BRITTNEY C. ANDERSON
*** ***** ***** **** *** Fort Mill, SC 29708 Phone: 704-***-****
******************@*****.***
OBJECTIVE
Talented individual who put customers at the center of everything I do, looking to join a diverse and inclusive team where I feel valued and inspired to contribute my unique skills and abilities.
SKILLS
Ability to assess issues, make quick decisions, implement decisions, and influence change
Ability to exercise independent judgment to identify and resolve problems
Ability to be flexible and adjust plans quickly to meet changing business needs
Ability to develop and manage business relationships
Ability to develop and negotiate solutions to issues with partners
Ability to develop partnerships and collaborate with other business and functional areas
Ability to interact with integrity and an elevated level of professionalism with all levels of team members and management
Ability to learn and assimilate information from multiple people and sources
Ability to meet deadlines and achieve goals under pressure in a dynamic, complex, and constantly changing environment
Ability to negotiate, influence, and collaborate to build successful relationships
Ability to prioritize work, work independently, multitask, and translate complex topics
Ability to schedule and plan meetings and events
Ability to synthesize data from a variety of sources and deliver results quickly
Ability to take initiative and work independently with minimal supervision in a structured environment
Ability to take on an elevated level of responsibility, initiative, and accountability
Ability to work effectively, as well as independently, in a team environment
Excellent verbal, written, and interpersonal communication skills
Independent management of low-risk projects
Outstanding problem-solving and decision-making skills
Strong analytical skills with high attention to detail and accuracy
Strong organizational skills
EXPERIENCE
Administration
Analytical Reporting
Bankruptcy
Business Banking
Business Process Management
Business Resiliency Management
Cash Vault
Change Management
Commercial Banking
Community Banking
Compliance
Consumer Lending
Control Design Control
Control Management
Governance and Reporting
Control Evaluation
Control Programs
Corporate Risk
Customer Service
Data Management
Data Validation
Default Servicing
Enterprise Risk
Financial Budgeting
Foreclosure
Home Lending
Home Preservation
Human Resources
Image and Document Management
Internal Auditing
Implementation
Issue and Control Deficiencies
Loan Documentation
Location Management
Loss Mitigation
Operational Risk Management
Process Improvement
Problem Analysis and Resolution
Quality Assurance
Quality Control
Record Management
Risk Control Testing
Risk Identification and Assessment
Risk Monitoring
Staff Management
Team Budgeting
Wholesale Banking
Wholesale Risk Control
SYSTEM KNOWLEDGE
AFS Customer Connection
ARCOE
ART (Access Request Tool)
BITTS
BLAST
CARCO
Change Control Center
Common Reconcilement System
CPI
CreditView
DCM
Early Resolution (ER) ERLMF
ECar
EDM
EBCE Phase 1 Testing Tool
FDR
First Advantage
GEM
GLACR
GLORY
Hogan/SHAW
IAM (Identity and Access Mgt)
ICMP
INDIGO
LIS
LIVE
LPS Desktop
Mail Mergers
Microsoft Office
Microsoft Teams
MS Office Suite
MSP
My Work Portal
NICE Recording System
Nexidia
New Hire Tracker
OpenText
PACER
PeopleSoft
Procurement
Recruiting Solutions
Shared Risk Platform (SHRP)
SharePoint
SMP
Staff Management
Strongbox
Tableau
Vendorscape
Virtual Library
WANDA
Workday
PROFESSIONAL EXPERIENCE
Business Execution Consultant within Transformation and Products (Human Resources)
Wells Fargo Bank, NA – Charlotte, NC – May 2023 – August 2025
Supported business operations such as (but not limited to) management of financial budgets, AU management, staff management, business resiliency management, location management, leadership support and initiative consultation
Extracted, compiled, interpreted, and analyzed complex data from multiple sources
Provided input to strategy and decision making to HR Transformation & Products leadership
Participated in a variety of assigned and ongoing business operations to ensure success in meeting business goals and objectives
Identified opportunities for process improvement by conducting root cause testing of all compliance and business metrics
Determined areas of strength or Business Execution opportunity within defined scope of work
Reviewed and researched strategies and action plans to establish effective processes while meeting performance metrics and policy expectations
Utilized independent judgment to guide moderate risk deliverables
Presented recommendations to develop, implement, and monitor strategic approaches, effectiveness of support function, and business performance improvement opportunities for managing risks of the business
Collaborated and consulted with leaders and executive management
Provided work directions to less experienced Strategy and Execution staff
Designed and conducted moderately complex analysis to identify themes and metrics used for setting business strategy and planning
Provided meaningful analysis and variance commentary to inform and guide stakeholders; identify risks and opportunities to future forecast
Evaluated complexities related to go-forward location strategy for the organization
Maintained necessary processes, controls, and procedures to ensure data accuracy and integrity
Collaborated with team leaders in developing materials, routines, and reporting
Supported the overall business and coordinated efforts with Record Coordinators on records management activities as directed by the Group Records Coordinator
Enterprise Risk Specialist within Corporate Risk (Consumer Lending)
Wells Fargo Bank, NA – Fort Mill, SC – March 2022 to May 2023
Responsible for oversight and strategic direction in addressing the organization’s risk and managed the combined impact of those risks
Created and implemented the companywide risk management framework and worked closely with various lines of businesses to identify all material types of risks
Developed, implemented, and monitored enterprise risk-based governance programs
Engaged with Senior Leaders across Risk, Servicing, Legal, Compliance, and Control to develop a solid understanding of credit policies and strategies, regulations, and investor guidelines as well as proposed changes across all Home Lending portfolios including Serviced for Others, Wells Owned Mortgage and Home Equity and across all areas of Servicing including loss mitigation, liquidation, collections, foreclosure, REO, bankruptcy, loss recognition, and performing servicing
Participated and provided support for responsible oversight and strategic direction of enterprise risk, governance, and reporting programs
Partnered with lines of businesses within Consumer Lending to understand how changes were being reflected in technology, tools, procedures, processes, and business requirements to ensure all aspects of the policy and strategies were being accurately implemented
Credibly challenged the business and influence partners and escalate when appropriate
Collaborated with other credit policy SMEs on impact assessments and questions from the business to provide timely resolution on requests
Understood regulators and investor guidance to ensure compliance
Made recommendations and credibly challenged to improve programs and execution
Supported automation of mortgage servicing by ensuring accurate translation of policy and strategy requirements into technology
Utilized risk knowledge to issue resolutions for moderate to high-risk companywide projects and initiatives
Participated in production of analytical reporting to support Complaint Oversight
Partnered with managers to coordinate risk reporting to executive management, committees, and Board of Directors
Collaborated and consulted with peers, colleagues, and managers to resolve issues and achieve goals
Identified training opportunities, designed, and coordinated development of the training materials, delivered training
Control Management Specialist within Consumer Lending (Corporate Risk)
Wells Fargo Bank, NA – Fort Mill, SC – June 2021 to March 2022
Responsible for partnering with Consumer Lending to develop and maintain a strong control environment leading to the early identification and sustainable mitigation of operational risk
Developed and maintained partnerships with Consumer Lending by consulting and providing guidance in the control design to effectively mitigate risks, including design of effective means of measurement
Assisted with the development and enhancement of the business control environment through execution of the Risk and Control Self-Assessment (RSCA) program
Partnered with business owners to create corrective action plans, and report and escalate issue status and concerns
Provided ongoing monitoring and assessment of operating/control environment to identify significant gaps and weaknesses and determine root cause of control issues
Assisted with the design of appropriate metrics to inform and monitor the health of the operational risk environment
Evaluated whether controls are well-designed and operating effectively
Executed control evaluations in an effective manner
Completed control evaluations on schedule
Raised schedule delays to the control evaluation lead
Escalated any potential control gaps discovered during the completion of the control evaluation to a control evaluation lead, and follow through on reporting, escalation, and resolution
Completed applicable documentation under limited supervision and in accordance with requirements
Interfaced internally within the bank regarding business risk management
Identified gaps through risk-based testing
Quality Assurance Analyst II within Cash Vault Operations (Consumer, Small and Business Banking)
Wells Fargo Bank, NA – Charlotte, NC – October 2019 to June 2021
Responsible for evaluating, monitoring, assessing, and/or reviewing programs, processes, documentation, and/or files to ensure compliance with internal company requirements
Documented critical details and/or concerns and ensure corrective action on exceptions and problems identified, required data is input and proper procedures were followed
Evaluated processes to ensure business standards were followed
Validated internal processes to ensure controls are mitigating risk and working as expected
Analyzed and provided quality checks for Wire Transfer, Cash Vault, Lockbox, and/or Account Analysis
Provided feedback to Operation areas concerning exceptions or observations and potentially gaps in process controls
Ensured identified risks and/or problems were clearly documented and interact with appropriate parties for timely resolution
Performed ongoing reviews and generates reports summarizing results
Identified risks and problem areas and recommended standards, policies, and procedures to correct deficiencies and improve performance
Assisted with aligning the current Operations Quality Management (OQM) Cash Vault validation processes to the Business Process Management (BPM) processes
Created and completed Indigo test questions/test scripts and coding for OQM Cash Vault validation processes
Responsible for planning and executing process improvement and redesign and change management initiatives
Responsible for the development, implementation, monitoring, and management of assigned processes
Reviewed and analyzed select policies and programs that engage with issue management
Served as liaison between Business Control Management teams and aligned businesses
Shared Risk Platform (SHRP) Issue Management Resolution
Responsible for the integration and implementation of validations with cross-functional business partners
Tracked and evaluated performance of validations and initiatives
Ensured validations adhere to appropriate policies and regulations
Ensured established processes meet policy/program requirements and internal guidelines
Responsible for ensuring data quality and collaborating with partners to correct when necessary
Participated in and facilitated key business meetings, when applicable
Participated and/or developed reporting for activities associated with processes built and implemented
Developed and maintained process guides, templates, and job aids for businesses to use aligned to policies and programs
Identified training opportunities, provided input to the development of training materials and job aids, and may conduct training, when applicable
Liaison for key business partners, providing subject matter expertise on specific assigned and ongoing business operations to ensure success in meeting business goals and objectives
Ensured efficiency, coast effectiveness of solutions, and stalemate pipeline management relating to assigned validations
Enacted and monitored key indicators to ensure effective performance and control management of validations
Recommended and enacted framework for assigned business operational reviews
Ensured effective integration/timing of change initiatives related to assigned business operations
Ongoing accountability for effective operational controls
Identified and reported on innovation opportunities on behalf of the line of business
Proactively identified decisioning approach and business impacts
Provided validations design based on reviews of policy documents
Developed rules, data, documentation, protocol, testing approaches, testing tools, scripts, project framework and maintenance projects to support the work effort
Recommended decisioning approaches and indemnity impacts on systems and processes
Performed qualitative reviews to ensure accuracy and completeness of flow integration
Presented to mid-level management on business performance and recommend strategies to implement changes and improvements
Utilized thorough knowledge of the business unit’s functional area to support strategic initiatives for the business
Led diverse support functions for multiple lines of business within the Cash Vault
Participated in special projects as needed
Consulted with management and business partners on matters of significance regarding strategic approaches, effectiveness of support function, and business performance improvement opportunities for the applicable business functions
Policy/procedure administration and adherence, systems/change initiatives, business continuity planning, legal and regulatory adherence, SLA negotiation/development, reporting and analysis, pipeline, process improvement, and quality management
Performed work to support the operations of the business
Provided support for a variety of diverse support functions and/or operations/production oversight for business groups
Regulatory/compliance matters, change communications, reporting/analysis, and tracking of policy/procedure adherence
Assisted with the administration of programs, projects, or processes specific to the business and maintains spreadsheets or databases to monitor departmental information
Coordinated and monitored implementation and maintenance of processes, procedures, and policies
Prepared correspondence; memorandum; reports; presentations or other assigned documentation
Assessed risks, reviewed risk ratings, identified control gaps, and determined the appropriate evaluation methodology
Assessed procedures and identified controls
Assessed control design and performance through auditing
Quality Assurance Analyst II within Small & Business Banking (Consumer, Small, and Business Banking)
Wells Fargo Bank, NA – Charlotte, NC – July 2018 to October 2019
Responsible for evaluating, monitoring, assessing, and reviewing Community Reinvestment Act (CRA) Small Loans to Businesses and Farms/Community Development data to ensure compliance with internal company requirements and government regulations
Responsible for reviewing programs, processes, claims, and files to ensure compliance with internal requirements and agency or government regulations
Accessed systems of records/documentation to verify specific CRA data attributes
Met daily review production expectations and accuracy standards
Identified problems and helped ensure that the appropriate corrective actions were taken
Interacted with appropriate parties and clearly documented the actions taken for a timely resolution
Performed ongoing reviews and generated reports summarizing results
Identified areas of risks and problems and recommend standards or procedures to improve performance
Evaluated processes to ensure business standards were followed
Provided guidance to lenders and other staff regarding documentation and underwriting requirements
Evaluated in-process, closed, cancelled credit applications, insurance claims, accounts, files, and processes to ensure company standards were met
Ensured corrective action on exceptions and problems identified
Ensured required data was inputted and proper procedures were followed
Ensured identified risks and problems were clearly documented
Quality Assurance Analyst I within Home Lending (Consumer Lending)
Wells Fargo Home Mortgage – Fort Mill, SC - September 2016 to July 2018
Supported the FHLMC, FNMA, FHA, VA, USDA, WO, WFHE and B&P Home Preservation Settlement/Closing production teams
Evaluated processes to ensure business standards were followed
Provided guidance to lenders and internal staff regarding documentation and underwriting requirements
Ensured correct action steps were completed on exceptions and errors, required data was input and proper procedures were followed
Identified risks and interact with internal or external partners for timely resolution
Performed ongoing reviews in a production-based environment
Researched and identified risks and recommended standards or procedures to improve performance
Conducted quality assurance reviews
Audited work performed by the Default Decisioning and Settlement Mod Approver team members for quality and accuracy
Ensured title vesting is accurate which included marital status, trustee/trust/estate, deceased owners, and name variances
Validated vesting for all investors including verifying name variations and differences between the Note, security instrument as well as addressing changes in vesting due to death, divorce, or other issues
Assisted peers with validating complex vesting
Collaborated with the Default Decisioning Title Team to implement procedural updates that will close gaps in the process to help Wells Fargo mitigate risk
Served as SME and provided coaching, direction, and guidance to ensure quality reviews
Provided training and work direction for new hires
Provided training and feedback to new and existing team members
Performed ongoing peer reviews and generated reports that summarize results
Maintained written policy and procedure documentation
Implemented new processes
Contributed to production and workflow environments
Ensured service level agreements were met
Partnered with other departments as needed
Maintained proactive focus on risk
Ensured corrective action is taken on exceptions and problems identified.
Identified potential or material compliance issues, system problems and ensured data was inputted correctly and proper procedures were followed
Ability to dig deep to provide root cause analysis
Ensured identified risks and/or problems were clearly communicated and documented
Interacted with appropriate parties for timely resolution
Functioned as the primary resource for critical production or escalation issues
Led and participates in production improvement efforts and addresses procedural impacts
Assisted with designing and implementing new quality assurance reviews
STAR Staffing Specialist within Consumer Lending (Human Resources)
Wells Fargo Bank, NA - Charlotte, NC – February 2016 to September 2016
Responsible for recruiting and selecting non-exempt staff from internal and external sources
Conducted advertising, screened resumes, interviewed candidates, checked references, and extended job offers
Developed effective working relationships with recruiting team members, recruiting agencies, schools and first level managers
Provided on-going administrative support for all aspects of the recruiting, hiring, and on-boarding process
Partnered with Recruiting Staff and Line of Business managers to ensure adherence to set policies, procedures, and service level agreements
Monitored and updated internal processes and procedures
Partnered with various internal HR departments and HR vendors when necessary
Communicated with confidence to individuals at all levels within the enterprise
Created requisitions and posted jobs in Online Recruiting
Reviewed resumes for recruiters
Created and provided offer letters to new hire candidates
Created advertising flyers for new jobs listing for recruiters
Processed hiring transactions through Staff Management/Recruiting Solutions
Provided communication to hiring managers/ candidates around recruiting/on-boarding process
Provided candidates with information on the company
Administered and maintained candidate background checks and I-9/CARCO
Accountable for processing reference checks for hiring managers
Involved in the creation, collection, and reconciliation of job folder contents
Functioned as a liaison with the candidates by answering benefits, training, and other questions for new hires
Administered skill test and conducted new employee orientation
Loan Servicing Specialist III/Quality Assurance Analyst II within Home Lending (Consumer Lending)
Wells Fargo Home Mortgage - Fort Mill, SC – December 2011 to February 2016
Responsible for researching, evaluating, monitoring, assessing, and/or reviewing programs, processes, claims, documentation, and/or files to ensure compliance with internal company requirements and/or agency or government regulations
Responsible for responding to written and phone inquiries from customers, investors, foreclosure attorneys and internal personnel regarding loans
Reviewed loans for postponement and foreclosure options
Answered questions pertaining to all areas of loan servicing including payment research, taxes, insurance, loan modification and assumptions, prepayments, payoffs, and lien perfection
Researched and analyzed problems and recommended solutions
Conducted periodic audits of peer files
Ensured identified risks and/or problems were clearly documented
Interacted with attorneys for timely resolution
Used programs to code, notate and update loan information
Managed an assigned pipeline of FHLMC, FNMA, FHA, VA, and ASC loans related to the business line
Received loans, verified investor, reviewed template for type of workout, reviewed process stops, reviewed foreclosure status, and reviewed CASH guidelines based on investor to determine how to apply funds
Researched and audited 50-70 loans per day to ensure they were eligible for sale, if not eligible will request postponement/hold
Built daily excel reports for analyst review and distributed work amongst team members
Implemented and created job aids for standard processes and procedures
Processed payments for Check Manifest, Certified Checks, ACE Report, LMPMT, Western Union, FC, and Loss Mitigation Summary Reports
Served as SME and provided coaching, direction, and guidance to ensure quality reviews
Assisted with all other special tasks and projects as directed by management
Accessed and maintained a thorough working knowledge of all systems
Identified risks and problem areas and recommended standards or procedures to improve performance
Assisted with designing and implementing new quality assurance reviews
Bankruptcy Home Preservation Specialist within Home Lending (Consumer Lending)
Wells Fargo Home Mortgage – Fort Mill, SC – September 2011 to December 2011
Ensured accurate documentation needed per investor requirements and conditions had been met
Carefully reviewed all documents including modification applications for potential fraud to submit to the underwriting team for review
Reviewed approved applications and contracts to ensure stipulations and conditions have been met and adhered to investor and company policy
Analyzed and made independent judgments while providing the highest level of service
Ensured quality customer service provided to external customers daily
Maintained a general understanding of investor guidelines
Managed an assigned pipeline of up to one hundred loans including FHLMC, FNMA, FHA, VA, and ASC loans relative to the business line
Contacted customers periodically from loan approval through closing
Responded to customer questions within 24 hours of receipt
Managed the escalated call queue while providing excellent customer service
Made outbound and received inbound calls on early and late-stage accounts
Assisted with all other special tasks and projects as directed by management
Accessed and maintained a thorough working knowledge of all systems
Loan Servicing Specialist I within Home Lending (Consumer Lending)
Wells Fargo Home Mortgage – Fort Mill, SC – July 2010 to September 2011
Managed inbound and outbound calls
Verified loan documentation
Responded to routine customer inquiries
Researched and resolved loan discrepancies
Requested postponements on upcoming foreclosure sale dates
Collections Specialist I within Home Lending (Consumer Lending)
Wells Fargo Home Mortgage through Integra Staffing – Fort Mill, SC – December 2009 to July 2010
Knowledgeable of company products and services, policies, procedures, collections systems and how to apply this knowledge when communicating with delinquent customers
Knowledgeable of how to interpret and document information from various sources within the company's computer systems
Understood State and Federal regulations governing collection practices
Used auto-dial system to initiate customer contact and determine reason for delinquency
Evaluated customers' financial situations and negotiated terms of repayment to bring the account current
Administrative Assistant
Randstad Inhouse Services – Charlotte, NC – December 2009 to February 2011
Recruited and interviewed candidates with focus towards Professional and Technical placements
Managed the full life cycle recruiting process including online sourcing, phone screens, in person interviews, resume submittals and offer negotiations
Conducted fingerprint scans in-office
Built relationships with the Hiring Managers to assess staffing needs
Built and maintained strategic partnership with the client through an extensive and detailed understanding of the client’s business, strategic direction, processes, and policies
Maintained close contact with the key principles at the account to ensure the highest level of client satisfaction possible
Screened and selected candidates according to client specific job profiles and workforce forecasts
Consistently exceeded client and talent expectations, and stayed ahead of the staffing industry by offering innovative, creative, and effective employment solutions
Provided schedules and conducted check-ins for workdays
EDUCATION
Strayer University, Washington, DC
Master of Science Degree in Human Resource Management, Human Resource Generalist specialization
December 2021
University of North Carolina at Greensboro (UNCG), Greensboro, NC
Bachelor of Science Degree in Public Health Studies, Minor in African American Studies
December 2009