Accounts Clerk Credit Risk
Resume:
LAURA KABIBI KAINGU
PERSONAL DETAILS
Name : Laura Kabibi Kaingu
Date of birth : 12th November 1999
Address : P.O.BOX 166-80108, KILIFI
Contacts : 075*******
Email address : **************@*****.***
Nationality : Kenyan
Languages Skills:
English – Fluent (Written and Spoken)
Kiswahili – Fluent (Written and Spoken)
Career objective
1.To build a versatile career with good exposure to different working environments and thereby honing existence skills while training, learning and offering the best to the organization,
2. To explore an opportunity that will allow me interact with experienced accounting professionals which will give me an opportunity to master skills necessary to be competitive in the job market.
3. To pursue a highly rewarding career, seeking for an opportunity in a challenging and a healthy working environment where I can utilize my skills and knowledge efficiently for organizational growth and my career advancement
MY ATTRIBUTES
Self-driven, enduring, strategy focused, conflict resolver & negotiator, compliant to professional ethics, good standing and respect to cultural diversity, persistent to obtain desired results, enabler of dynamics and a lover of good working environment.
EDUCATIONAL BACKGROUND
Meru university June 2019 – October 2023
Bachelor commerce: second class honor
UBC SAUDER WORKSHOP February 2023 – May 2023
Lift entrepreneurship program, Nairobi
KESAP RESEARCH CENTER May 2019 – July 2019
Quick books
Ganze Girls High School 2015-2018
Kenya Certificate Secondary of Education
Mirihini Primary School 2005 – 2014
Kenya Certificate of Primary Education
WORK EXPERIENCE
MARCH 2024 TO PRESENT MWAMUNDA INVESTMENTS LIMITED
POSITION; CREDIT OFFICER.
RESPONSIBILITIES
1. Loan Application Assessment
Evaluate clients’ loan applications by analyzing their financial capacity, credit history, and business viability.
2. Client Vetting and Appraisal
Conduct field visits and background checks to verify client information and assess
credit risk.
3. Loan Processing and Documentation
Prepare, review, and process loan documents in accordance with organizational policies and procedures.
4. Credit Risk Analysis
Identify potential risks and recommend appropriate loan amounts and terms based on risk analysis.
5. Loan Disbursement
Coordinate the approval and timely disbursement of loans to qualifying clients.
6. Portfolio Management
Monitor loan accounts to ensure timely repayments and manage client relationships to
maintain portfolio health.
7. Loan Recovery and Collections
Follow up on overdue accounts, negotiate repayment plans, and escalate recovery measures when necessary.
8. Reporting
Prepare regular reports on loan performance, portfolio quality, and client feedback for internal review.
9. Client Relationship Management
Offer guidance to clients, provide financial literacy support, and handle inquiries or complaints professionally.
10. Regulatory and Policy Compliance
Ensure all credit activities adhere to internal policies and external financial regulations.
FEB 2024 to JUNE 2024 ALGHANIM SECURITY GUARD SERVICES, KILIFI.
POSITION; CUSTOMER SERVICE ATTENDANT.
RESPONSIBILITIES
1.Receive visitors by greeting and welcoming them.
2.Provide customer support by answering and the phone and replying to emails in a timely manner
3.Provide administrative support via phone
4.Maintain the office and keep all the office equipment in check as well as order any necessary office supplies.
5.Responsible for maintaining office security and communicating with the security guard if needed
6.Managing calendars by scheduling important meetings
7.Perform other clerical receptionist duties e.g. photocopying, transcribing, filling, keeping records of the office expenses, sorting and distributing paperwork
8.Interacting with their colleagues to resolve important administrative matters.
JUNE 2023 – DECEMBER 2023, BLESSINGS LIGHT CYBER CAFEE, KILIFI
POSITION; CYBER ATTENDANT
RESPONISIBILITIES
1.Attending to clients
2.Typing
3.Online services
4.Teaching computer classes
MAY 2022 – JULY 2022, KILIFI PUBLIC SERVICE BOARD, EDUCATION AND IT DEPARTMENT, ACCOUNTING OFFICE.
Position: ATTACHE
Responsibilities
1.Recording of payment voucher.
2.Pre-audit
3.Preparing of payment voucher
4.Recording files and voucher
5.Reconciliation of bank statement and payments
6.Receiving files and documents from other departments
7.Arranging files
June 2021: Kachororoni dispensary
Position: Mentor
Responsibilities;
1.Advising young boys and girls to empower themselves
2.Creating awareness to girls about there personal and menstrual hygiene
3.Educating the youth about sexual transmitted infections, HIV/AIDS, Sexual violence and abuse
4.Advising the youth on gender and gender roles
REFEREES:
1.Mr Elias Baya
Director Mwamunda investments
2.Mr. Joseph Mweri
Director, Alghanim security guard limited
3. Mr George kinyanjui
Accountant, Watts international
Contact this candidate