Market Risk Financial Analyst

Dishika Haresh Budhrani

Philadelphia, PA 267-***-**** *******.******.********@******.*** linkedin.com/in/dishikabudhrani EDUCATION Full Time Availability – Jan 2026

TEMPLE UNIVERSITY, The Fox School of Business Philadelphia, PA Master of Science, Financial Analysis 3.9 May 2026

• Chartered Financial Analyst (CFA) Level II candidate, Level I cleared in Nov 2024

• Top 4 Finalist, CFA Society Philadelphia Research Challenge – Feb 2025

- Produced equity research report and valuation on a publicly traded company, integrating financial statement analysis, forecasting, and risk assessment.

- Presented findings and defended investment thesis before senior industry professionals, showcasing analytical and communication skills.

• Participant, Vanguard ETF Fall Trading Challenge – Nov 2024 UNIVERSITY OF MUMBAI Mumbai, MH

Master of Commerce, Financial Accounting and Management GPA: 3.8 Dec 2021 Bachelor of Commerce, Financial Accounting and Auditing GPA: 3.5 Nov 2019 EXPERIENCE

CREDIT SUISSE (now part of UBS) Mumbai, MH

Formerly a leading global investment bank, providing strategic risk solutions to institutional clients 2022 - 2024 Market Risk Analyst

• Supported enterprise-wide market risk initiatives for trading desks and investment portfolios, integrating risk frameworks post-CS-UBS merger, delivering analytics on VaR, stress testing, scenario modeling, and regulatory reporting across global markets, while collaborating with stakeholders across risk, treasury, and front office.

• Monitored and validated daily market risk metrics across 20+ trading desks, including Value-at-Risk (VaR), sensitivities, and capital utilization, ensuring alignment with firm-wide and desk-level risk appetite.

• Produced and distributed 35+ quarterly Market Risk reports, covering Regulatory VaR, stress testing, risk limits and breaches, flag tracking, Backtesting, Volcker Rule metrics, and Banking Book exposures in line with BCBS 239 compliance - supporting senior risk officers and regulatory submissions.

• Investigated 50+ data and methodology exceptions, identifying root causes related to model assumptions.

• Actively contributed to 5 major organizational restructurings during the UBS-Credit Suisse integration, ensuring seamless transition of market risk reporting, governance, and controls across legacy systems and new frameworks.

DBS BANK Mumbai, MH

Asia’s largest bank by assets, providing corporate, consumer, and treasury banking across 18 markets 2019 - 2020 Credit Risk Trainee

• Assessed creditworthiness of 50+ multinational and large corporate clients across manufacturing, energy, and technology sectors by analyzing financial statements, key credit metrics, covenant compliance, and forward- looking projections using Excel modeling and internal credit risk platforms.

• Reviewed and analyzed 100+ credit memos annually, performing scenario-based stress testing, risk ratings, and budget variance analysis in line with internal credit policies and regulatory standards.

• Partnered with Credit Risk Managers to develop 3+ portfolio-level stress scenarios, assigning Early Warning Signals (EWS) to at-risk counterparties, improving proactive risk mitigation and credit monitoring workflows. PROJECT

Equity Research Challenge Temple University Oct 2024

• Led a 3-member team to analyze Alphabet Inc.’s (NASDAQ: GOOG) financials over 5 years using FactSet, forecasting free cash flows and estimating valuation using DCF and relative valuation techniques.

• Conducted comprehensive strategic analysis including SWOT analysis, Porter’s Five Forces, DuPont, and risk matrix to assess market positioning and profitability.

• Delivered an equity valuation report with a “Hold” recommendation, supported by robust financial performance and long-term strategic outlook.

SKILLS

• Risk Analysis: Portfolio Monitoring, Credit Risk Analysis, Market Risk, Risk Reporting, Risk Management

• Data Analysis & Visualization: Python, SQL, R, FactSet, Capital IQ, Bloomberg, Power BI, Tableau

• Financial: DCF & Relative Valuation, Financial Modeling, Forecasting, Trend Analysis, Scenario Analysis

• Professional: MS Office, Microsoft Excel, Analytical Skills, US GAAP, IFRS, Regulatory Compliance (BCBS 239) Certified Chartered Accountant (ICAI) – equivalent to US CPA, CFA Level II Candidate STEM OPT (36 months)

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