Life Insurance Data Analyst

SHARON PARUWANI

202-***-**** Bladensburg, MD ************@*****.*** https://www.linkedin.com/in/sharon-paruwani

EDUCATION

Master of Science in Analytics, American University, Washington (DC). May 2025

Bachelor of Commerce Honors in Actuarial Science, National University of Science and Technology, Zimbabwe June 2018

CERTIFICATIONS

●Society Of Actuaries Credits (Exams P, FM, FAM, ASTAM, SRM, and the VEE’s for Accounting and Finance, Economics, and Mathematical Statistics) Ongoing

●Certified Business Intelligence & Data Analyst, Chartered Finance Institute, Canada 2022

●Certified Financial Modeling & Evaluation Analyst, Chartered Finance Institute, Canada 2022

EXPERIENCE

Research Assistant American University Washington (DC). Jan 2025 - Present

Analyze complex datasets using advanced statistical and machine-learning techniques to extract insights

Conduct in-depth literature reviews to support data-driven research and academic publications

Develop reports, visualizations, and presentations to communicate key research findings

Implement data cleaning, transformation, and validation processes to ensure research accuracy

Workday Student Business Analyst American University Washington (DC). Sept 2024 – Dec 2024

Actively contributed to key work streams, such as Admissions and Financial Aid, by collaborating with cross-functional teams to gather and analyze system configurations

Created documentation to improve communication between AU OIT staff & Workday implementation team, boosting workflow

Assisted in data configuration and testing, helping to identify and resolve data inconsistencies, which improved the accuracy of configurations and testing during data conversion

Actuarial Analyst ZB Financial Holdings Zimbabwe Aug 2022 – July 2023

Redesigned the single-annuity calculation template, reducing processing time by 30% and optimizing resource utilization for the department, facilitating the simultaneous computation of multiple annuities and automated summary reports

Calculated retirement replacement ratios for clients using actuarial forecasting models, incorporating salary progression, inflation, and economic factors

Managed viability assessments for 14 branches, delivering reports that informed 85% of key management decisions

Developed an investment policy that reduced audit issues by 25% and ensured full regulatory compliance

Led the creation and analysis of competitive pricing rates for life insurance products, driving a 7.6% revenue increase, surpassing the industry growth benchmark of 4.6%

Actuarial Analyst ZB Life Assurance Zimbabwe Aug 2018 – July 2022

Initiated and led data analytics training for 25 employees across the employee benefits and individual life departments, improving cross-departmental efficiency by 40% through the use of Pivot Tables, VLOOKUP, and Excel visualizations

Led mortality investigations, reducing risk exposure by 15% and strengthening the organization's financial resilience

Automated data checks with a Python script, cutting verification time by 50% and enhancing data transformation efficiency

Conducted end-of-year valuations for life insurance products, calculating the present value of future cash flows to assess reserves and ensure financial stability

Performed exploratory data analysis (EDA) and statistical modeling in R to enhance pricing strategies and claim predictions.

Conducted actuarial valuations to assess pension fund liabilities, ensuring sustainability and compliance with regulatory requirements

Actuarial Trainee Zimbabwe Actuarial Consultant Zimbabwe July 2016 – Aug 2017

Authored reports that simplified complex data, enhancing decision-making & earning 90% positive feedback from management

Identified and implemented optimization opportunities for investment products, resulting in a 3% improvement in client ROI

Enhanced administrative efficiency by refining invoicing and documentation processes, cutting turnaround time by 25% (2 days)

TECHNICAL SKILLS

Actuarial & Risk Modeling: Life & Pension Valuations, Retirement Replacement Ratios, Pricing Models, Mortality & Lapse Analysis, Reserving, IFRS 17, Financial Reporting

Programming & Statistical Tools: Python, R, VBA, SAS, SQL, Excel (PivotTables, Solver, Macros)

Data Visualization & BI: Tableau, Power BI, Excel Dashboards

Financial & Business Analysis: Financial Modeling, Risk Management, Stochastic Analysis, Insurance Product Development

Project & Report Management: Project Management Tools, Report Writing, Presentation, Client Communication

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