Due Diligence Team Manager

Jayshree Manish Hire

***, *** *****, ****** ********,

Versova, Andheri (west),

Mumbai - 400061

Email: ******************@*****.***

Mobile No: +91-720*******

LinkedIn: hƩps://www.linkedin.com/in/jayshree-hire-b9a0a8304 Professional Summary

Detail-oriented and results-driven banking professional with 18 years of experience in KYC compliance, AML regulaƟons, and Customer Due Diligence Review. Proven experƟse in customer due diligence (CDD), transacƟon monitoring, and fraud detecƟon. Adept at ensuring regulatory compliance and enhancing operaƟonal efficiency in fast-paced banking environments. Seeking to leverage my skills in a challenging role within dynamic banking sector. Key Skills

Globally CerƟfied KYC Specialist (Go-AKS KYC CerƟficaƟon) by Global AssociaƟon of CerƟfied KYC Specialists (Go-AKS) passed with 90%, 2 September 2025

KYC & AML Compliance

Customer Due Diligence (CDD) & Enhanced Due Diligence (EDD)

External Commercial Borrowing (ECB) OperaƟons

TransacƟon Monitoring & Fraud DetecƟon

Regulatory ReporƟng (RBI, FATCA, CRS)

Proficiency in banking systems (e.g., Compass, Riskcalculator)

Strong analyƟcal and problem-solving skills

Excellent communicaƟon and interpersonal skills

Professional Experience

KYC, AML and CDD Review

Mizuho Bank Limited, Mumbai Mar 2014 - Present

Team Manager for KYC, AML and CDD Review with the ability to work both independently and collaboraƟvely with mulƟple teams located in different jurisdicƟons and under strict deadlines.

On boarding Corporate Customer by processing KYC documents, Customer Due Diligence review & Account Opening of Individual & Corporate Customers.

Conducted thorough KYC checks for new and exisƟng clients, ensuring compliance with RBI regulaƟons.

On Job Training given to new team members on CDD Review.

ExperƟse in compliance and AML. SancƟon List Search check, PoliƟcally Exposed Person (PEP) check, PAN VerificaƟon check, AML check of Individual & Corporate Customers.

Performed enhanced due diligence (EDD) for high-risk customers and prepared detailed risk assessment reports.

Maintained up-to-date knowledge of AML/CFT regulaƟons and implemented changes to ensure compliance.

Monitored and analyzed transacƟonal acƟviƟes to idenƟfy suspicious paƩerns and miƟgate fraud risks.

Processing KYC documents & CDD documents on COMPASS system by checking documents along with uploading all documents and evidences on the COMPASS system.

CoordinaƟng with Compliance & Business PromoƟon Departments for Simplified or Enhanced Risk Levels.

Collaborated with internal teams to streamline KYC processes and improve operaƟonal efficiency.

ECB Specialist / Trade Finance / RBI ReporƟng Manager

Structured and negoƟated External Commercial Borrowing (ECB) and Foreign Direct Investment (FDI) for corporate clients, ensuring compliance with regulatory guidelines (e.g., RBI, SEBI).

Managed SyndicaƟon loans and Bilateral loans faciliƟes, facilitaƟng seamless cross-border trade transacƟons.

CoordinaƟon with the Singapore Branch to Process & Administrate the External Commercial Borrowing (ECB) and Foreign Direct Investment (FDI)

Preparing & Processing InstrucƟon sheet & payment details for Singapore booking customers.

Preparing RelaƟonship Manager Fees for Mumbai Branch (Singapore, Tokyo, London, Sydney, New York and GiŌ City booking) Chennai Branch & Bangalore Branch.

Monitored and managed SyndicaƟon loans and Bilateral loans porƞolios, ensuring Ɵmely disbursements and repayments.

Conducted risk assessments for ECB proposals, including creditworthiness analysis and collateral evaluaƟon.

Prepared and reviewed loan documentaƟon, ensuring adherence to legal and regulatory requirements.

Built and maintained strong relaƟonships with internaƟonal lenders, borrowers, and trade partners.

Trade Finance Analyst

Assisted in structuring Trade Credit transacƟons, including Buyers' credit and Suppliers' credit financing.

Monitored and managed Buyers' credit and Suppliers' credit porƞolios, ensuring Ɵmely disbursements and repayments.

Managed Buyers' credit and Suppliers' credit faciliƟes, facilitaƟng seamless cross-border trade transacƟons.

Collaborated with legal and compliance teams to ensure adherence to cross-border financing regulaƟons.

Processing Suppliers credit for borrowers as authorized dealer bank. RBI ReporƟng

RBI ReporƟng of FDI and ODI in FIRMS. FC-GPR and FC-TRS reporƟng on monthly basis RBI.

Form ECB submission to RBI for new LRN and amendment in ECB facility. ECB-2 Return submission to RBI on monthly basis.

Trade Credit reporƟng to RBI for Supplier's Credit and Buyer's Credit on Monthly basis.

BOLOPO ReporƟng to RBI for Opened and closed Branch Office/ Liaison Office / Project Office during the month.

Foreign RemiƩance

Processing Outward remiƩance documents for Import Payment, Advance Payment, and Miscellaneous Payment of the Corporate Customers.

Checking & Processing OTT documents on daily basis. CoordinaƟng with customer for discrepancy resoluƟon.

Processing OTT aŌer Call ConfirmaƟon on Recorded Lines. Raising Provisional for processing OTT on scan documents basis. Raising Provisional & SeƩlement of Provisional on Heimdall System. Follow-up with customer on regular basis for documents for which Provisional raised.

OTT Processing with help of IDPMS system for SeƩlement of Bill of Entries. Also uploading & seƩlement of Bill of Entries of own & other bank AD Code on IDPMS on regular basis.

Preparing Provisional transacƟons for RTGS, NEFT, TDS, Service Tax, Professional Tax & seƩlement of Provisional TransacƟon on daily basis.

AssisƟng the Management in the OperaƟon Risk & Internal Audit of Head Office and RBI CoordinaƟng with customer for FX deals.

Professional Experience

The Hongkong & Shanghai Banking CorporaƟon Ltd. (HSBC), Mumbai Feb 2008 - Feb 2012 Senior Associate, AML, Business Process and Control

CoordinaƟon with the Region to support conformity to Regulatory and Group policies, relevant laws, regulaƟons and procedures

AnƟ Money Laundering monitoring and reporƟng and analysis.

Compliance to Customer Acceptance Procedures, monitoring KYC error rate, compliance risk, remediaƟon

Analyzing with informaƟon Customer Acceptance Procedure, risk reviews, Money Laundering Deterrence and BSE related reporƟng.

CoordinaƟon of reviews and returns

Excess Account monitoring and reporƟng, including OPR thereof, in coordinaƟon with Areas/FuncƟons

Maintaining HSBC internal control standards and implementaƟon of Group Compliance Policy

& maintain awareness of operaƟonal risk

Improving operaƟonal efficiencies including coordinaƟon with Areas on Compliance, OperaƟonal Control, and Returns for SME

Ensure monitoring and reporƟng of Overdue Accounts as per INM SME- process note for Monitoring of Branch Excess report.

Analyzing the reason of excess are monitored and regularized within sƟpulated TAT. Daily follow-up with Region on accounts in excess of INR 10000

Check HUB provide/input for reason of excess and verify a detail reverts provided by areas.

Highlight update/reverts pending beyond agreed TATs

Ensure a qualifying reports are reported to INM CRM on a weekly basis in excel format with all relevant field duly filed up.

Ensure VRM Team to follow-up with customer for regularizaƟon of accounts

Ensure if the account is in excess due to unauthorized debit or error, noƟfy the error and with proper inputs and coordinate OPS team for the error and follow-up for immediate recƟficaƟon error.

Follow-up with region on pending debit balance account from Audit/ Risk perspecƟve

Ensure that all debit balance accounts resolved within sƟpulated Ɵmeframe and follow the Liaise with other department of the bank to minimize the OperaƟonal Risk.

Monitoring performance on leads allocated through various markeƟng iniƟaƟves.

Monitoring to include liaising with individual TLs and FSOs to improve conversions and contracƟbility with leads. HighlighƟng leads pending acƟon beyond agreed TATs.

ConducƟng random audit on the leads and advise findings to Area Manager

Addressing rouƟne queries raised by the customers

Ensure that there are no adverse audit comments from external auditors or any regulatory or compliance review & submit Ɵmely returns to ASP CMB (or GHQ) as & when requested Professional Experience

Standard Chartered Finance Ltd. Mumbai Aug 2005 - Feb 2008 Assistant Business Development Manager

I Joined SCFL as Sales Officer on 22nd August, 2005. My job profile was -handling customers in branch. Making calls on database & achieving targets. Preparing daily MIS

On February 2006 I got ‘CerƟficate of Achievement’ for achieving Plus One target.

On Sept 2006 SCFL added responsibility as Team Leader. My job profile was handling team of eight-ten tele callers. Guiding team members while making calls. Supervision, Call observaƟon, validaƟng leads, in meeƟng giving weekly & monthly targets. To get business from team

I got promoƟon on June 20, 2007 as Senior Sales Officer. It was on recogniƟon of my performance.

In recogniƟon of my performance SCFL promoted as ‘Assistant Business Development Manager’ My responsibility was providing product training & Audit awareness in teams, recruiƟng new team members, Supervision, Call observaƟon, validaƟng leads, maintaining lead tracker. Observing pre-check MIS & Approval cube on daily basis. Making operaƟonal & normal appeals. Maintaining daily MIS & Final MIS. Professional Experience

American Express Service Ltd, Mumbai Jun 2005 - Aug 2005 Territory Sales Leader – Corporate Channel

My job profile was handling customers of Corporates. Making calls on database & achieving targets. Preparing daily MIS.

EducaƟon

Master Degree in Financial Service Management, M.F.S.M Mumbai University, 2008

Bachelor Degree of Commerce

Business Management from Mumbai University, 2003

Higher Secondary CerƟficate, H.S.C.

Maharashtra Board, Mumbai, 1996

Secondary School CerƟficate, S.S.C.

Maharashtra Board, Mumbai, 1994

CerƟficaƟons

Globally CerƟfied KYC Specialist (Go-AKS KYC CerƟficaƟon) by Global AssociaƟon of CerƟfied KYC Specialists (Go-AKS) passed with 90%, 2 September 2025

JAIIB, Indian InsƟtute of Banking & Finance, February 2014.

CAIIB, Indian InsƟtute of Banking & Finance

Diploma in Banking & Finance, D.B.F., Indian InsƟtute of Banking & Finance, 2011

CerƟficate Course in Foreign Exchange OperaƟons, Indian InsƟtute of Banking & Finance, January 2018 (Secured 65%).

OPE-COM (Indian OperaƟons) of Mizuho Bank with Bronze Category in January 2018

(Secured 94%).

Languages

English (Fluent)

Hindi (Fluent)

Marathi (Fluent)

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