NAUSHAD AHMED, FCCA
Houston, TX ***** +1-646-***-**** ************@*****.*** LinkedIn: linkedin.com/in/naushadacca EXECUTIVE SUMMARY
Chartered Certified Accountant (FCCA) with 18+ years of experience in audit, financial reporting, compliance, and senior banking leadership. Career includes work with Ernst & Young (EY), leading audits for multinational clients such as Toyota, Unilever, BAE Systems, Pepsi, Pak Arab Refinery (PARCO), ABN Amro/RBS, PIA, and Berger Paints, applying SOCPA, IFRS, and GAAP standards. At the State Bank of Pakistan, played a key role in remittance frameworks that scaled inflows from $6.8B to $30B. Most recently, as Resident Vice President at Al Baraka Bank, drove business growth, regulatory alignment, and digital financial solutions. Recognized for building strong client relationships, managing complex assignments independently, and delivering results in multicultural environments.
CORE COMPETENCIES
• Business Acquisition & Relationship Building
• High-Level Networking & Client Engagement
• Leading Teams & Managing Complex Tasks Timely
• Independent, Self-Starter & Initiative Driven
• Strong Analytical & Problem-Solving Skills
• Go-Getter in Finalizing Assignments
PROFESSIONAL EXPERIENCE
Resident Vice President Al Baraka Bank, Pakistan Nov 2023 – Present
• Drove business growth, ensured financial compliance, and delivered digital solutions for inbound remittances.
• Partnered with regulators and internal audit teams to align operations with IFRS reporting.
• Expanded remittances from $30M to $100M through strategic partnerships and business development. Founder & CEO Naushad Imdad Pakistan Pvt Ltd 2016 – 2023
• Built and scaled a retail/luxury fashion business to $3M annual revenue, overseeing finance, compliance, and audits.
• Structured financial systems, handled budgeting, and managed external audits across group companies.
• Established strong sourcing networks and partnerships across multicultural markets. Deputy Director State Bank of Pakistan (PRI) 2009 – 2013
• Directed national remittance policy and compliance, achieving exponential inflow growth ($6.8B ® $30B annually).
• Standardized reporting and implemented AML/KYC frameworks with international regulators.
• Coordinated with Ministry of Finance, MTOs, and banks for remittance expansion. Audit Senior Ernst & Young (EY), Jeddah, Riyadh & Karachi Dec 2005 – Jun 2009
• Planned and executed audits, financial reporting, and tax/Zakat compliance under SOCPA, IFRS, and GAAP.
• Delivered statutory audits, risk assessments, management letters, and consolidated financials.
• Supervised audit teams across multiple offices, ensuring high-quality, timely execution.
• Strengthened client trust through clear communication and value-driven advisory. Major Audit Clients: Toyota, Unilever, BAE Systems, Pepsi, Pak Arab Refinery (PARCO), ABN Amro/RBS, PIA, Berger Paints, Friesland, SC Johnson, SADAFCO, Gulf International Bank, National Commercial Bank, BUPA Insurance, SGI General Insurance, Habib Sugar Mills, Telecard Ltd., Arabian Homes, US Aid Assignments. EDUCATION & CERTIFICATIONS
• FCCA – Chartered Certified Accountant
• Advanced Certifications in AML & International Banking
• Master’s in Economics (2004)