Mortgage Loan Processor

***********@*****.***

An analytical and results-driven professional with over 10 years of experience managing the full lifecycle of conventional loan applications. Proven track record of maintaining regulatory compliance, streamlining processing workflows, and timely closings across high-volume pipelines. Committed to delivering accurate, efficient, and customer-focused service in alignment with investor guidelines and company objectives. E D U C A T I O N P R O F I L E S U M M A R Y

Mathematics for Education

Coursework

Phoenix College, Phoenix, AZ

Glendale Community College,

Glendale, AZ

Rio Salado College, Tempe, AZ

Mountain View College, Dallas, TX

El Centro College, Dallas, TX

Richland College, Dallas, TX

The University of Texas at Austin,

Austin, TX

LINDA F. WEBSTER

Senior Processor

Lennar Mortgage Jul 2017 - Present

• Manage end-to-end processing of conventional, FHA, and VA loan applications from initial setup through funding, maintaining pipeline visibility, and compliance with investor and regulatory guidelines to meet all contractual deadlines.

• Analyze borrower income, assets, credit, and property documentation against underwriting criteria, resolving discrepancies promptly to meet Regulation B notification requirements and prepare loans for closing.

• Collect and verify critical loan documents such as purchase agreements, escrow instructions, title reports, and homeowner’s insurance (HOI) to facilitate appraisal orders and complete loan files.

• Monitor and update loan status within processing software, adapting to evolving investor programs and internal policies to maximize loan eligibility and mitigate risk exposure.

• Communicate with borrowers, loan officers, escrow/title agents, and sales teams to track outstanding conditions, accelerate approvals, and support timely loan closings.

• Prioritize daily workload to manage a personal loan pipeline with full ownership, delivering high-quality service that aligns with company timelines and investor mandates. Key Achievements:

• Maintained 100% compliance with investor and federal guidelines throughout the loan processing lifecycle, contributing to zero audit findings and enhanced risk management.

• Consistently closed loans within 30 days of purchase agreement date, reducing average cycle time and improving customer satisfaction scores.

Senior Processor

iMortgage Jul 2015 - Jul 2017

BBVA Compass Jul 2014 - Jul 2015

• Reviewed and processed FHA, VA, USDA, and conventional loan applications from initial intake through funding, adhering to 100% compliance with RESPA, TILA, and TRID regulatory guidelines.

• Directed high-volume purchase and refinance pipelines across multiple states, proactively aligning loan closings with target escrow dates and resolving underwriting conditions.

• Updated and organized loan documentation in LOS and CRM systems to preserve data integrity and accelerate file movement through the underwriting and closing stages.

• Assessed borrower eligibility by analyzing income documentation, credit reports, asset statements, appraisal data, and title reports to support accurate loan structuring.

• Served as a key point of contact for internal teams and external stakeholders, resolving file-level issues and responding to inquiries within targeted turnaround times. Key Achievements:

• Played a pivotal role in supporting a nationwide renovation loan division, strengthening file accuracy and workflow alignment across cross-functional processing teams.

• Trained and mentored new processors and loan officers, contributing to reduced onboarding times and faster adoption of company systems and investor guidelines. Underwriter FHA Home

Wells Fargo Bank Nov 2013 - Jul 2014

• Analyzed packages, financial statements, credit reports, and tax returns for self-employed and wage- earning borrowers, applying advanced risk assessment techniques to determine creditworthiness and loan eligibility within FHA and investor guidelines.

• Conducted detailed cash flow and income analyses while detecting potential fraud indicators, consistently exceeding the 75% quality benchmark by achieving an 86% underwriting accuracy rating.

• Authorized mortgage loans up to $417K by preparing precise, data-driven reports that align with regulatory requirements, investor policies, and company standards, mitigating financial risk and supporting loan approval processes.

P R O F E S S I O N A L E X P E R I E N C E

4137 W Hayduk Rd, Laveen,

AZ 85339

480-***-**** In https://www.linkedin.com/in/li

nda-webster-89b0a913

P R O F E S S I O N A L

S K I L L S

• Loan Processing & Document

Review

• Mortgage Lending (FHA, VA,

Conventional, USDA)

• Application Review & Pre-Approval

Support

• Underwriting Support

• Reporting & Documentation

• Stakeholder Management

• Regulatory Compliance (RESPA,

TILA, ECOA)

• Loan Closing & Post-Closing Audits

• File Management & Quality

Assurance

• Third-Party Vendor Coordination

• Risk Assessment & Issue Resolution

• Pipeline Management &

Prioritization

• Team Leadership, Training &

Development

T E C H N I C A L

E X P E R T I S E

• Loan Origination Software:

Encompass

• Microsoft Office Suite: Word, Excel,

Outlook, PowerPoint

• CRM & LOS Systems: Salesforce

• Automated Underwriting Systems

(DU, LP)

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