Versatile Professional with Educational and Mortgage Experience

SUNITAA SALGIYA

Folsom, CA ***** (***) *** - **** *********@*****.*** WWW: Bold Profile

Highly-motivated employee with desire to take on new challenges. Strong work ethic, adaptability, and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills. Instructional Assistant, 03/2023 - Current

FCUSD – Folsom, California

• Assisted teachers in developing lesson plans and instructional materials.

• Supported students with special needs in classroom activities and learning tasks.

• Collaborated with educators to create a positive learning environment.

• Implemented behavior management strategies to promote student engagement.

• Organized classroom resources and materials for efficient access and use.

• Participated in staff training sessions to enhance instructional support skills.

• Provided classroom support throughout planned instruction and individual lessons.

• Monitored students in class, hallways, and cafeteria to enforce school rules.

• Assisted teachers in providing accommodations for students who need additional support. Mortgage Loan Processor, 03/2021 - 03/2023

Wells Fargo Home Mortgage – City, CA

Managed mortgage loans by reviewing related documentation, maintaining budgets, communicating with parties to resolve issues, and approving loan transactions.

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Processed (X) monthly mortgage loan applications by making sales calls to prospective customers, reviewing the documentation, estimating creditworthiness, and calculating repayment risk.

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Supervised loan processes by conducting initial credit/lien searches, tracking pending due diligence items, and performing property evaluations to determine the feasibility of loan programs.

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Sustained optimal business operations by updating loan files, collecting apt fees from borrowers, and performing post-closing functions to enhance the organization's pull-through rate.

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• Processed mortgage applications to ensure timely and accurate documentation.

• Communicated with clients to gather necessary documentation for loans.

• Collaborated with real estate agents to clarify borrower information requirements. Summary

Experience

• Submitted completed loan packages to underwriting department for approval or denial decisions.

• Provided customer service by responding to inquiries regarding loan status. Instructional Assistant, 09/2019 - 02/2021

FCUSD – Rancho Cordova, CA

Assisted with various functions, including implementing instructional programs, assessing student performance and other tasks as needed by the instructor.

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• Provided support to teachers, instructors, and faculty members in an educational setting.

• Empowered students and facilitated learning by building effective learning conditions. Adapted various teaching methods and instructional materials to meet students' learning needs while ensuring compliance with the state requirements for education.

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Identified various learning styles to create a tailored instructional resource to enhance student performance and encourage sustained achievement, insight, and holistic development.

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Loan Processor, 06/2015 - 08/2019

Statewide Realty & Mortgage – Elk Grove, CA

Assessed clients' overall financial condition by analyzing income, properties, debts, expenses, credit reports, or other financial information.

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Obtained and compiled copies of the loan applicants' credit histories, company financial statements, and other financial records.

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Met with the applicants to obtain information on the loan applications and address questions about the process.

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• Reviewed loan agreements to ensure completeness and accuracy in compliance with the policy. Reviewed and updated the credit and loan files and conferred with underwriters to help address mortgage application issues.

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Prepared reports to be submitted to customers whose accounts were delinquent and forwarded irreconcilable accounts to collectors.

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Senior Business Manager, 03/2000 - 03/2007

Vertex Techno Solutions Put Ltd. – Bangalore, India Managed all the major companies with their IT requirements and directed and organized operations involving the sale of manufactured goods, services, commodities, real estate, or other sale subjects.

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Recruited, educated, and mentored new talent in the sales department and increased team morale and overall sales volume by creating incentives for sales competitions and spiffs.

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Negotiated and closed contracts with Fortune 500 companies, including Ernst & Young, Robert Bosch, Metro Cash and Carry, Daimler Chrysler, Amazon, Intel and Bearing Point.

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Exceeded sales targets and increased profitability by implementing sales strategies and business plans in line with market trends.

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Negotiated pricing with distributors and consumers to maximize cost savings while enabling consumer partnerships to boost sales and improve profit margins.

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Developed strategies to shape and capitalize on changing consumer and business needs and defined sales targets and processes that have led to improved sales and profitability.

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Associate of Arts: Fashion Design, 08/1997 - 09/1998 JD Institute of Fashion Technology - Bangalore, KA Bachelor in Commerce : Statistics, 04/1990 - 07/1996 MLA - Bangalore, KA

• Member, Alumni Association

• linkedin.com/in/sunitaasalgiya-60b52b1b9/

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