Julie Woodall
515-***-**** **********@*****.*** West Jordan, UT 84088
PROFESSIONAL SUMMARY
Experienced Risk and Operations Analyst with 7+ years of experience in Risk Control and Quality Assurance. Proven ability to analyze and interpret data and providing deliverables. Skills
● 4+ years of Risk Management ● Reliable and flexible
● Ability to resolve complex issues ● Exceptional communication skills
● 6 years of underwriting experience ● Strong attention to detail
● Ability to multitask task ● Excellent time management skills
● Analytical skills
PROFESSIONAL EXPERIENCES
SoFi
Control Team Analyst 07/2021 – 6/2025
● Built a sustainable Operations end-to-end control environment by identifying gaps and weaknesses during testing
● Design and document effective control tests that have an adequate level of detail in evaluation scripts
● Established metrics and compiled Data and Dashboards to present metrics and findings
● Cross-functional collaboration with Stakeholders to ensure proper alignment and program requirements
● Monitors trends to evaluate the testing environment for opportunities to manage risk and improve processes proactively
SoFi
Quality Assurance Specialist 07/2019 – 07/2021
● Assist with the development and implementation of QA testing strategy, such as focus areas, testing methodology, test standards, and frequency of testing (e.g., random and targeted testing on an as-needed basis)
● Perform quality assurance testing and documentation
● Recommend reasonable corrective action based on quality control findings, and partner with Stakeholders to monitor resolution
● Review and underwrite applications according to credit policies and procedures, analyze credit reports and income from select sources, and verify documents provided by applicants
● Sustain knowledge of current credit policies and underwriting practices SoFi
Special Program Coordinator, Collections 09/2018 – 07/2019
● Work with the customer to satisfy any deficient balances
● Review, monitor, and engage with a high volume of customers per day
● Review delinquent accounts daily, and maintain losses at or below established guidelines for assigned job duties
● Responsibly maintained documents of all account activities and pertinent information to include but not limited to verifications and demographic changes
● Efficiently assess and recommend action to borrowers concerning all other loan issues SoFi 02/2018 – 09/2018
Consumer Loan Review
● Review applications pursuant to credit policies and procedures- including analyzing credit reports, analyzing income from various sources excluding self-employment and verifying documents provided by applicants
● Verify identity, income, and other required documentation
● Perform outbound outreach to applicants and work with the applicant and the Operations team to successfully move applications through the process to funding
● Provide best-in-class client service through friendly, professional, and responsive communication with both internal and external customers
● Develop strong knowledge of internal processes and procedures to ensure the quality of loan system data and the adequacy of paperless loan documentation
● Document clear and concise notes in every application, including all customer correspondence, using selected templates where appropriate EDUCATION
Drake University - Bachelor of Arts and Science in International Relations with Minor in French