Regulatory Compliance High School
Resume:
Mortgage Loans
Attention to Detail
Communication Skills
Team Working
Financial Underwriting
Regulatory Compliance
Adaptability
Analytical Thinking
Time Management
Mortgage Industry Knowledge
Sales
Manufacturing
Operations Management
Retail Commerce
Billing Processes
Coordination Skills
Procurement
Knowledge of Finances
EDUCATION
South High School
SKILLS &
STRENGTHS
CONTACT
*******.******@*****.***
TRISTIN START
EMPLOYMENT HISTORY
Cardinal Financial MARCH 2020 - OCTOBER 2023
Closer III
As a Closer III, I was tasked with the responsibility of meticulously organizing all loan paperwork and documentation to facilitate the finalization and funding of mortgage transactions. This position required a unique blend of technical expertise, keen attention to detail, effective communication skills, and the ability to thrive in high-pressure situations. Daily ResponsibiIities Included: Initial review of closing file for completion and accuracy. Proficiency in reviewing and verifying loan documents, ranging from loan estimates, Closing Disclosures, Notes, Deed of Trusts, Warranty Deeds, title reports and purchase contracts.
Prepared initial Closing Disclosure. Includes verifying minimum cash investment from borrower(s), concessions, RESPA compliance, QM Review, along with all loan program guidelines and requirements. Finalized Closing Disclosure and released closing documents to title. Collaborated effectively with loan officers, loan processors, escrow officers and funder to meet all closing deadlines.
Managed and resolved any concerns, problems, and documentation issues. Acted as an intermediary between all parties involved in the mortgage loan transactions.
Citywide Home Loans JUNE 2013 - MARCH 2020
Transaction Manager
As a Transaction Manager, I represented a vital role in coordinating directly with loan processors and the team closer to ensure the dosing disclosure deadlines were achieved. My responsibilities included facilitating the resolution of any outstanding conditions and verifying they were completed to meet funding and recording authorization requirements. Daily Responsibilities Included:
Communicated daily with all parties involved in the mortgage transactions. Skilled in managing multiple loan files simultaneously and confirming that critical milestones are met within specified deadlines. Participated in weekly meetings with team manager to adhere to monthly target goals pertaining to loan closings and total volume for our team. Encouraged and exemplified the synergy that results from strong teamwork, maximizing the team's potential.
Diversified Sales Team MAY 2008 - JUNE 2013
Office Manager
Daily Responsibilities Included:
Collecting purchase orders from retailers and confirming all specs, pricing and freight were, correct before passing them on to our manufacturers for processing and shipping.
Day-to-day interfacing with manufacturers on clearing deductions from marketing events that were run at store level and disputed with retailers when inaccurate.
Organization of trade show scheduling for the, manufactures and trade show booth contracts.
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