Fraud Investigator Data Analytics

KR

KELLY RANSOM

*****************@*****.*** ***- 725-5558 Dallas, TX 75215

Seasoned and results-driven Senior Fraud Investigator with over 10 years of progressive experience in detecting, investigating, and preventing complex financial crimes. Proven track record of leading high-impact investigations involving internal fraud, external scams, elder financial exploitation, synthetic identity fraud, and money laundering schemes. Expert in leveraging advanced data analytics tools, transaction monitoring systems, and forensic methodologies to uncover fraudulent activity, assess risk, and protect institutional integrity. Adept in preparing regulatory reports, including SARs, and ensuring compliance with BSA/AML, USA PATRIOT Act, OFAC, and FinCEN guidelines. Recognized for a detail-oriented approach, strategic thinking, and strong collaboration with law enforcement, legal, and compliance teams.

Internal & External Fraud Investigations

Fraud Detection & Prevention Strategies

Evidence Collection & Case File Documentation

Suspicious Activity Report (SAR) Preparation

Interviewing Witnesses & Persons of Interest

Root Cause & Trend Analysis

Anti-Money Laundering (AML) & Bank Secrecy Act (BSA) USA PATRIOT Act & OFAC Sanctions Screening

Know Your Customer (KYC) Standards

FinCEN Guidelines & SAR Filing Requirements

Regulatory Audit Support & Policy Adherence

Strong Analytical & Critical Thinking

High Attention to Detail

Ethical Judgment & Discretion

Clear & Concise Report Writing

Cross-Functional Collaboration

Leadership, Mentoring & Team Development

Unify Federal Credit Union

Sr Fraud Investigator

02/2024 - Current

Conducts daily assessments of fraud monitoring systems to detect and prevent fraudulent activities.

Identifies and analyzes various forms of financial fraud, including counterfeit activities and identity theft.

Leads in-depth fraud investigations, determining root causes and reporting on operational deficiencies.

Manages multiple, concurrent fraud investigations with a high level of precision and prioritization.

Prepares detailed reports and files complaints with law enforcement following investigations.

Reviews and takes action on accounts suspected of fraud, abuse, or negligence to reduce financial losses.

Provides expert fraud-related support and guidance to colleagues and other departments within the organization.

Delivers fraud awareness and risk management training to staff members across various departments.

Compiles and communicates reports on fraud trends and case updates to senior management regularly.

Plays a role in improving fraud detection systems through maintenance, design, and testing of new tools

Summary

Skills

Experience

Goldman Sachs Richardson, TX

Senior Fraud Investigator

05/2022 - 02/2024

Conduct thorough investigations into fraudulent activities on high-profile accounts, effectively minimizing financial losses.

Demonstrate expertise in identifying and mitigating various fraud types, such as identity theft and social engineering, with accurate and prompt submission of Suspicious Activity Reports.

Maintain detailed and precise records in compliance with SARs filing procedures within a dynamic, detail-oriented environment. Employ advanced knowledge in accountancy, auditing, and financial management to enhance client asset protection and experience, while ensuring strict compliance with anti-fraud measures and reporting protocols.

Vivid Seats Coppell, TX

Supervisor

11/2021 - 01/2023

Managed a team of agents, ensuring efficient workforce and time management, as well as accurate payroll administration. Conducted comprehensive training programs and performance coaching, resulting in measurable improvements in agent performance. Coordinated onboarding and offboarding procedures and effectively communicated monthly performance metrics to senior management, focusing on customer experience improvements.

Ally Financial Lewisville, TX

Bank Fraud Investigator/ Team Lead SME

08/2017 - 11/2021

Conducted thorough investigations into various forms of bank fraud, including identity and unemployment fraud, and meticulously documented incidents for SARs compliance.

Resolved payment disputes and verified the legitimacy of wire transfers, ensuring adherence to anti-fraud protocols and financial security measures. Trained and mentored new staff on fraud detection and reporting procedures, reinforcing a culture of vigilance and compliance within the team.

Partnered with Lease End Account Managers to address and rectify fraud- related delinquencies, contributing to the team's achievement in meeting and exceeding fraud prevention KPIs.

J P Morgan Chase Lewisville, TX

Risk Management Specialist

01/2015 - 01/2017

Conducted thorough risk assessments, documenting controls and presenting findings to governance bodies and leadership, enhancing organizational risk awareness and decision-making. Integrated new risk policies and procedures, ensuring alignment with industry standards and fortifying the company's risk management framework.

Crafted and executed stress test plans, collaborating with stakeholders to bolster contingency strategies and reinforce the company's resilience to potential risk events.

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