TERMEKIA DANIEL
Birmingham, AL *****
205-***-**** - **********@*****.***
PROFESSIONAL SUMMARY
Possess strong negotiation skillsstrong collateral release and operations background. Possess effective communication skills
Possess strong negotiation skills. An effective team player with the skills necessary to direct, train, and motivate staff to its fullest potential Goal oriented and ready to take initiatives
Ability to work in a target based environment
Knowledge of basic operating systems: Microsoft Word, Excel, Access, PowerPoint and Internet Explorer Possess excellent interpersonal, analytical, and organizational skills.
Release management professional with focus on ensuring seamless software deployments and system stability. Proven track record in coordinating cross-functional teams, managing complex release schedules, and adapting to evolving project requirements. Strong problem-solving skills, effective communication, and thorough understanding of release processes and tools. Reliable team player committed to delivering high-quality results.
SKILLS
Advanced Commercial Loan
Management
• • ACLS Consumer Loan Expertise
• Business Banking Expertise • Internet Proficiency
• Excel Analysis Skills • Skilled in Microsoft Word Applications
• Effective Verbal Communication • Effective Written Communication
• Proficient in Microsoft Outlook • Lotus Notes Administration Skills
• Building Professional Networks • Strengthening Business Relationships
• Email Management • Web Interface Development
• Commissioned Notary Public
WORK HISTORY
01/2008 to 01/2025 Collateral Release Specialist
REGIONS BANK – Birmingham, USA
Create notification to send to loan officer for approval to release collateral in IWAVE
•
Access appropriate systems to verify account information to create form to be sent to officer
•
• Prepare releases for collateral that have paid in full such as Mortgages, Titles, Stocks, Bonds, UCC's and Life Insurance, CD's
• And savings accounts
• Work in Level III & ACLS, ACAPS, CRG Report, and Report Manager
• Process notification/research /prepared releases for Level III & ACLS loans daily
• Serves as a liaison between Loan Officer and Title Companies
• Prepare releases on loan in collection and/or bankruptcy/research aged accounts
• Worked with American Title
• Approve branch loans for notifications
• Lead, develop and train over 15 associates
• Monitor work queues for SLA compliance
• Highlights: ELITE Program
• PUBLIC NOTARY
01/2004 to 01/2007 Customer Service Rep/Personal Service Rep/Teller Manager WACHOVIA BANK – Birmingham, USA
• Responsible for delegating daily tasks to team members
• Served as the point of contact for the 20 or more representatives Assist customers with overdrawn accounts, balance accounts and transferring funds between accounts
•
• Process tickets
• Update customers' information/accounts
• Process Level III commercial loans
01/2000 to 01/2002 Insurance Processor/Account Representative ALLSTATE/SITEL – Birmingham, USA
• Process daily information including customer updates Completed adjuster claims, auto damage adjusters, insurance coverage, policy holder's complaints and coverage information
•
Maintenance on outstanding accounts such as debt repayment and forbearance accounts
•
• Analyze credit reports and repayment histories
EDUCATION
Some College (No Degree): Psychology Major
Alabama State University - Montgomery, AL