Financial Analysis Reporting

RAFAEL ROSENZUAIG

******.**********@*****.*** / 647-***-****

Results-driven finance professional with in-depth knowledge of financial analysis, planning and forecasting, key performance indicators, expense management and capital modeling. Enthusiastic and focused. Able to manage complex data and develop reliable and insightful analyses, forecasts and recommendations. Creative problem solver, who thrives on challenges, excels under pressure and drives diversity. Proven success leading teams across multiple departments poised to deliver exceptional results. Fluent in Engish and Spanish. Summary of skills:

• Financial Planning

• Management Reporting

• Expense Management

• Regulatory Reporting

• Advanced Excel

• Advanced Power Point

• Variance Analysis

• Forecasting

• Financial Modelling

• SAP, Hyperion

• Change Management

• Interpersonal skills

• Communication

• Problem Solving

• Team Management

PROFESSIONAL EXPERIENCE

President Choice Financial Toronto, ON

Manager, Payment Support Plan (2024/2025 – resigned due to permanent relocation abroad)

• Oversaw daily operations of the creditor insurance portfolio, ensuring product performance, regulatory compliance, and seamless cross-functional coordination across underwriting, claims, and sales team

• Managed full P&L ownership of key financial products, driving profitability through strategic pricing, cost control, and performance analysis

• Led vendor management for the credit card portfolio, including contract negotiations, service level oversight, and alignment of third-party capabilities with business objectives AIG Insurance Company of Canada Toronto, ON

Manager, Capital Management & Treasury (2020/2021 – resigned due to temporary relocation abroad)

• Capital modeling (reinsurance impacts and new regulatory requirements / MCT model)

• Planning & Forecasting

• Monthly expense closing, cost allocation, and variance analysis

• Monitor daily cash positioning and forecasts

Scotiabank Toronto, ON

Senior Manager – Internal Consulting (2015 - 2020)

• Led multi-disciplinary efficiency programs and identified opportunities to reduce bank’s structural costs

• Generated structural cost savings and optimization solutions, including budget and expense analysis, changes to operating models, organizational structures, process re-engineering, and smart automation.

• Directed the implementation of cost savings initiatives by strategically influencing and motivating local teams to maintain the momentum amidst the need to balance the project and day-to-day work priorities Senior Manager – Mergers & Acquisitions (2012 - 2015)

• Evaluated potential targets providing detailed financial modelling and country analysis

• Experience in managing cross-cultural and multi-disciplinary large teams for due diligence participation

• Prepared and delivered internal Power Point presentations to executive management

• Effective leadership in leading with external parties including potential targets, investment bankers, legal counsel and regulators

Key Achievements & Projects:

§ 20% acquisition of Canadian Tire Financial Services ($500 MM transaction)

§ Acquisition of Discount Bank in Uruguay ($65 MM transaction) Allianz Global Corporate & Specialty, Americas Toronto, ON Sr. Financial Analyst - Financial Planning & Analysis (2007 - 2012)

• Led the Canadian planning process as the Canadian FP&A leader

• Provided strong financial analysis and reporting to the local Senior Management

• Acted as a business partner, preparing, executing and presenting 3-year plan/forecast for all lines of business

• Produced monthly financial reports detailing the Canadian business performance to Regional and Global Headquarters in Chicago and Munich, respectively

• Nominated to be part of the AGCS’ Talent Management Program Allstate Insurance Company of Canada Toronto, ON

Financial Analyst - Financial Planning & Analysis (2005-2007)

• Analyzed and coordinated monthly submission of financial results to US Headquarters

• Monitored and identified production variances at a regional, provincial and national level

• Participated in the planning and forecasting of the plan for all Allstate companies

• Recognized by Senior Management for Process Improvements and rated as an Outstanding Employee Education

MBA - Schulich School of Business - York University BS in Economics - University of Buenos Aires, Buenos Aires, Argentina Bilingual English/Spanish

Others

President of Thornhill Park Tennis Club – Community Club

Contact this candidate