DEANNA DARE
Adamsville, AL *****
************@*****.***
PROFESSIONAL SUMMARY
Detail-oriented Document & Mortgage Loan Specialist with a strong track record in mortgage audit, compliance, and quality control across multiple sectors. Skilled in managing complex documentation processes, ensuring regulatory compliance, and improving operational efficiency. Adept at scanning, categorizing, and retrieving documents, with a proven ability to enhance accuracy and reduce errors. Recognized for delivering excellent customer service, managing invoices, updating systems, and implementing cost-saving measures.
PROFESSIONAL EXPERIENCE
Underwriting Assistant (Temp)
The Sheffield Group – Birmingham, AL May 2024 – May 2025
Ensured full regulatory compliance through precise record-keeping and adherence to company policies.
Prepared comprehensive underwriting reports highlighting performance trends and process improvement opportunities.
Maintained professional client communication, ensuring timely and accurate responses to inquiries.
Reduced policy issuance errors through consistent accuracy in data entry.
Loan Specialist / Data Input & Scanning Clerk
Renasant Bank – Birmingham, AL Feb 2022 – Apr 2024
Operated high-volume scanners for document conversion and uploaded files to the enterprise database.
Reviewed and verified all final loan documentation for accuracy, completeness, and investor compliance.
Performed data entry into tracking systems, generated reports, and ensured timely delivery of final loan packages.
Led quality control reviews to identify missing or incorrect documents, facilitating prompt corrections.
Collaborated with underwriters, processors, and closers to meet loan closing deadlines.
Surge Loan Specialist / Data Entry
SBA (Contractor) – Birmingham, AL Jan 2021 – Jan 2022
Reviewed loan servicing quality, liquidation requests, and purchase requests from borrowers and lenders.
Assessed financial conditions of borrowers and recommended approval or denial of requests.
Determined additional data requirements for accurate evaluation and analysis.
Lead Merchandiser
SAS Retail Services – Birmingham, AL Mar 2020 – Dec 2021
Directed merchandising operations, resets, and schematic integrity to meet client requirements.
Adjusted work schedules to align with changes in demand and ensured timely completion of projects.
Coordinated with team members and retail managers to resolve issues and maintain workflow.
Operations Associate (Seasonal)
JCPenney – Jacksonville, FL Apr 2019 – Jan 2020
Supported pricing operations, POS transactions, and administrative tasks.
Delivered exceptional customer service, driving sales and profitability.
Sales & Customer Service Roles
CVS Health / JCPenney / Dollar Tree – Jacksonville, FL 2014 – 2019
Assisted in store operations, inventory management, and customer transactions.
Supported merchandising and stock replenishment to ensure product availability.
Tax Associate (Seasonal)
Metro Tax – Jacksonville, FL Jan 2014 – Jul 2014
Prepared accurate tax returns, identifying owed or overpaid amounts.
Reviewed financial statements for completeness and accuracy.
Post-Closing Auditor (Temp)
PHH Mortgage – Jacksonville, FL Jul 2013 – Dec 2013
Audited loan packages for investor review, ensuring compliance with regulatory requirements.
Prepared pre-implementation reports and resolved documentation issues.
Bankruptcy & Foreclosure Specialist / QA
Wells Fargo (Contractor) – Jacksonville, FL Nov 2011 – Jun 2013
Reviewed loan files to identify compliance issues and mitigate risk.
Coordinated with legal and collections teams to ensure adherence to guidelines.
EDUCATION
National Exam Study Course for NMLS – Jim Montrym's National MLO School, Tampa, FL 2004–2005
College Coursework in Accounting & Mortgage Banking – Florida State Community College of Jacksonville 1996–1998
SKILLS
Mortgage Loan Documentation & Processing
Compliance & Regulatory Review (Fair Housing, Investor Guidelines)
Quality Control Auditing
Data Entry & Document Imaging (High Volume)
Loan Servicing & Underwriting Support
Customer Service & Client Relations
Microsoft Office Suite (Excel, Word, Outlook)
AS400, RMS, BOSS Systems
Financial Analysis & Risk Assessment
CERTIFICATIONS
Florida NMLS License