Credit Risk Analyst

Timika Moorer

Birmingham, Al *****

205-***-**** ************@*****.***

EXPERIENCE

PNC Bank- Birmingham, Al-Remote

Credit Risk Analyst 7/2024- Present

Target testing for Credit Risk Management

Review existing policies and procedures.

Develop testing procedure and test accounting outlined scope and expectations.

Provide consulting services for internal clients on Credit Risk issues.

Enterprise Testing Analyst 10/2021-6/2024

Transactional and control testing for mortgage originations.

Conduct and manage documentation of the review process.

Analyze exceptions and make recommendations to enhance internal controls and/or increase the efficiency of operations.

Provide consulting services for internal clients on risk and control issues.

Update procedures to coincide with regulatory changes.

Detection & Investigation Analyst Lead 2/2016-10/2021

Review and investigate customer/ legal cases for potential and actual loss to minimize fraud, anti-money laundering and/or organizational risk.

Research and analyze bank activity and reports to detect possible fraudulent/ suspicious activity.

Prepare and maintain appropriate documentation of analysis performed and coordinate with internal or external stakeholders when appropriate.

BBVA-Compass Bank- Birmingham, Al. 6/2013-2/2016

Mortgage Loan Coordinator III

Compile customer information to complete the loan application/ loan package, including information pertaining to assets, liabilities, employment verification, tax returns, property appraisal, title commitment/title policy, and insurance.

Evaluate applicants credit history for accuracy.

Prepare loan package to submit to underwriting team.

Synovus Bank (First Commercial Bank)- Birmingham, Al. 2/2005-6/2013

SBA Lending Specialist

Approve and collateral documentation.

Assist lenders with loan renewals or suspension process.

Produce monthly year to date summary of consumer loan volume.

Accounts payable/ receivable for vendor invoices.

AmSouth Bank- Hoover, Al. 6/2000-2/2005

Sr. Loan Processor (loan-by-phone)

Notify customers of loan approval and cross sell other products or services.

Approve collateral documents.

Coordinate closings with all appropriate parties.

EDUCATION

Bachelor of Science in Business Administration- University of Phoenix 1/2010-12/2013

SKILLS

Critical thinking, analytical skills, procedural development, and project management.

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