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Consent for Electronic Disclosures and Signatures

To apply for or open a Fifth Third Bank, National Association, product, loan, or service, you must review and agree to the following terms before continuing. You understand and agree that Fifth Third Bank may provide all of the disclosures related to your product, loan, or service, including but not limited to initial disclosures, periodic statements, and notices of changes to your product, loan, or service electronically. In order to complete the online application or account opening process, you must consent to receive all of the disclosures related to your product, loan or service electronically. You also agree to electronically sign all applications, agreements, and other documents. In order to access, view, and retain electronic disclosures, you must have the necessary software and hardware equipment, including:

• Microsoft® Edge (most current and prior 2 versions), Mozilla® Firefox (most current and prior 2 versions), Google Chrome (most current and prior 2 versions), or Safari (most current and prior 2 versions) web browsers;

• For mobile app access, the most current or two previous versions of Apple iOS or Android OS;

• An up-to-date device (e.g., computer, smartphone, tablet, etc.) suitable for connecting to the Internet or for downloading our mobile applications or accessing our mobile website;

• Local, electronic storage capacity to retain and/or print electronic documents;

• Software that allows you to view files in a portable document format (PDF). Variant settings or device types may affect presentation. The use of alternative browsers or

"beta" versions may have unpredictable results.

You have the right to withdraw consent to receive future disclosures electronically, and may change your document delivery preferences to receive paper disclosures at any time, unless otherwise prohibited under the terms and conditions of a specific agreement. We may charge a fee for paper documents. Please refer to your account or loan agreement for additional information.

To change your document delivery preferences, you may:

• Login to Online Banking or the mobile app and select the “Documents” option

• Call 1-800-***-****

• Stop in any Fifth Third Banking Center

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