AML/KYC/EDD Analyst with 8+ years of Fraud Expertise

HAMDIYA MOHAMMED

Houston TX ***** 409-***-**** *****************@*****.*** LinkedIn

PROFESSIONAL SUMMARY

Detail oriented AML/KYC/EDD/FRAUD Analyst with 8years of experience in the financial industry. Specializes in Enhanced due diligence, PEP screening, KYC (Know Your Customer), Anti-Money Laundering, High risk review, SAR drafting, Negative news screening, OFAC stripping, Fraud investigation, Enhanced due diligence, and Ongoing transaction monitoring. Versed in MS office suite, Risk management, and Investigation. Astute compliance professional who is successful at managing multiple priorities with a positive result. SKILLS

• Investigation • Risk management

• SAR drafting • Compliance strength

• Fraud detection • Data Analysis

• Banking regulations • MS Office

• Due diligence • Team player

• Project management • Flexible and Adaptable

• KYC • Multitasking Abilities

• Effective communication • Problem-Solving

WORK HISTORY

AML/KYC/EDD Analyst PNC Bank - Newark, NJ Jan 2023 – Current

• Conduct detail investigation on Suspicious transactions and file SAR (Suspicious Activity Report) when risk cannot be mitigated.

• Identifies potential threats, vulnerabilities, suspicious behavioural patterns, and recommend mitigation measures.

• Document research findings to support risk-based decision making and resolution to escalated fraud incidents.

• Implement appropriate CIP (Customer Identified Program) and CAP (Customer Acceptance Policy).

• Review customer accounts for instances of suspicious financial transactions.

• Perform background checks, customer research, transactional analysis using software and databases such as Lexis- Nexis, Documentum, SAS, Actimize, Google, C-link, and Image soft.

• Prepares Suspicious Activity Report (SAR) in compliance with established regulatory guidelines and deadlines.

• Document steps taken through the investigation escalation process.

• Assist in risk assessment, identification, and on-going monitoring of higher risk accounts to detect suspicious activity.

• Review new customer accounts and verify their identities.

• Use customer risk scoring models in accordance with the departmental processes and procedures.

• Conduct due diligence in various third party and internal database review and detect suspicious activities. AML/FRAUD Analyst Stanbic Bank - Ghana Jul 2017 – Dec 2022

• Collaborated with team members to discuss fraud trends and brainstorm methods to combat this type of crime.

• Monitored and contacted customers to verify the authenticity of Visa transactions to curb fraud.

• Assisted in conducting risk assessments and reviews of client processes to identify gaps in internal controls, compliance, and fraud prevention frameworks.

• Observed customer transactions to identify fraudulent activity such as Account takeover, Friendly fraud, Identity theft, and similar other risks using tools such as Clas, Finacle, Agent Connect, Flex cube.

• Recommended new software tools and enhancements to improve fraud detection, prevention, and reporting efforts.

• Analyzed potentially suspicious financial activity and file SAR (Suspicious Activity Report) when risk cannot be mitigated.

• Ensured necessary actions/corrections are made to the accounts to resolve disputes, complaints, and inquiries.

• Transaction monitoring of international and domestic wires, POS, ACH, and Monetary instruments.

• Analyzed large amounts of data to find patterns of fraud and anomalies.

• Conducted thorough customer and enhanced due diligence research using company's resources and other resources to determine whether AML risk exists.

• Met and exceeded both productivity and quality benchmark.

• Communicated findings, status, open issues, and other AML-related items to management regularly.

• Liaised with management to ensure compliance with internal policies and external regulations.

• Led teams in implementing banking operations projects, reducing operational risk. CERTIFICATION

CAMS: Certified Anti-Money Specialist In view

EDUCATION

Masters: Management Information System & MBA May 2025 Lamar University College, Beaumont, TX

BSc: Business Administration Dec 2013

Central University College, Ghana

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