Senior Banking Compliance & Operations Leader

Olakunle Bejide

Location: **** Naaman Forest Blvd. #11306 Garland, Texas 75044, United States Phone: +1-906-***-****

Email: ********@***.***, ***********@*****.*** LinkedIn: www.linkedin.com/in/olakunle-bejide- 409a3734

Professional Summary

Results-driven banking compliance and operations professional with over 15 years of experience in regulatory compliance, anti-money laundering (AML/CFT), banking operations, and internal controls. Proven ability to lead teams and manage complex projects to strengthen compliance frameworks and improve operational efficiency. Skilled in risk assessment, transaction monitoring, and policy development, with hands-on experience implementing digital banking solutions and process automation. Strong analytical background with certifications in data analysis and cybersecurity, committed to continuous professional development and delivering robust compliance programs.

Key Skills

Banking Compliance (AML/CFT): Regulatory Compliance, KYC/KYB, Customer Due Diligence, Transaction Monitoring, STR/CTR Reporting, Anti-Bribery & Corruption Policies.

Banking Operations: Branch Operations Management, Cash Handling & Vault Management, Customer Service Supervision, Cheque Clearing, ATM Administration, Regulatory Reporting.

Internal Control: Risk Assessment & Mitigation, Internal Audit Support, Process Compliance Checks, Policy Implementation, Branch Internal Control (BIC/RIC) Functions.

Digital Compliance & Data Governance: Automation of Compliance Processes, Core Banking System Upgrades (Finacle), Data Governance, Cybersecurity Awareness, Financial Technology (FinTech) Regulations

Technical Proficiencies: Python, SQL, Database Management,

Data Analysis: expert in Monte Carlo simulation, Pivot Table, Predictive Analytics and Statistical Computing.

Technical Report Writing & Documentation – Preparing hydrogeological assessments, environmental impact reports, and regulatory compliance documents. Education

Michigan Technological University, Houghton, Michigan, United States of America Master of Science (MS) in Geology (December 2024)

University of Bradford, Bradford, United Kingdom Master of Science (MSc) in Finance, Accounting, and Management (December 2014)

University of Ibadan, Ibadan, Nigeria

Master of Science (MSc) in Geology (October 2000)

Ondo State University, Ado-Ekiti, Nigeria

Bachelor of Science (BSc) in Geology (October 1995) Projects

Wema Bank – Data Governance & Compliance Initiative: October 2020 – December 2020.

Wema Bank – Core Banking Application (Finacle) Upgrade: February 2019 – June 2019.

Wema Bank – Automation of Clearing Operations (with NCR): October 2016 – December 2018.

Oceanic Bank (Ecobank Nigeria) – Finacle Core Banking Platform Upgrade: March 2008 – August 2008.

Oceanic Bank (Ecobank Nigeria) – Nigerian Automated Clearing System (NACS) Implementation: September 2002 – December 2002.

Professional Committee Memberships

Wema Bank – Member, Finacle Upgrade “Project Everest” Team – Feb to Jul 2019

Wema Bank – Member, Internal Control Automation Team – 2018

Oceanic Bank (Ecobank Nigeria) – Member, Cheque Truncation Project Committee – 2011 to Feb 2012

Oceanic Bank (Ecobank Nigeria) – Member, NUBAN (Uniform Bank Account Number) Steering Committee

– 2011

Oceanic Bank (Ecobank Nigeria) – Member, Finacle 7.0 Implementation Committee – 2008 Professional Experience

Senior Manager, Compliance & Risk

Estee Konsult (Management Training & Consulting Firm), Lagos, Nigeria (Jan 2023 to date)

Lead the development and implementation of an enterprise risk management framework, covering operational, financial, reputational, contractual, and third-party risks.

Oversee the annual review and testing of internal controls and policies of clients.

Monitor training projects and donor-funded engagements to ensure they comply with financial crime and fraud prevention standards.

Lead the Compliance & Risk team including analysts, auditors, and legal officers, providing mentorship, performance reviews, and strategic direction.

Develop, implement, and monitor internal policies to ensure compliance with relevant national and international laws and industry standards (e.g., AML/CFT, data privacy, tax laws).

Conduct KYC/KYB due diligence on clients, vendors, and funding partners in accordance with CBN/NFIU AML regulations, U.S. BSA requirements, and FATF recommendations.

Draft and maintain the firm’s Compliance Manual, Employee Code of Conduct, Whistleblower Policy, and IT Use Policy.

Advise leadership on emerging compliance risks and regulatory updates impacting training services or donor compliance.

Serve as the liaison with government agencies on compliance and regulatory matters.

Advise management on legal exposure and reputational risks in service delivery and international partnerships.

Regulatory Compliance Officer / Financial Crime Analyst – Wema Bank Nigeria PLC, Marina, Lagos (March 2016 – December 2022)

Liaised with Central Bank auditors and internal/external auditors on all compliance-related matters, ensuring regulatory requirements were met.

Championed the automation of compliance processes, designing and testing new and existing controls to improve efficiency and accuracy.

Analyzed transaction monitoring alerts to detect potential money laundering, proliferation, or terrorist financing activities, conducting detailed account reviews for flagged transactions.

Prepared and filed Suspicious Transaction Reports (STRs) with risk-based recommendations and performed weekly/monthly reviews of MoneyGram and Western Union transactions to identify anomalies.

Supported comprehensive financial crime prevention programs and AML processes, including KYC and Enhanced Due Diligence (EDD) for Designated Non-Financial Institutions (DNFIs) and Politically Exposed Persons (PEPs).

Circulated regulatory updates (“regulatory universe”) to stakeholders and ensured timely implementation of new directives and circulars.

Prepared key compliance documentation such as the Compliance Manual, Compliance Plan, Anti-Bribery

& Corruption (ABC) Policy, and Compliance Charter, keeping them up-to-date with current regulations.

Monitored ongoing compliance by reviewing account opening documentation for completeness and conducting periodic risk rating assessments for customers.

Submitted all required regulatory reports and returns (CTR, FTR, PEP reports, management reports, etc.) on a weekly, monthly, and annual basis to the Central Bank of Nigeria (CBN) and the Nigerian Financial Intelligence Unit (NFIU).

Account and Operations Manager

Estee Konsult (Management Training & Consulting Firm), Lagos, Nigeria (Feb 2015 – Mar 2016)

Collaborated with training facilitators to develop suitable course content and materials for client training programs.

Managed the firm’s operational budget and prepared reports on sales metrics, quarterly results, forecasts, and account status to guide decision-making.

Designed and optimized operational processes, products, and services to align with the organization’s strategic objectives.

Planned and oversee allocation of resources for training operations, ensuring efficient delivery of multiple training projects.

Liaised with client managers and conducted organization-wide needs assessments to identify training and development requirements.

Supervised and evaluated the delivery of training sessions for individuals and groups, maintaining quality standards.

Authored business plans and conducted job evaluation surveys to improve organizational structure and performance.

Operations and Resources Manager

Estee Konsult (Management Training & Consulting Firm), Lagos, Nigeria (Mar 2012 – Aug 2013)

Conducted geotechnical surveys and environmental assessments along major infrastructure projects, ensuring compliance with local and international environmental standards.

Prepared detailed reports on soil conditions, water quality, and environmental risks, providing key insights for project planning and execution.

Utilized GIS and other geospatial tools to map project sites and assess potential environmental impacts.

Managed geospatial data analysis and cartographic production for environmental projects, using ArcGIS tools to deliver high-quality maps and reports.

Developed and maintained geospatial databases, integrating data from various sources to support environmental assessments and project planning.

Created custom maps and dashboards for client presentations and regulatory submissions, ensuring clear and effective communication of geospatial data.

Provided technical support for field teams, assisting with GPS data collection and ensuring accurate and consistent data recording.

Ecobank Nigeria (formerly Oceanic Bank Int’l Plc), Lagos, Nigeria (Jan 2002 – Feb 2012) Internal Control & Compliance Officer (Branch RIC) (Feb 2011 – Feb 2012)

Supervised branch internal controls, including daily vault operations and transaction audits to ensure compliance with banking procedures.

Confirmed details of outgoing and incoming cheques and performed periodic spot checks to quickly detect discrepancies or fraud.

Documented audit findings and coordinated resolutions with the Branch Head of Operations and Branch Manager, ensuring prompt closure of issues.

Mentored branch staff on compliance best practices and internal control processes to strengthen overall risk management.

Conducted risk assessments on key branch activities and used findings to guide audit focus and corrective actions.

Prepared weekly internal control reports outlining issues and recommendations, reporting to senior management.

Followed up on audit and control issues to verify implementation of recommendations and sustained compliance.

Loan Officer / Credit Analyst (Aug 2006 – Jan 2011)

Loan Officer / Credit Analyst (Aug 2006 – Jan 2011)

Met with individual and corporate clients to gather information for loan applications and answer queries about the lending process.

Played a key role in designing and implementing promotional strategies for loan products, increasing client uptake of available credit facilities.

Analyzed financial statements and economic conditions to advise prospective borrowers on loan implications and optimal repayment strategies.

Obtained and reviewed clients’ credit histories and financial documents to assess creditworthiness and risk.

Managed and updated loan and credit files, ensuring accuracy and completeness of documentation throughout the loan lifecycle.

Provided exceptional customer service by guiding clients through loan requirements and maintaining ongoing communication.

Treasury Operations Officer (Apr 2005 – Aug 2006)

Processed high-value fund transfers (SWIFT, NEFT, RTGS) and ensured timely settlement of inter-bank transactions.

Reconciled various accounts and prepared end-of-month adjustments for branch transit accounts and correspondent bank statements (First Bank, CBN, etc.).

Managed treasury instruments (bank cheques, money orders, drafts), including booking loans and verifying related reconciliation reports.

Maintained accurate records for prepaid instruments (LCs, bank cheques) and performed daily reconciliations to support the treasury front office.

Supported branch operations by posting necessary adjustments and transfers, maintaining smooth inter- branch financial operations.

Head of Operations – Gbagada Branch (Lagos) (Feb 2004 – Apr 2005)

Oversaw all branch operations units (Customer Service, Tellers, Cash Vault, Clearing, etc.) to ensure efficient daily banking services.

Ensured full compliance with KYC requirements for all new account openings and supervised same-day verification processes.

Acted as the branch’s chief compliance officer, implementing regulatory policies and ensuring all branch activities adhered to bank compliance standards.

Managed cash operations: supervised tellers, balanced the branch vault daily, arranged insurance for excess cash, and coordinated transfer of surplus cash to the central vault.

Supervised ATM operations including cash loading, reconciliation of ATM cash balances, and resolution of ATM discrepancies.

Handled escalated customer issues and ensured prompt resolution of customer complaints to maintain high service quality.

Prepared and submitted timely daily, weekly, and monthly operational reports and proofs of accounts to headquarters.

Oversaw general administrative functions of the branch, facilitating smooth operational workflows. Nigerian Automated Clearing System (NACS) Officer (Jan 2002 – Feb 2004)

Managed inter-bank clearing operations, reconciling the bank’s clearing settlement accounts with the clearinghouse (First Bank PLC).

Maintained correspondence with the Nigerian Inter-Bank Settlement System (NIBSS) and other banks to coordinate daily clearing activities.

Performed daily call-over of clearing instruments to ensure all cheques and instruments were processed accurately for Oceanic Bank and affiliate banks.

Resolved issues in the clearing process such as mis-sorted instruments, data capture errors, and validation errors, minimizing clearing delays.

Backed up all clearing data and reports on the NACS server for audit trail and future reference.

Ensured proper transmission of outgoing clearing files and handled return items within set timeframes, preventing financial losses.

Certifications

Designate Compliance Professional (DCP) – Compliance Institute of Nigeria (2021) Online Certifications on Coursera

Google Project Management (2023)

Cybersecurity Analyst (IBM) (2021)

System Security Certified Practitioner (ISC) (2021)

IBM Data Analyst (2021)

Google Data Analyst (2021)

Online Courses Attended

Anti-Money Laundering (AML/CFT) Compliance Requirement (Udemy - 2025)

Anti-Money Laundering Concept: AML, KYC and Compliance (Udemy - 2025)

Anti-Bribery and Corruption (ABC): Guidelines for Business (Udemy - 2025)

Anti-Money Laundering and Combating Terrorism Financing (Udemy - 2025)

Certificate in Compliance Management (Udemy - 2025)

FATF Recommendation of High Risk Customers and Activities (Udemy - 2025) Leadership & Involvement

Vice President: Michigan Technological University African Student Organization (2024)

Certificate of Recognition and Appreciation from the Associate Vice President for Administration (AVPA) of Michigan Technological University regarding A.E. Seaman Mineral Museum leadership (2024)

Certificate of Recognition and Appreciation from the American Institute of Professional Geologists (AIPG, 2024)

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