Business Operations Regulatory Compliance
Resume:
INTSINZI UWASE JESSICA
COUNTRY REPRESENTATIVE
VIRTUAL PAY INTERNATIONAL Ltd
Email: ********@*****.***
Address: Gacuriro
Phone : +250*********
Curriculum vitae
Objectives
I am an experienced specialist with a passion for delivering outstanding service as well as a Proactive, customer orientated professional with over 5 years of experience in reputable International Companies in Finance, Accounting and Administration & Operation. I am always looking to learn new skills, take on extra responsibilities, and grow professionally. in addition, I am a confident public speaker, presentation and have worked in busy, pressurized environments where high standards are expected.
My dedication and passion have been recognized with awards, praise, and extra responsibilities in my current and previous employment.
Experience
March 2024 – To Date
• Creating Learning materials in Budgeting and Forecasting
• Collective financial article based on Ideas expansion or expertise. October 2022 – To Date
Country Representative
Virtual Pay International Ltd
As The Country Manager, I am responsible for leading and managing all aspects of the business operations within the country. This includes ensuring regulatory compliance, driving business growth, maintaining key relationships with regulators, banks, merchants, and partners, and overseeing the daily operations of the company to ensure high performance, efficiency, and alignment with corporate strategy.
-
1. Strategic Leadership
• Develop and execute the business strategy in alignment with organization objectives.
• Identify and capitalize on local market opportunities for all services (e.g., merchant onboarding, digital wallets, cross-border payments).
• Represent the payment services at key industry forums, conferences, and events. 2. Regulatory and Compliance Oversight
• Ensure full compliance with national financial regulations, central bank requirements, anti-money laundering (AML), and KYC policies.
• Liaise with regulatory authorities (e.g., Central Bank) and ensure timely license applications, renewals, and audits.
• Act as the legal representative of the organization in the country, 3. Operational Management
• Oversee day-to-day business operations including merchant onboarding, transaction monitoring, and customer service.
• Lead local teams (sales, compliance, operations, etc.) and ensure performance against KPIs.
• Coordinate with global departments (e.g., technology, risk, finance) to ensure smooth operations.
4. Business Development & Partnerships
• Drive customer acquisition, retention, and satisfaction.
• Establish and maintain strong relationships with local acquiring banks, merchants, payment networks (e.g., Visa, Mastercard), and fintech partners.
• Identify partnership and expansion opportunities including mobile money integrations and e-commerce platforms.
5. Financial Oversight
• Manage the country’s budget, forecasts, and financial performance.
• Ensure cost-effective operations and monitor payment processing revenue, margins, and profitability.
•
6. Team Leadership & Culture
• Build and lead a high-performing local team.
• Foster a results-driven, compliant, and ethical work culture.
• Promote staff development, training, and performance reviews.
-
Dec 2020 – November 2022
Tax analyst & payable accountant
OLD MUTUAL INSURANCE RWANDA PLC
My role is to ensure the company complies with all tax regulations, accurately files tax returns, and implements tax-efficient strategies while minimizing risk and managing and process all outgoing payments and ensure accurate recording of liabilities and vendor balances.
• Timely processing of payment local and international
• Preparing and filing all relevant taxes (CIT, PAYE, WHT, VAT, etc as per requirement
• Monthly Tax accounts Reconciliation (RRA back-end systems vs Old mutual Sales reports).
• Balance Sheet substantiation of tax position and balance and Supplier Payables.
• Responsible for all tax Audits conduct and liaise, Supervising and delegated audit tasks.
• Responsible for all accruals and prepayments accounts preparation and recording
• Preparing monthly bank reconciliation
• Reconcile the variance for the accounts assigned (control Accounts, Regulatory accounts...) under Balance sheet substantiation.
• Proactively participated in business planning and forecasting projection
• Handling customer complaints with empathy and composure in relation to payments and Tax matters or any other matter
• Reviewing invoices and statements; rectifying instances of incomplete information and prompted collections proceedings for unpaid invoices.
• Ensuring accurate expense account allocation monthly
• Supporting in reconciling of intermediaries' accounts.
• Processing & payment of Premium refund timely and adhere to the tax implications.
• Coordinate with the Treasury team to ensure sufficient cash projections and maintain cash flow.
• Analyzed tax risks and actions to be taken.
• Addressing all related queries regarding all tax matters or payment related issues
• Supervising the procurement team and ensuring all expenses fall within the respective dept budget.
• Ensuring Monthly employees’ salaries are initiated on time as well as staff salaries distribution.
• Managing staff loans amortization and recording processes and adhere to company policy.
• Managing Office branches (7) expenses and queries in relation to Finance or Tax implication.
-
• Managing and ensuring all regulatory fees are paid and updated (taxes and Regulatory fees)
• Acquisition of company's Fixed assets and managing its depreciation monthly and disposable status if any to be disposed of.
• Managing reinsurance treaties seeded in relation to Taxes and Transfer the premium seeded as computed.
• Bank Agents responsibility (contact person for the bank inquiry) in relation to payments
(Transfers)
2018 - 2020
Accounts Payable Associate / Acted as Supervisor
MARRIOTT INTERNATIONAL HOTEL
Finance
• Reviewing the accuracy of the invoices and posting invoices in the system
• Processing, preparing supplies, subcontracts, staff payments and bank transfers.
• Conducting spot check (Cash, Inventory)
• Maintaining Cash flow on Operation and Saving Accounts
• Handling suppliers financial related issues
• Processing, preparing VAT declarations.
• Preparing Monthly Financial report (Bank Reconciliation, Payables & Receivable account)
• Filing all financial documents & Solving Financial related issue
• Managing all suppliers’ contracts
• Supported in cost adjustment (Market Survey) and regulating expenses.
• Negotiating Payment terms
• Working Hand in Hand with Procurement Dept on the operation cost and cost cutting
• Processing Staff Salary and staff salaries arrears and final dues Accounts
• Preparing & Maintain books of accounts.
• Reconciliation and balance bank and supplies accounts
• Accrual of all monthly expenses, Amortizing Prepayments Monthly
• Assist in Annually budget forecasting and business planning.
• Support the Audit Process
• General ledger adjustments
• Verification of periodic financial reports
• Conducting Internal audits for all outlets and Front office
-
2017 - 2018
FINANCE AND ADMIN ASSISTANT
PALLADIUM GROUP RWANDA
Finance
• Handling financial function of the office, assisting in petty cash handling
• Ensuring appropriate use of the program code
• Ensure proper documentation and reconciliation of program expenditure.
• Leading the process of introducing and establishing systems and processes to capture VFM.
• Support finance Officer with all necessary information.
• Monthly and Weekly financial report and reconciliation
• Supporting in making sure all local payments
Human Resource
• Hiring and management of subcontract
• Reviewing terms of reference and negotiating fee rates and daily subsistence allowance of subcontract or consultants
• Ensure compliance with other regulatory requirements related to employment of staff and all assets procured or leased by the project.
• Negotiation of supplier’s contracts or services providers
• Preparing consultant and staff contracts
• Management of supplier’s productivity
• Maintaining the project contract register
• Compliance check and on boarding of new staff
• Candidates’ diligence check
Administration
• Ensure proper management of the office premise.
• Ensure office facilities are running smoothly.
• Proper maintenance of all soft and hard copies of files
• Effectively Saving Files on the database
• Organizing travel, Accommodation, Meetings, Workshops
• Immigration support for the program staff members, consultants, and partners - Maintaining local Asset register.
Procurement
• Effective, prompt and value for money procurement
-
• Managing the procurement activities in line with the program operating procedure
• Prepare purchase requisition to ensure expenditures are in line with the budget.
• Internal Evaluation and decision making for the best bidder. JUNE 2014 – MARCH 2016
ADMINISTRATION ACCOUNTANT
WEADDLTD
Finance
• Ensure proper expense relocation.
• Maintain petty cash flow.
• Making Requisition and Evaluation for the site Materials
• Collecting payments from clients
• Ensure proper remittance accordingly.
• Prepare Monthly financial reports.
• Supporting compliance and risk management staff
Accounting
• Preparing and maintaining books of Accounts
• Paying taxes of the company
• Monitoring financial transactions (accounting report, Bank Reconciliation) for the company
• Reviewing Payments - Reconcile bank accounts.
• Payroll process
Administration
• Coordinating the company’s operations and ensure deadlines are met on site.
• Handling client’s complaints
• Managing the office and ensure smooth run.
Human Resources
• Coordinating recruitment of staff
• Maintaining personnel file
• Preparing staff and service providers contracts
EDUCATION
-
Jan 2011 – Nov 2013 HIGH SCHOOL DIPLOMAT
COLLEGE AMIE DES ENFANTS
Aug 2014 – Feb 2016 BACHELOR OF COMMERCE MAJORING IN ACCOUNTING JOMO KENYATTA UNIVEKRSITY
April 2017- Mars 2020 BACHELOR OF COMMERCE MAJORING IN ACCOUNTING MOUNT KENYA UNIVERSITY
2022 - 2023 DIPLOMAT IN STRATEGIC MANAGEMENT
ALISON LEARNING UNIVERSITY
2023 - 2023 DIPLOMAT IN OPERATIONS MANAGEMENT
ALISON LEARNING UNIVERSITY
CERTIFICATION
• MICROSOFT 2019
- Advance Excel 2019
- Ms Teams
- PowerPoint
- MS Advanced Word
- MS Outlook 2019
• Visa University Accredited
• EF English Proficiency Accredited ADVANCED CLASS
• ISO/IEC 27001 – ISMS
• Digital and Cyber Security Awareness
SKILLS
• Accounting system: Quickbooks, D365, AIMS, EO2, Birchstreet, Sun System
• AQUIRED ENGLISH PROFICIENCY DEVELOPMENT CERTIFICATE (ADVANCED LEVEL) BY MASTERCARD FOUNDATION AND RWANDA DEVELOPMENT BOARD AND EF EDUCATION
• Hold various certificates. Digital and Cyber Security Awareness accredited, Microsoft Office (Excel, word, PowerPoint etc), ISO/IEC 27001(ISMS) accredited, ACHIEVEMENTS
-
I conducted a Two-year financial year RRA audit and brought down the payable position from 4Billion to 252M by preparing Two financial Year Sales vs Input Vat Reconciliation to determine the apportion rate used. i also did reconciliation for the two financial year period being audited for the reinsurance payable WHT by applying the correct treaty placement by reinsurer. Giving accurate and reliable explanation of expenses selected to support to avoid them being added back. the whole Audit latest for 8 Month with a reduction of 3.7B giving us a payable position of 252M.
Contact this candidate