Document Review Real Estate
Resume:
professional summary
experience
W: ************@*****.***
Financial History Analysis
Business Income Analysis
Income Analysis
Asset Review Analysis
Decision Making
Desktop Underwriter Engines
Analytical and Critical Thinking
Problem Solving
Time Management
Government Lending
Fraud Detection
Loan closing
Processing procedures
Dedicated work ethic
Finalizing contracts
Document management
Financial document review
Title research
Document review
Teamwork and collaboration
Processing documents
skills
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
crystal
formby
c f
• 20 + years in the Real Estate Mortgage Industry
• Successful remote work experience for 9 plus years
• Self-motivated and directed, well organized, enjoys the challenge of inside sales
• Excellent communication skills, able to put people at ease
• Committed to excellent service and customer satisfaction
• Highly reliable with little or no supervision, proven ability to get the job done
• Able to focus on specific tasks, while tracking all project goals
• Maintained high service levels at the same time assisting my peers.
• FHA
Treadstone Mortgage
August 2024 - Current
Loan Processor
• Reviewed loan applications for accuracy and completeness.
• Verified documentation provided by clients to support loan requests. Ensured timely processing of loan files in accordance with established guidelines and deadlines.
•
Conducted thorough analysis of applicant's financial information and credit history to determine eligibility for loans.
•
Identified positive and negative markers in applicant financial histories through careful reviews.
•
• Obtained approvals by helping underwriters resolve problems with mortgage applications. Kannonball Insurance
March 2024 - August 2024
Medicare Specialist
• Analyzed client's medical history to determine eligibility for specific Medicare programs.
• Reviewed Medicare claims to ensure accuracy and compliance with regulations. Liaised with government agencies such as CMS Centers for Medicare and Medicaid Services for regulatory updates and clarifications.
•
Implemented process improvements aimed at enhancing efficiency within organization's Medicare division.
•
Cardinal Financial
September 2019 - September 2022
DE Underwriter III
Conducted ongoing training sessions for new hires and established team members on underwriting best practices and updates in guidelines.
•
Worked closely with quality control teams to address any audit findings related to underwriting decisions or procedures.
•
accolades and achievements
certifications
language
Maintained thorough knowledge of current industry regulations, policies, and compliance requirements.
•
Assessed property appraisals for accurate valuation and adherence to underwriting standards.
•
• Managed high volume of files while maintaining accuracy in decision-making processes. Ensured compliance with federal lending laws such as Fair Lending, RESPA, TILA, HMDA, and ECOA throughout underwriting process.
•
Monitored pipeline efficiency by prioritizing workload based on closing dates and service level agreements SLAs.
•
• Analyzed borrower's credit history to determine their repayment ability. Mr. Cooper
April 2013 - September 2019
Correspondent Underwriter II
• Developed relationships with sources to gain access to exclusive stories and insights.
• Profiled notable figures through in-depth interviews and background research.
• Adhered to journalistic ethics and standards when reporting on sensitive issues or subjects.
• Researched topics thoroughly to ensure accuracy and credibility in reporting. TCS (TATA)
October 2009 - April 2013
Underwriter II
Maintained thorough knowledge of current regulatory requirements and lending practices in mortgage industry.
•
Negotiated policy terms with brokers or agents, ensuring that all parties were satisfied with agreement reached.
•
Determined appropriateness of approval or denial of mortgage loans based on identified risk profiles.
•
Analyzed applicants' financial status, credit history, and property evaluations to determine risk levels.
•
Assessed potential risks related to construction projects, recommending appropriate coverage options.
•
Implemented new procedures and guidelines aimed at reducing company exposure to high- risk loans or policies.
•
Over the years I have been awarded monthly accolades from management and my peers for having an outstanding work ethic, achieving Company Mission Statements, meeting or exceeding SLA and working closely with peers to achieve team goals.
•
• I have received notifications from clients of the satisfactory service that they received. I won a trip with other fellow employees throughout the company from other departments in which I received the highest qualifying points in my department.
•
Just a few examples of what type of employee I have been throughout my career. I have always been proud of my Companies and how I represented them.
•
• Conventional and FHA
• Licensed to sell Life and Health Insurance in the State of Texas
• Member of ACFE and getting CFE Certification
l h
English - Native
Contact this candidate