Financial Analyst Senior Accounting

Aishwarya Suresh

+1-971-***-**** *****************@*****.*** linkedin.com/in/Aishwaryasuresh

Education

Portland State University - Master of Science in Finance Portland, OR Sep 2024 - Student Impact Investment Associate Student Ambassador Student Leader University of Madras - Bachelor of Commerce (Banking & Finance) Chennai, India July 2015 - Cleared Company Secretary CPT Exam Founded Club RRC Professional Experience

Citibank - Customer Solutions Analyst. Chennai, India Jan 2020 – July 2022

• Conducted in-depth credit underwriting, risk assessment, and financial statement analysis to support lending decisions.

• Developed and presented credit opinions for loan approvals, renewals, and restructures.

• Built financial models to forecast loan performance and assess capital adequacy.

• Performed risk rating assignments and periodic portfolio reviews for compliance and tiering.

• Handled 50+ client cases daily, resolving disputes, modifying credit limits, and managing exposure.

• Collaborated with legal and compliance teams to review and document structured credit transactions.

• Reduced underwriting discrepancies by 25% through process optimization.

• Utilized Excel and Workday to support payroll and financial data reporting. WNS Global Services - Senior Operations Credit Analyst Chennai, India Aug 2016 – Nov 2019

• Managed credit exposure for B2B client portfolios and led credit due diligence on loan and capital market transactions.

• Designed and implemented KPI dashboards to monitor credit risk and early warning signals.

• Reviewed and negotiated documentation for commercial loans and derivative deals with legal and credit teams.

• Supported the preparation of risk reviews, credit tiering, and capital allocation analysis.

• Created quarterly spend reports and forecasts using Excel (VLOOKUP, pivot tables, macros).

• Led a team of 7 analysts; oversaw task delegation and conducted training and quality control audits.

• Ensured accuracy in master data during client onboarding and compliance checks. Helen Gordon Childcare Center - Student Assistant Portland, OR Mar 2024 – Aug 2024

• Maintained financial records, payroll entries, and tax documentation for 20+ employees.

• Assisted in managing operational and scheduling data while supporting internal audit functions. Indian Overseas Bank — Data Collection Intern. Chennai, India Dec 2014 – Mar 2015

• Conducted loan data collection and preliminary financial analysis for appraisal purposes.

• Improved decision-making insights by providing actionable risk suggestions to the credit team. Certifications & Licenses

• Oregon Life and Health Insurance License & Securities Industry Essentials (SIE), FINRA Technical Skills

• Financial Tools: Excel, SQL, SAP, Power BI, R, RStudio, Tableau, Bloomberg Terminal, Workday

• Documentation & ERP: Netsuite CRM, Workday, Microsoft PowerPoint & Word

• Soft Skills: Communication, Leadership, Cross-Functional Collaboration, Adaptability.

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