Accounts Receivable Customer
Resume:
David Ricard
**********@*****.***
Work Experience
Credit Assistant/Accounts Receivable /Mizuno / 2025 – Present
Responsible for managing customer accounts
Ensuring timely and accurate payments processing
Resolving any billing discrepancies
Posting and allocating customer payments
Assist with monthly closing processes and provide support to the finance team
Prepare and send invoice to customers, ensuring accuracy and compliance with company policies
Maintain up-to-date records of customer accounts, including balances, payment history,
And contact information
Commercial Collection Specialist BMS CAT 2023 – 2024
Review and analyze outstanding commercial debts to determine enforceability under the Uniform Commercial Code (UCC).
Implement and manage the process of enforcing UCC liens against debtors' assets.
Establish and maintain contact with debtors to negotiate payment plans or settlements.
Ensure all collection activities comply with federal and state laws and regulations.
Maintain accurate records of all collection efforts, including correspondence and payment agreements.
Work closely with attorneys in cases where litigation becomes necessary to recover debts.
Prepare regular reports on collection activities and status of accounts for management.
Communicate with clients to provide updates and obtain additional information as needed.
Conduct financial analysis of debtor companies to assess their ability to pay.
Utilize skip tracing techniques to locate debtors and debtor assets.
Skilled in negotiating payment terms and settlements with debtors.
Commercial Collections Specialist Vangarde Group 2021 – 2023
Identify delinquent accounts, locate and notify customers of delinquent status, initiate appropriate action to recover balances, and maintain all related records.
Monitors the status of delinquent accounts.
Initiates collection actions by notifying account holders andcosigners of delinquent status
Record payments made to the customer’s account.
Investigates disputed balances; where appropriate, corrects errors such as misapplied payments, reversed late charges, direct deposit errors, or overpayments from insurance.
Identifies accounts requiring additional, personal contact for referralto third-party collector.
Ensures the security of customer files and delinquent account reports.
Collector Immediate Credit Recovery - Marietta, GA 2014 to 2020
Job responsibilities included making outbound telephone calls to work and home telephone numbers.
Accept inbound telephone calls from debtors.
Upon contact, establish payment arrangements to resolve the balance on the account.
Assure compliance with DOE, FDCPA and State Laws.
Complete the required documentation of each action on every account worked.
Complete skip trace functions using Accurint, TLO, Google, and 411directories on accounts as needed tenable initial contact with the debtor.
Collector/Verifier West Asset Management - Marietta, GA 2012 to 2014
Job responsibilities included making outbound telephone calls to work and home telephone numbers.
Accept inbound telephone calls from debtors.
Upon contact, establish payment arrangements to resolve the balance on the account.
Also, verified other Collectors credit cards, debit cards, pre-paidcards and printed checks to improve quality assurance. Assurecompliance with DOE, FDCPA and State Laws.
Complete the required documentation of each action on every account worked.
Complete skip trace functions using Accurint, TLO, Google, and 411 directories on accounts as needed tenable initial contact with the debtor.
Education
Bachelor of Science in Computer Programming SOUTHERN UNIVERSITY –
Baton Rouge, LA
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