Fraud Analyst United States

Babatunde Akande

Bordentown, NJ *****

Email: *****************@*****.***; Tel: 640-***-****

Professional Summary

Seasoned AML/KYC/Fraud Compliance Analyst with 5+ years of experience in financial crime risk management, regulatory compliance, and fraud detection.

Strong command of AML regulations including BSA, USA PATRIOT Act, OFAC, and FinCEN guidelines.

Proficient in performing CDD, EDD, PEP screening, negative news checks, and SAR drafting.

Proficient in SQL for querying transactional data and generating risk-based reports.

Adept at using tools such as LexisNexis, Actimize, World-Check, and PACER.

Known for exceptional analytical, investigative, and communication skills.

EDUCATION

Ambrose Alli University, Nigeria

Bachelor of Science – Business Administration 2000 – 2005

Certifications

Certificate - The Fundamental Principles of Anti-Money Laundering

Certificate - Know Your Customer & Customer Due Diligence

Certificate - Fraud Detection and Prevention

Certificate - Basics of Compliance Management

CISA - Certified Information Systems Auditor (ISACA)

SKILLS

Customer Due Diligence (CDD) & Enhanced Due Diligence (EDD)

Anti-Money Laundering (AML) Investigation

Risk Assessment & Mitigation

Transaction Monitoring & Alert Analysis

Suspicious Activity Reporting (SAR)

Fraud Detection & Regulatory Compliance

Negative News & PEP Screening

Onboarding & Periodic KYC Review

Regulatory Audit Support

OFAC, BSA/AML, Sanctions Compliance

Written & Verbal Communication

Report Writing & Documentation

Cross-Functional Team Collaboration

Data & Analysis: SQL, Microsoft Excel, Microsoft Access

AML/KYC Platforms: Actimize, LexisNexis, World-Check, PACER, ACI RED, Duns & Bradstreet, CLEAR

Compliance Systems: CMS (Case Management Systems)

Productivity: Microsoft Word, PowerPoint, Outlook

Programming Exposure: Java/J2EE

Search & Research: Google Search, Public Records

PROFESSIONAL EXPERIENCE

KPMG LLP – New York, NY (Remote) Contract Feb 2024 – May 2025

AML Investigator

Conducted in-depth EDD reviews for high-risk clients using internal data and open-source intelligence.

Investigated complex AML alerts, identified red flags, and created detailed SARs submitted to FinCEN.

Monitored cash, ATM, and wire transactions for suspicious behavior using SQL queries to extract and analyze transactional data.

Utilized SQL to segment customer risk profiles and support escalation cases through data validation.

Documented findings in CMS (Case Management System) and ensured audit-readiness in line with OFAC and BSA regulations.

Eastern Bank – Boston, MA (Remote) Contract Sep 2021 – Nov 2023

AML/KYC Analyst

Performed CDD/EDD reviews for onboarding and periodic KYC updates, ensuring full regulatory compliance.

Drafted SARs for suspicious customer activity and collaborated with legal/compliance teams on case resolution.

Leveraged SQL to extract account activity patterns across large customer datasets for risk scoring.

Built Excel dashboards using SQL outputs to support KYC health checks and audit reports.

Identified CTR exemption eligibility and supported internal process improvements to reduce onboarding delays.

Cathay Bank – Los Angeles, CA (Remote) Contract Jul 2019 – Aug 2021

AML/KYC & Compliance Analyst

Investigated customer behavior across high-risk accounts, leveraging KYC/CDD protocols and media screening.

Created SARs and reports for senior compliance officers and filed with FinCEN for further review.

Used SQL to clean, merge, and analyze transactional logs to uncover potential fraud and money laundering schemes.

Automated account review summaries by developing queries for filtering repetitive or high-risk transactions.

Supported OFAC/sanctions reviews and maintained detailed documentation for audit and compliance purposes.

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