Loan Processor Senior

Kelli Michael

714-***-**** **************@*****.*** LinkedIn

Professional Summary

Experienced mortgage and operations professional with over 15 years in residential lending, construction oversight, and client relations. Skilled in loan processing, underwriting support, and cross-functional coordination. Known for maintaining exceptional compliance standards, managing end-to-end loan cycles, and building trusted relationships with clients, brokers, and internal teams.

Professional Experience

Senior Loan Processor Caliber Home Loans – Santa Ana, CA Nov 2020 – Jul 2024

• Served as primary liaison between sales, clients, and vendors to manage seamless loan processing.

• Collected, analyzed, and verified all documentation required for underwriting and funding.

• Ensured compliance with lending regulations and internal guidelines.

• Coordinated with title, escrow, and collateral teams for timely closings. Senior Loan Processor Center Street Lending – Irvine, CA Oct 2019 – Mar 2020

• Processed hard money loans for residential and commercial real estate transactions.

• Worked directly with business entities (LLCs, corporations, trusts) to collect and review legal and financial documentation.

• Managed loan files from origination through funding, maintaining accuracy and compliance.

• Evaluated credit, financials, and property details to ensure loan viability.

• Maintained consistent communication with clients and brokers.

• Partnered with title and escrow for accurate document preparation and timely disbursement. Asset Manager / Senior Asset Coordinator Revolve – Anaheim, CA Aug 2018 – Oct 2019

• Managed relationships with capital partners and private placement investors through the acquisition process.

• Drafted and reviewed Loan Purchase Agreements and contracts to ensure regulatory compliance.

• Assisted investors with application and licensing requirements for asset purchases.

• Liaised with servicing, sales, and collateral departments to maintain client satisfaction through asset liquidation. Vice President of Operations Lucas Construction – Yorba Linda, CA Jul 2008 – Aug 2018

• Directed full operations, including job scheduling, contract management, and vendor relations.

• Oversaw payroll, budgeting, and material procurement.

• Negotiated homeowner agreements and ensured timely project completion. Other work experience, education, and skills:

Work Experience: Account Manager/Loan Officer Acoustic Home Loans (04-06) Senior Loan Processor Mission Hills Mortgage (01-04) Education: BS in Human Services; University of Phoenix ‘01 Technical skills: Salesforce, Hubspot, Encompass, Proprietary LOS/CRM tools Core Competencies: Title, Escrow & Funding Coordination Contract Negotiation Underwriting Support Credit & Document Review

Construction Operations Oversight Residential Loan Processing

Contact this candidate