Accounts Clerk Financial Management

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Rachel Njeri Gitumu

P.O. Box *** Embu- Kenya.

Tel : +254-***-***-***

Email: *********@*****.***

CAREER PROFILE SUMMARY

I am detail-oriented finance and accounting professional, skilled in checking and analyzing data, determining financial risk, checking company accounts, ensuring assets are safeguarded, and exploring business plans. My strength lies in skills such as accounting, financial management, and financial accounting. Having acquired significant experience in my area of expertise, highlights of my experience include; evaluating financial documents for accuracy and compliance with regulations, preparing account working papers, reviewing bank reconciliations to ascertain their correctness, and facilitating the annual and quarterly accounts. Equipped with analytical skills and an impressive commitment to excellence, my focus is to obtain a position in an organization that requires creative thinking, problem-solving, and efficiency in the Accounting and Finance department.

EDUCATION BACKGROUND

Bachelor of Science (Accounting and Finance with IT)- Maseno University; 2019- 2023

Kenya Certificate of Secondary Education- Mugumo Girls High School; 2015-2018 KEY SKILLS AND COMPETENCIES

Accounting: Able to handle general and complex accounting principles, for example, bank reconciliations, general ledgers and balancing of accounts, and managing petty cash, among other accounting functions.

Finance skills: Skilled in going through financial statements to determine whether insurance companies comply with the rules and regulations of the insurance act.

Financial Control: Possess skills in ensuring quality control of financial reports, verifying the correctness of the cashbook and bankbook, and monitoring budgets concerning the set standards.

Budget Management: Knowledgeable in forecasting requirements, preparing project budgets, scheduling expenditures, analyzing variances, initiating corrective actions coupled with analyzing draft budgets submitted by grantees, and proposing changes.

Customer Relations: Efficient in interacting with customers as I engage in; following up to ensure appropriate actions have been taken and provide their needs, increasing customer satisfaction.

Planning and Organization: Competent in compiling detailed data, preparing various reports, and providing a high standard of financial control.

Detail-Oriented: I value accuracy and ensure that my role pays close attention to details and captures all the valuable data.

Analytical and Problem-Solving Skills: Ability to visualize and solve complicated problems best and make accurate and informed decisions.

ICT Competency: Proficient in a Windows environment, competent in Microsoft Office Word and Excel, and navigating the internet.

WORK HISTORY

Teacher

St Susan Academy - Kirinyaga County; January- July 2019 Duties and Responsibilities:

Designed and implemented lesson plans, prepared all requirements, and ensured compliance with all student learning styles.

Maintained discipline of children in the classroom and on the playground, organized supplies and resources for classes and presentations.

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Organized, allocated, and managed time, space, and activities in a way that supported student learning.

Developed and issued educational content, including notes, tests, and assignments.

Supervised classes to ensure all students learn in a safe and productive environment.

Delivered personalized instruction to each student by encouraging interactive learning.

Planned and implemented educational activities and events and ensured the classroom was clean and orderly. Attachment

Fortune Sacco Karumandi Branch; July-September 2022 Duties and Responsibilities:

Ensured the efficient management of the company bank accounts and reconciliation of the bank statements to the General Ledger.

Managed the Company's daily cash flows and ensured the availability of funds to meet the Company's operations and all likely contingencies.

Updated the Fixed Asset Register, disposals, acquisitions, and depreciation while analyzing and performing foreign currency exchanges.

Handled statutory deductions, returns, and tax payments while observing the stipulated submission deadline dates.

Assisted with verifying daily cash transactions and proposing possible resolutions for discrepancies.

Coordinated both internal and external audits and ensured effective implementation of audit recommendations.

Assisted and liaised with company banks and insurers on any issues related to the Company and preparing bank and insurance correspondences.

Performed monthly preparation and accounting of the Company's payroll. Credit Officer

Mwenyeji Investment - Nakuru County; October- December 2023 Duties and Responsibilities:

Evaluated loan applications and assessed borrowers' creditworthiness.

Analyzed financial statements and determined loan eligibility.

Processed and approved loans within assigned limits.

Conducted field visits to verify applicants' businesses and financial status.

Ensured compliance with company policies and regulatory requirements.

Worked closely with the collections team to minimize loan defaults.

Prepared credit reports and presented findings to management. Collection Officer

Mwenyeji Investment - Nakuru County; January- March 2024 Duties and Responsibilities:

Contacted customers with overdue accounts and reminded them of their payment obligations.

Negotiated payment plans and ensured timely debt recovery.

Monitored customer accounts and identified outstanding balances.

Maintained accurate records of all collection efforts and customer interactions.

Collaborated with other departments to resolve billing disputes. 3

Visited clients to assess their financial situations and discuss repayment options.

Prepared and submitted reports on collection progress to management.

Ensured compliance with financial regulations and company policies in debt recovery processes. Assistant Unit Manager

Mwenyeji Investment Kiambu County; April 2024- February 2025 Duties and Responsibilities:

Supervised loan officers and guided them in achieving lending targets.

Monitored loan disbursement and ensured compliance with company policies.

Assessed creditworthiness of borrowers and approved loans within the set limits.

Conducted market research to identify potential clients and business opportunities.

Provided training and mentorship to staff on credit risk management and customer service.

Ensured timely loan repayments by implementing effective collection strategies.

Handled customer complaints and resolved disputes to maintain strong client relationships.

Prepared financial reports and presented performance updates to senior management.

Developed and implemented strategies to improve loan portfolio quality. REFEREES

Mr. John Munene

Headteacher

St Susan Academy

Tel: +254-***-***-***

Mr. Newton Muchira

Hesd of Credit

Fortune Sacco

Tel: +254-***-***-***

Mr. Daniel Sila

Supervisor

Mwenyeji Investment

Tel: +254-***-***-***

Contact this candidate