Risk Management / Business Management

Curriculum Vitae

Lynnette Steenkamp

Finance & Risk Management Professional

Career Objective

As a Finance and Risk Management leader, my goal is to drive the strategic objectives of shareholders and stakeholders, ensuring growth in revenue, earnings, profit margins, return on investment, and cash flow. With expertise in financial risk identification, business analysis, and a proactive attitude, I am committed to contributing significantly to any organization's financial health and stability.

Professional Experience

Solera Business Solutions

Owner - CFO / Finance Manager / Accountant / HR Manager Fixed-Term Contracts

COMPANY POSITION INDUSTRY TERM

Magenta Mining Service

Rietspruit Crushers

Acting Finance and

HR Manager

Mining / Quarrying / Bricks /

Consulting

Nov 2024 - current

Raid Risk Management

Kvell Dynamics

CFO Security

Software Development

May 2023 – Jan 2024

Secu Exports

Secu Solutions

ArcPro Industries

Accountant Import/Export Security Cameras

Project Management – Implementation

Metal

May 2022 – May 2023

Rhochrematics South Africa

Lilac Process Automation

Finance and HR

Manager

Material Handling / Project

Management

Supply Chain

Nov 2020 – July 2021

Tennant Life Benefits Portfolio Manager Financial Institution Sep 2015 – May 2016 AHS Group (18 companies

Just Real Properties

Best Grade Services

Financial

Management

Accountant

Meat Wholesaler

Facility Management

Retail – Meat Supplier

Sep 2012 – Mar 2013

Key Responsibilities:

o Financial Strategy and Planning:

o Develop and implement financial strategies to support the company’s objectives. o Oversee financial forecasting and budgeting processes. o Provide strategic recommendations to the CEO and members of the executive management team. o Financial Management and Reporting:

o Manage all aspects of the company's financial operations, including accounting, financial reporting, tax, and treasury.

o Ensure accurate and timely financial reporting in compliance with local regulations. o Oversee the preparation and approval of all financial statements. o E-Filing

o Risk Management:

o Identify, manage, and mitigate financial risks.

o Develop and implement risk management policies and procedures. o Ensure the company is compliant with financial regulations and standards. o Operational Management:

o Oversee the company’s financial operations, including the finance department. o Implement and maintain an effective system of internal controls. o Ensure the effectiveness and efficiency of the company’s financial infrastructure. o Investment Management:

o Manage the company’s investment activities and portfolio. o Evaluate and advise on long-term investment strategies. o Develop and implement plans to raise capital when necessary. o Stakeholder Relations:

o Maintain relationships with banks, auditors, and other financial stakeholders. o Present financial reports to the board of directors and shareholders. o Serve as a key point of contact for financial institutions and investors. o Leadership and Development:

o Lead and develop a high-performing finance team. o Mentor and support the professional growth of finance team members. o Promote a culture of continuous improvement and development within the finance department. o HR Management:

o Oversee HR functions, including recruitment, onboarding, performance management, training, and development.

o Develop and implement HR policies and procedures that align with the company’s strategic goals. o Ensure compliance with labour laws and regulations in South Africa. o Foster a positive and inclusive work environment that promotes employee engagement and retention. o Collaborate with department heads to identify staffing needs and support talent acquisition initiatives. o Manage employee relations, including addressing grievances and facilitating conflict resolution. o Oversee compensation and benefits programs to ensure competitiveness and fairness. o Submission of U-Filing / Easy File / Statutory reports (PSIRA / Medical Aid etc) Little Tuscany Boutique Hotel

Finance & Admin (HR) Manager

Hospitality

Jul 2019 – Oct 2020

Reason for leaving: Retrenched due to Covid-19

Protea Hotel, The Richards, and Bayshore Inn (2 hotels) Financial Manager

Hospitality

Apr 2013 – Sep 2014

Reason for leaving: Husband transferred to Gauteng Province Compass Game Park Services

Financial Controller

Catering

Mar 2011 – Feb 2012

Reason for leaving: Tender lost with SANPARKS – Not renewed Forever Resorts

Financial Controller

Resort, Hospitality

Dec 2008 – Feb 2011

Reason for leaving: Career advancement

Key Responsibilities:

1. Financial Management:

o Oversee day-to-day financial operations, including accounts payable, accounts receivable, payroll, and general ledger.

o Prepare and manage budgets, forecasts, and financial reports. o Conduct financial analysis to identify trends, variances, and areas for improvement. o Ensure compliance with financial regulations and standards (e.g., GAAP or IFRS). o Coordinate internal and external audits.

2. Budgeting and Forecasting:

o Develop annual budgets and financial forecasts in collaboration with department heads. o Monitor budget performance and provide regular reports to management. o Analyze financial performance against budget and suggest corrective actions as needed. 3. Financial Reporting:

o Prepare monthly, quarterly, and annual financial statements. o Present financial reports to senior management and stakeholders. o Ensure timely and accurate financial reporting.

4. Cash Flow Management:

o Manage cash flow to ensure the organization’s financial stability. o Monitor cash balances and cash forecasts.

o Implement cash management strategies.

5. Administrative Management:

o Oversee administrative functions, including office management, procurement, and vendor management. o Ensure efficient office operations and maintenance of office facilities. o Manage administrative staff and support their professional development. 6. Compliance and Risk Management:

o Ensure compliance with local laws, regulations, and tax requirements. o Implement and maintain internal controls to safeguard assets. o Identify and manage financial and operational risks. 7. Human Resources Support:

o Assist with HR functions such as recruitment, onboarding, performance management, and employee relations.

o Ensure compliance with labor laws and HR policies. 8. IT and Systems Management:

o Oversee the implementation and maintenance of financial and administrative systems. o Ensure the integrity and security of financial data. 9. Collaboration and Communication:

o Collaborate with other department heads to support operational and strategic initiatives. o Communicate financial performance and insights to non-financial managers. o Foster a culture of continuous improvement and accountability. Bizz Professional Training & Skills Development

General Manager: Operations

Training and Skills Development

Nov 2014 – Aug 2015

Key Responsibilities:

1. Operational Leadership:

o Oversee the day-to-day operations of the organization, ensuring smooth and efficient delivery of training and development programs.

o Develop and implement operational policies and procedures to enhance efficiency and quality. o Monitor key performance indicators (KPIs) and implement improvement strategies. 2. Strategic Planning and Implementation:

o Collaborate with the executive team to develop and implement the organization’s strategic goals and objectives.

o Lead the planning and execution of operational initiatives to achieve organizational targets. o Analyze market trends and adjust operational strategies to stay competitive and relevant. 3. Program Management:

o Ensure the effective design, development, and delivery of training programs. o Oversee curriculum development and ensure it meets industry standards and client needs. o Monitor program performance and ensure continuous improvement. 4. Resource Management:

o Manage the allocation and utilization of resources, including personnel, budget, and facilities. o Oversee the recruitment, training, and development of staff to maintain a high-performing team. o Ensure the organization has the necessary resources to achieve its objectives. 5. Quality Assurance:

o Implement and maintain quality assurance processes to ensure high standards in training delivery. o Monitor feedback from participants and stakeholders to identify areas for improvement. o Ensure compliance with relevant industry regulations and standards. 6. Stakeholder Relations:

o Build and maintain relationships with key stakeholders, including clients, partners, and industry associations.

o Represent the organization at industry events, conferences, and meetings. o Collaborate with external partners to enhance program offerings and expand the organization’s reach. 7. Financial Management:

o Oversee budget planning and financial management to ensure fiscal responsibility. o Monitor financial performance and implement corrective actions when necessary. o Identify opportunities for cost savings and revenue generation. o Accounting

8. Technology and Innovation:

o Leverage technology to enhance the delivery and effectiveness of training programs. o Stay informed about industry trends and innovations to keep the organization at the forefront of the training sector.

o Implement new technologies and methodologies to improve operational efficiency. 9. Risk Management:

o Identify and mitigate operational risks to ensure the continuity of services. o Develop and implement risk management policies and procedures. o Ensure compliance with health and safety regulations. 10. Reporting and Communication:

o Prepare and present operational reports to the executive team and board of directors. o Ensure effective internal communication to keep staff informed and engaged. o Foster a culture of transparency and accountability within the organization. Reason for leaving: Owner diagnosed with Cancer - Retrenchment Liberty Life

Financial Advisor

Financial Institution

Apr 2013 – Sep 2014

Key Responsibilities:

1. Client Relationship Management:

o Develop and maintain strong relationships with clients to understand their financial needs and objectives. o Conduct regular meetings with clients to review their financial goals, investment portfolios, and insurance coverage.

o Provide exceptional customer service and respond promptly to client inquiries. 2. Financial Planning and Advisory:

o Analyze clients’ financial situations and develop comprehensive financial plans. o Advise clients on investment strategies, retirement planning, tax planning, and estate planning. o Recommend suitable investment and insurance products to help clients achieve their financial goals. 3. Investment Management:

o Develop and implement personalized investment strategies based on clients' risk tolerance, time horizon, and financial objectives.

o Manage and monitor client investment portfolios to ensure alignment with their goals. o Conduct regular portfolio reviews and rebalancing to optimize performance. 4. Insurance Advisory:

o Assess clients' insurance needs and recommend appropriate insurance products, including life, health, property, and casualty insurance.

o Assist clients in understanding the benefits and features of various insurance policies. o Help clients with insurance claims and policy management. 5. Market Analysis and Research:

o Stay informed about market trends, economic conditions, and investment opportunities. o Conduct research and analysis on financial products, investment options, and insurance policies. o Provide clients with insights and recommendations based on current market conditions. 6. Compliance and Regulatory Adherence:

o Ensure compliance with industry regulations, company policies, and ethical standards. o Maintain accurate and up-to-date client records and documentation. o Stay informed about changes in financial regulations and ensure client portfolios comply with legal requirements.

7. Sales and Business Development:

o Identify and pursue new business opportunities to expand the client base. o Develop and implement marketing strategies to promote financial advisory and portfolio management services.

o Network with potential clients and build referral relationships. 8. Reporting and Documentation:

o Prepare and present detailed financial reports and performance summaries to clients. o Maintain accurate and comprehensive records of client interactions, financial plans, and investment strategies.

o Ensure all documentation is completed in a timely and accurate manner. Reason for leaving: Seeking monthly salary and not working on commission SA Farm Management

Snr Accountant / Asset Manager

Agriculture, Farming

2007 – 2008

Key Responsibilities:

1. Financial Management:

o Oversee day-to-day financial operations, including bookkeeping, accounts payable, accounts receivable, payroll, and general ledger.

o Prepare and manage budgets, forecasts, and financial reports. o Conduct financial analysis to identify trends, variances, and areas for improvement. o Ensure compliance with financial regulations and standards (e.g., GAAP or IFRS). o Coordinate internal and external audits.

2. Accounting Operations:

o Maintain accurate and up-to-date financial records. o Prepare monthly, quarterly, and annual financial statements. o Reconcile bank statements and ensure the accuracy of financial transactions. o Manage the month-end and year-end closing processes. 3. Asset Management:

o Oversee the management of farm assets, including land, equipment, livestock, and inventory. o Maintain detailed asset registers and ensure accurate tracking of asset lifecycle events. o Conduct regular asset valuations and depreciation calculations. o Implement and monitor asset maintenance schedules to ensure optimal performance and longevity. 4. Budgeting and Forecasting:

o Develop annual budgets and financial forecasts in collaboration with department heads. o Monitor budget performance and provide regular reports to management. o Analyze financial performance against budget and suggest corrective actions as needed. 5. Cost Management:

o Monitor and control operational costs to ensure financial efficiency. o Identify cost-saving opportunities and implement effective cost management strategies. o Review and approve expenses, ensuring adherence to budgetary constraints. 6. Compliance and Risk Management:

o Ensure compliance with local laws, regulations, and tax requirements. o Implement and maintain internal controls to safeguard assets. o Identify and manage financial and operational risks. 7. Financial Reporting:

o Prepare financial reports for management, stakeholders, and regulatory bodies. o Provide insights and recommendations based on financial analysis and reporting. o Ensure timely and accurate financial reporting.

8. Team Leadership and Development:

o Lead and develop a high-performing accounting team. o Mentor and support the professional growth of team members. o Promote a culture of continuous improvement and development within the finance department. Reason for leaving: Tender lost – Not renewed

The Trading Post Bar & Accommodation

Owner/Manager

Hospitality, Catering

2006 – 2009

Key Responsibilities:

1. Operational Management:

o Oversee daily operations of the restaurant and lodge, ensuring smooth and efficient service. o Develop and implement operational policies and procedures to enhance efficiency and quality. o Monitor and manage inventory, supplies, and equipment maintenance. 2. Guest Services:

o Ensure exceptional guest experiences by maintaining high standards of service and hospitality. o Handle guest inquiries, complaints, and feedback in a professional and timely manner. o Implement and oversee guest satisfaction programs. 3. Staff Management:

o Recruit, train, and manage staff, ensuring all team members are well-equipped to perform their roles. o Schedule staff shifts and ensure adequate staffing levels for peak and off-peak times. o Conduct performance evaluations and provide ongoing training and development opportunities. 4. Financial Management:

o Prepare and manage budgets, forecasts, and financial reports. o Monitor financial performance and implement cost control measures. o Ensure accurate and timely financial reporting.

5. Marketing and Promotion:

o Develop and implement marketing strategies to attract and retain guests. o Promote the restaurant and lodge through various channels, including social media, advertising, and partnerships.

o Organize events and special promotions to boost revenue and guest engagement. 6. Quality Control:

o Maintain high standards of cleanliness, safety, and hygiene in all areas of the restaurant and lodge. o Ensure compliance with health and safety regulations and industry standards. o Conduct regular inspections and audits to ensure quality control. 7. Menu and Service Development:

o Collaborate with the kitchen and service staff to develop and update menus. o Ensure food and beverage offerings meet quality standards and guest preferences. o Monitor and evaluate menu performance, adjusting as needed. 8. Customer Relations:

o Build and maintain positive relationships with guests, suppliers, and the local community. o Respond to guest feedback and implement improvements to enhance guest satisfaction. o Foster a welcoming and inclusive environment for all guests. 9. Administrative Duties:

o Maintain accurate records of financial transactions, inventory, and staff activities. o Prepare reports for upper management and stakeholders. o Ensure compliance with licensing, permits, and regulatory requirements. Reason for leaving: Opportunity presents itself

Studio Blue

General & Admin Manager

Manufacturing, Retail

2003 – 2006

Key Responsibilities:

1. Office Management:

o Oversee daily office operations, ensuring a well-organized and efficient working environment. o Manage office supplies, equipment, and maintenance to ensure smooth operations. o Implement and maintain office policies and procedures. 2. Administrative Support:

o Provide administrative support to senior management and other departments as needed. o Coordinate and schedule meetings, appointments, and travel arrangements. o Prepare and distribute internal communications, reports, and presentations. 3. Human Resources Support:

o Maintain employee records and ensure compliance with labor laws and company policies. 4. Financial Administration:

o Assist with budget preparation and financial reporting. o Monitor and control administrative expenses to ensure adherence to budget. o Process invoices, expense reports, and purchase orders. 5. Inventory and Procurement:

o Oversee inventory management and procurement processes. o Ensure timely and accurate ordering and stocking of office supplies and materials. o Negotiate with suppliers to secure the best terms and pricing. 6. IT and Systems Management:

o Oversee the implementation and maintenance of office technology and systems. o Ensure the security and integrity of data and information. o Coordinate with IT support to resolve technical issues. 7. Customer and Vendor Relations:

o Maintain positive relationships with customers, vendors, and service providers. o Address and resolve any administrative issues or complaints. o Ensure excellent customer service and support.

8. Reporting and Documentation:

o Prepare and present administrative reports to senior management. o Maintain accurate and organized records and documentation. o Ensure timely and accurate reporting of administrative activities. Reason for leaving: Self-employment – New business opportunity Cash Paymaster Services

Financial Administrator/PA to Financial and HR Director Corporate

1996 – 2001

Key Responsibilities:

Financial Administration:

1. Financial Record-Keeping:

o Maintain accurate and up-to-date financial records, including accounts payable, accounts receivable, payroll, and general ledger entries.

o Prepare and process invoices, expense reports, and purchase orders. 2. Budgeting and Reporting:

o Assist in the preparation of budgets, financial forecasts, and financial statements. o Monitor budget performance and provide regular financial reports to the director. o Conduct financial analysis to identify trends and variances. 3. Compliance and Auditing:

o Ensure compliance with financial regulations and company policies. o Coordinate with external auditors and prepare necessary documentation for audits. o Implement and maintain internal controls to safeguard financial assets. 4. Cash Flow Management:

o Monitor cash flow and prepare cash flow forecasts. o Manage bank reconciliations and ensure the accuracy of financial transactions. o Assist in managing the organization’s financial liquidity. 5. Tax and Regulatory Filings:

o Prepare and file tax returns and other regulatory documents. o Stay informed about changes in tax laws and regulations to ensure compliance. Personal Assistant to the Director:

1. Administrative Support:

o Manage the director’s calendar, schedule meetings, and organize travel arrangements. o Handle correspondence, emails, and phone calls on behalf of the director. o Prepare and edit documents, reports, and presentations for the director. 2. Meeting Coordination:

o Arrange and coordinate meetings, including preparing agendas, taking minutes, and following up on action items.

o Ensure the director is well-prepared for all meetings and engagements. 3. Confidentiality and Discretion:

o Handle sensitive and confidential information with the utmost discretion. o Maintain a high level of professionalism and confidentiality in all interactions. 4. Office Management:

o Oversee office supplies and equipment maintenance to ensure a well-organized working environment. o Coordinate with other administrative staff to ensure seamless office operations. 5. Project Support:

o Assist the director with special projects, research, and data analysis as needed. o Coordinate cross-departmental initiatives and track project progress. Reason for leaving: Career advancement

Selected Food Products

General Office Clerk

Food Industry, Wholesale

1995 – 1996

• Managing office duties, invoicing, and transport logistics. Reason for leaving: Career advancement

SAPS

Surveillance and Observation

Police officer

1991 – 1994

• Conducting criminal investigations and surveillance. Reason for leaving: Career Advancement

Education

INSTITUTION FIELD QUALIFICATION PERIOD COMPLETE /

INCOMPLETE

Damelin

BCom Business Management

(Specializing in Risk)

Degree 2018 - 2022 Complete

Moonstone

RE1 (Regulatory Exam)

Certificate 2013 Complete

PSG

Wealth Management

Diploma 2013 Incomplete – Year

one completed

Damelin

Business Management

National Higher

Diploma

2002 Complete

Damelin

Project Management

Diploma 2000 Complete

SAPS

Surveillance and Observation

Certificate 1992 Complete

Technicon SA

Police Administration –

Constable

1994

Degree 1994 - 1995 Incomplete – Year

one & two completed

Additional Courses - Other

INSTITUTION FIELD QUALIFICATION PERIOD COMPLETE /

INCOMPLETE

Udemy Power BI Certificate 2024 Completed

Gatehouse Awards

Teaching English as a Foreign

Language

Level 3

Certificate

2019 Completed

Protea Hotel

Managing Misconduct

Certificate 2012 Completed

SAGE VIP Payroll

Annual Labor Law

Certificate 2012 Completed

Compass Game Park

Services

Reporting, Sales and Revenue,

Stock Control

Certificate 2011 Completed

CGF Research

Institute

Corporate Governance

Certificate 2010 Completed

Forever Resorts

Financial Management

Completed 2010 Completed

Key Attributes

• Strategic thinker, goal-oriented

• Attention to detail and action-oriented

• Excellent communication and interpersonal skills

• Strong leadership and team player

• Proficient in analytical, decision-making, and problem-solving

• Highly motivated and a self-starter

• Computer literacy: MS Office, Pastel, Accpac, SAGE, Adobe Photoshop, Adobe Lightroom, ERP, Night bridge, U- Filing, E-Filing, Syspro etc.

Achievements

• Passed with distinction (Year 1 – 4) BCom study

Professional Registration/Membership

• SAIPA

Professional Institute for Accountants

References

Raid Risk Management – Cadena van Zyl – Mobile +27-65-928-**** – ******@************.**.** Compass Game Park Services – Dianne Botes – Mobile +27-82-572-**** Forever Resorts – Linda Saayman – Mobile +27-82-519-**** Little Tuscany Boutique Hotel – Douglas Fliess- Mobile +27-83-455-**** - *******@******.**.** Contact Information

• Address: South Africa

• Email: ***************@*****.***

• Phone: +27-81-710-****

Current Salary

R70,000 per month

Notice Period

One month Notice Period

Required Salary

Min R70,000 per month

Timeline – 1994 – 2024 (Blue Permanent Employment and Gold Fixed Term Contract) SAPS

1991-1994

Selected Food Products

1995 -1996

Cash Paymaster Services

1996 -2001

Studio Blue

2001 -2006

The Trading Post – Bar &

Accommodation 2006 -2009

SA Farm Management

2007 -2008

Forever Resorts

2008 -2011

Compass Game Park Services

2011 -2012

AHS Group & Just Real

Properties 2012 -2013

Liberty Life

2013 -2016

Bizz Professional Training &

Skills Devel 2014 - 2015

Tennant Life Benefits

2015 -2016

OPG Group

2016 -2019

Little Tuscany Boutique Hotel

2019 -2020

Rhochrematics SA

2020 -2021

Secu Exports

2022 -2023

Raid Risk Management

2023 -2024

Industry: Security

Industry: Retail / Food Manufacturing

Industry: Corporate/Banking

Industry: Retail / Manufacturing

Industry: Hospitality / Restaurant

Industry: Agri / Farming

Industry: Hospitality

Industry: Hospitality

Industry: Facility Management / Food

Manufacturing

Industry: Investments / Banking

Industry: Investments / Banking

Industry: Education

Industry: Facility Management / HR / Retail

Industry: Hospitality

Industry: Material Handling / Project

Management

Industry: Security

Industry: Import / Export /Retail / Project

Management

Magenta Mining Group

2024-current

Industry: Mining

Industry Experience - Summary

Contact this candidate