Compliance Officer Quality Assurance

ALVARO AGUIRRE

Pembroke Pines, FL *********@***.*** 954-***-****

www.linkedin.com/in/alvaro-aguirre-banking-operations

HIGHLIGHTS OF QUALIFICATIONS

• Extensive experience in Private/International/Commercial Banking Industry, in Operations Department (Financial Crimes/Global, KYC and Screening Operations, FINCEN, AML, BSA, CTF, USA Patriot Act., OFAC Compliance, Loan (L/Cs, NOB, LOC), Investigations, Quality Assurance, Document Control, and Wire Transfer).

• Compliance Officer/KYC–AML Analyst /Brokerage Securities/Bookkeeping/CIF/Wire Transfer.

• Excellent Financial Investigation and Analysis Experience

• Languages: Spanish (Native: fluent in writing, reading, and speaking)

• Over 15 years in banking, with more than five years in OFAC, BSA, Anti-Money Laundering (AML) and extensive experience in financial services, particularly in private, international, and commercial banking.

• Extensive background in AML, Risk management, KYC, CTF, and OFAC compliance, complemented by strong bilingual capabilities in Spanish.

• Proven ability to work in high-pressure environments, demonstrated in various supervisory and operational roles.

PROFESSIONAL EXPERIENCE

BCI Securities (Miami, FL)

• BD Regulatory Compliance Officer (03/2025 – 06/2025)

• Assist in the development, implementation, and ongoing maintenance of the institution’s BSA/AML, Counter-Terrorist Financing (CTF), and OFAC compliance programs.

• Oversee core compliance functions, including transaction monitoring, alert investigations, regulatory reporting, and data validation.

• Supervise staff, ensure high-quality output, and monitor BSA/AML surveillance systems.

• Coach and support team members; serve as escalation point for complex investigations.

Phaxis Staffing Agency – IDB Bank (Aventura, FL) (Contract)

• Client Onboarding Consultant (02/2025 - 03/2025)

• Review and analyze documentation for client onboarding.

• Maintain accurate KYC records and perform client verification.

Citibank NA (Fort Lauderdale/Miami, FL)

• Financial Crimes/Global KYC-AML Analyst Operations Officer (01/2022 - 05/2024)

• Conducted research using internal and external sources to validate entity data.

• Performed KYC tasks, OFAC screenings, and escalated suspicious activity.

• Reviewed business accounts and supported periodic review processes.

• Provided outreach and served as Spanish-speaking contact for Latin American clients.

Banco Santander (Miami, FL) (Contract)

• Loan Operations Officer – Loan Department (08/2021 - 01/2022)

• Processed and translated NOB and LOC applications.

• Managed loan renewals and assessed risk positions.

HSBC Private Bank International (Miami, FL)

• Account Operations Officer – Bookkeeping/Brokerage Department (12/2008 - 06/2019)

• Supervised a team of 7 and reduced handling time by 20%.

• Investigated OFAC, FACTA, ACH, and NSF discrepancies.

• Reconciled Federal Reserve accounts and reported discrepancies.

• Conducted teller audits and QA reviews to detect fraud.

EDUCATION AND CERTIFICATIONS

Mission High School, San Francisco, CA

High School Certificate (08/1984 – 06/1985)

Associate of Applied Science Degree in Business Administration

Los Angeles City College / East LA College (08/1989 - 06/1993)

• PC Professor - Computer Software Course (A+ Certificate)

• FedLine Advantage Training Certificate

• General Banking Certificate

• SWIFT Seminar

• Wire Transfer and Communication Systems Seminar

• Automatic Clearing House (ACH)

• Proof Department Systems

• Business Administration/Finance Certificate

TECHNICAL SKILLS

Software: PB Global Portal ECRM, IBM/BIMAS, Pershing NetXchange, Netx360, Access 2013, Evolve Customer Services/First Data, IBM Lotus Sametime, Epic, Pitney Bowes, SMARSH, Bloomberg, Bloomberg-Vault, DocuSign.

Systems: IBIS AS/400, FEDLINK, DATA PRO AS/400, FEDLINE, Global Thompson Book Directory, SWIFT messaging systems, RVI, S300 (Dimensions), SARG, FISERVE, HORIZON, BELL & HOWELL, UNYSYS, Earns, Micro Encoding (S600/S4000).

Web and Internet Tools: LexisNexis, Secretary of State Website, Concierge, KIWI, KYC, Citibank Internal Software.

Other: Windows, Intranet, Microsoft Office, Outlook, Excel, Word, PowerPoint, Teams, Zoom, Skype.

Languages

English – Fluent

Spanish – Fluent

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