and provided needs list to the sales team within 24 to 48 hours of file receipt evaluate income type, source & history to ensure it is usable and calculate income.

· Quickly resolve any post close requirements to achieve and exceed productivity expectations and standards

· Requesting additional information from title companies, builders, realtors and others by phone, fax, or letter as required.

AMERICAN FINANCIAL GROUP (AFN) 03/2013 - 10/15/2015 LOAN PROCESSOR

· Reviewed residential loan application files to verify that application data is complete and meets establishment standards, including type and amount of mortgage, borrower assets, liabilities and length of employment.

· Processed conventional loans from set up to submission, from conditions to close. THE ARAMCO GROUP- 01/2010 –02/2013

LOAN PROCESSOR (HECM)

· Reviewed Reverse Mortgage (HECM) loan application file to verify that application data is complete and meets establishment standards

· Assist customers with inquiries or problems and communicate problems with loan originators. Worked closely with loan originator to ensure a timely and accurate experience for our clients throughout the entire mortgage process.

Contact this candidate