Michelle Coan
*** **** **, **********, ** *****
Email: *********@*****.***
Objectives:
To work for a company where I can share the knowledge that I have from being in the mortgage industry and to learn and help to develop new processes while being part of a team.
Experience:
FBC Mortgage, Processing Coordinator
08/2015 - Present
• Work on pipeline of loans to complete tasks as assigned by the system, Processing Coordinator Supervisor, Processing Supervisor or Processor.
• Work as part of a team in providing documentation from 3rd party sources to complete the operational process.
• Order and follow up on Employment, income and Asset verifications and tax documentation.
• Complete Orders and follow up on Property Validations: flood certs, USPS address verifications, Appraisals orders, GEO coding.
• Run Initial Fraud and Compliance Reports.
• Work with Title Insurance, Flood Insurance and Homeowner’s Insurance Companies to ensure accuracy in documentation.
• Complete and follow up on Appraisal orders.
• Provide status, document conversations and provide support to processing and sales staff. Pulte Mortgage, Loan Processor
04/2011 – 08/2012
Review loan applications for accuracy and completeness
* Verify borrower's income, assets, and credit history
* Order and review appraisals, title reports, and other documents
* Calculate borrower's debt-to-income ratio
* Submit loan applications to underwriting for approval
* Respond to underwriting requests for additional information
* Prepare loan closing documents
* Monitor loan status and ensure timely closing
* Maintain loan files and records
* Communicate with borrowers, lenders, and other parties throughout the loan process
* Resolve discrepancies and problems that arise during the loan process
* Assist with post-closing activities, such as loan funding and loan servicing
* Interact with Down Payment Assistance Programs to advise if the borrowers would qualify for them Michelle Coan
2901 SW 41st St, Apt 1410, Ocala, FL 34474 720-***-****) Email: *********@*****.***
2
Aurora Loan Services, Loan Closer
09/2003 – 04/2011
* Preparing and reviewing loan closing packages and paperwork.
* Ensuring the accuracy and completeness of all required documents.
* Managing and resolving any concerns, problems, and documentation issues.
* Acting as an intermediary between all parties involved in mortgage loan transactions.
* Ensuring closing details comply with state and federal regulations.
* Coordinating mortgage closing proceedings.
* Maintaining accurate closing schedules.
Education
Ameritech College / Associates Degree in Medical Coding and Billing – Graduated 2012 References
Available upon request