Financial Analyst Planning

TOYIN MARY KAKULU

West Haven, CT, US +1-203-***-**** *************@*****.*** www.linkedin.com/in/toyin--kakulu SUMMARY

MBA student with a strong background in finance and accounting roles. Hands-on experience in financial analysis, budgeting, forecasting, bank reconciliation, account payable and receivable and financial reporting. Developed a keen understanding of financial metrics and how they influence business decision-making. Honed skills in managing financial statements, conducting variance analysis, and optimizing cost structures. Participated in the 2024 CFA research competition. My ability to analyze financial data and communicate complex findings in a clear and concise manner makes me a valuable asset to any team. In addition to my technical proficiency in finance and accounting, I bring a strategic mindset, focusing on long-term financial health and operational efficiency. Thrive in collaborative environments, where my analytical insights and attention to detail contribute to sound financial planning and sustainable growth. With a strong work ethic and the ability to manage multiple projects under tight deadlines, I poised to make significant contributions to any organization seeking a finance professional who can drive both performance and profitability.

EXPERIENCE

Good Shepherd Homecare Providers West Haven, US Sept. 2025 – Till Date Financial Analyst / Payroll

Financial Management and Oversight

•Lead all financial planning, budgeting, and forecasting processes.

•Develop, implement, and monitor financial policies, procedures, and controls to ensure accuracy and accountability.

•Oversee daily financial operations, including cash flow, accounts payable/receivable, payroll, and banking relationships.

•Ensure the timely preparation of monthly, quarterly, and annual financial statements, while managing investments to support organizational stability.

• Analyze monthly and quarterly financial results, comparing actuals to budget and forecast, and identifying key variances and underlying business drivers.

• Ensure data integrity and consistency across reporting systems and collaborate with IT and Finance Systems teams on system enhancements or issue resolution.

Budgeting and Financial Reporting

•Prepare and present annual operating and capital budgets to the CEO and Board of Directors.

•Provide regular financial reports with variance analysis, forecasts, and recommendations.

•Ensure compliance of statements with GAAP and other regulatory standards. •Analyze trends to deliver actionable insights that strengthen financial decision-making.

Compliance and Risk Management

•Ensure compliance with federal, state, and local regulations, as well as nonprofit accounting rules.

•Oversee IRS Form 990 and other filings. •Manage audits, address findings, and improve processes.

•Administer insurance and risk policies while maintaining strong internal controls to prevent fraud or misuse of funds OLIVETHILL LLC Woodbridge, US

Financial Analyst (Intern) May 2024 – Nov. 2024

• Assisted in financial data collection, analysis, and interpretation to support strategic decision-making.

• Conducted market research and financial modeling to evaluate investment opportunities and potential risks.

• Prepared financial reports, presentations, and dashboards for internal and external stakeholders.

• Supported budgeting, forecasting, and variance analysis processes.

• Prepared the monthly management information pack containing P&L for the African business.

• Analyzed and maintained the direct cost including Payroll computation and posting into excel

• Maintained database & spread sheet for handling nominal ledger posting using excel.

• Collaborated with cross-functional teams to gather relevant data and insights for financial analysis projects.

• Prepared monthly management reporting (P&L, Balance Sheets), Variance Analysis.

• Assisted in the preparation of Month End, producing Monthly Overheads Reports and Cost /Budget Variance Analysis.

• Assisted with budgeting and forecasting, prepayments and accruals combined with balance sheet reconciliations and the KPI Figures.

• Conducted variance analysis comparing actual vs. forecasted results

• Collaborated with cross-functional teams including Accounting, Operations, and Sales

• Identify opportunities for process improvements and automation Nestoil Limited. Lagos, Nigeria

Senior Finance Officer / Account Officer Aug. 2019 – July 2023 Human Resources Officer /Employee Relation Officer May 2018 – July 2019 Executive Assistant (Group Head Human Resources) Feb. 2017 – April 2018 Senior Finance Officer / Account Officer

Duration: August 2019 – July 2023

Key Responsibilities:

• Managed day-to-day financial operations including accounts payable/receivable, payroll, budgeting, and reconciliations

• Prepared and analyzed monthly, quarterly, and annual financial reports and forecasts

• Ensured compliance with internal financial controls and external regulatory standards

• Supported external audits by preparing financial documentation and responding to queries

• Supervised junior accounting staff and provided training on financial systems and procedures

• Oversaw tax planning and submission of statutory filings (VAT, PAYE, corporate tax)

• Collaborated with department heads on budget development and expenditure monitoring

• Utilized accounting software (e.g., QuickBooks, ipower, tally, or SAP) to maintain accurate financial records

• Led process improvement initiatives that enhanced reporting accuracy and reduced month-end closing time

• Facilitated accounts payable and receivable processes by processing invoices, reconciling accounts (for 8 SBUs within the Group), and assisting in collections efforts to ensure timely payments and cash flow management.

• Maintained meticulous financial records and databases, ensuring data accuracy and integrity while adhering to company policies and regulatory requirements for transparent reporting.

• Prepared monthly bank reconciliation statement for 8 SBUs within the group

• Prepared, analyze, and consolidate project budgets and forecasts, providing insights into financial performance and variances to inform decision-making.

• Generated financial statements for 8 SBUs, including Income Statement, Balance Sheet, and Cash Flow Statement Enhanced monthly reporting efficiency by implementing streamlined bank/ledger reconciliation procedures.

• Analyzed cost trends and resource utilization, identified areas for cost savings and efficiency improvements, and developed performance metrics to monitor and measure financial performance.

• Actively participated in special finance-related projects assigned by the finance team, leveraging analytical skills and financial expertise to contribute to organizational goals and initiatives. Human Resources Officer / Employee Relation Officer Duration: May 2018 – July 2019

Key Responsibilities:

• Administered employee onboarding, offboarding, and orientation programs

• Maintained and updated employee records in HRIS systems

• Supported performance management processes, including appraisals and KPI tracking

• Coordinated recruitment activities, job postings, and interview scheduling

• Handled employee relations, disciplinary actions, and conflict resolution in alignment with HR policies

• Assisted in payroll processing and employee benefits administration

• Ensured compliance with labor laws and company HR policies

• Participated in employee engagement and training programs Executive Assistant to Group Head, Human Resources Duration: February 2017 – April 2018

Key Responsibilities:

• Provided high-level administrative support to the Group Head of Human Resources

• Managed calendars, scheduled meetings, and coordinated travel arrangements

• Prepared reports, memos, presentations, and other confidential documentation

• Acted as liaison between the HR leadership and other departments or external partners

• Organized HR departmental meetings, workshops, and company-wide events

• Maintained strict confidentiality with sensitive HR matters

• Monitored project timelines and ensured timely follow-up on action items

• Assisted in the preparation of HR strategy documents and progress reports PricewaterhouseCoopers (PwC), Lagos, Nigeria

Tax Administrative Officer Dec. 2013 - Feb. 2016

• Provided comprehensive administrative support to the tax department, including but not limited to managing calendars, scheduling appointments, and organizing meetings.

• Assisted in the organization, maintenance, and retrieval of tax-related documents, ensuring accuracy and confidentiality at all times.

• Assisted with billing and invoicing processes by preparing, reviewing, and processing client invoices in accordance with company policies and procedures.

• Maintained the fixed assets register for all acquisitions and disposals.

• Received and processed purchases and sales invoices and posting them into the various Nominal Ledgers.

• Produced, managed, controlled and monitored Aging reports statements and debtor days.

• Produced weekly Remittance Advice for all suppliers and processed staff expenses claim forms.

• Maintained and updated internal databases and systems with accurate and current information relevant to tax projects and client engagements.

• Processed invoices for the company’s various Departments, including purchase invoices and coding into the various nominal ledgers ensuring all suppliers are paid within agreed credit terms.

• Performed general bookkeeping duties, generating invoices, posting invoices into the purchase ledger.

• Managed daily cashbook using excel accounting package.

• Maintained accurate records and files, both electronic and physical, related to tax projects, client engagements, and departmental activities.

• Coordinated travel arrangements and accommodations for tax team members Away Day, ensuring cost-effectiveness and adherence to travel policies

Hamdala Consult (Chartered Accountants)

Audit Trainee, Finance Officer and Administrator Sept. 2011 – Nov. 2013

• Managed Account Payables and Receivables, ensuring accurate and timely processing.

• Maintained daily transactions in the accounting software, contributing to a well-organized financial system.

• Contributed to various projects, for instance the LIRS and FIRS audits, showcasing innovative thinking and proactive individual initiative within my team.

• Recorded daily transactions in the company's general ledger and conducting monthly bank reconciliation.

• Participated in all phases of financial statement audits and internal controls audits.

• Liaised with various suppliers regarding financial matters and resolved queries arising.

• Entering VAT on suppliers using an accounting package at the Flat rate and Zero rate.

• Posting and coding all invoices onto the system and creating accounts for new suppliers.

• Compilation of all sales ledger and purchase ledger into trail balance, journals, and general bookkeeping duties.

• Collaborated effectively within teams, showcasing strong teamwork skills. Identified and addressed client needs promptly. PricewaterhouseCoopers (PwC) Lagos, Nigeria

Audit Intern Nov. 2008 – Dec 2009

• Managed financial activities for partners, including invoice preparation and WIP reporting, ensuring monthly billing targets were consistently met.

• Assisted in specific phases of a financial statement audit.

• Performed detailed WIP analysis resulting in improved discount determination and month-end provision accuracy.

• Collaborated in audit preparations by gathering necessary documentation and providing support during audit inquiries to ensure a smooth and efficient audit process.

• Conducted asset verification processes for multiple companies, and actively sought guidance, clarification, and feedback when needed.

SKILLS

Financial reporting, Auditing, Accounting, variance analysis, prioritizing, account payable and receivable, account reconciliation, payroll reconciliation, cashflow management, collections, performance management, administrative support, excellent written and verbal communication, interpersonal skills, attention to details, efficient in excel and power point. EDUCATION

University of New Haven CT, USA May 2025

MBA (Financial Analysis) Financial Analysis (GPA: 3.83) Yaba College of Technology. Lagos, Nigeria

Higher National Diploma (HND) Upper Credit Oct. 2011 Ordinary National Diploma (HND) Upper Credit Oct. 2008 PROFESSIONAL QUALIFICATION

Institute of Chartered Accountant of Nigeria (ICAN) Skill Level RStudio and BMC and SCG certification

CFA / SIE (In view)

ACHIEVEMENT

Winner of Business pitch (Financial Application development)

Contact this candidate