Real Estate Mortgage Loan
Resume:
JOHN A. BRIGGS
Hingham, MA **043
**************@*****.***
Consultative Independent Collaborative
Customer Acquisition and Retention Committed to growth Outstanding Service
Superb interpersonal skills
Outstanding verbal and written communication skills
Bright, Articulate, Resourceful, and Persuasive
EXPERIENCE
2017 – Present ATTORNEY AT LAW
Represent clients on personal injury, civil litigation, contract, and real estate matters.
Represent buyers and sellers of residential real estate. Draft and negotiate Purchase and Sale Agreements and leases. Execute real estate closings. Draft and review condominium documents. Draft opinion letters on behalf of condominium associations in support of applications for commercial loans for project assessments.
Consult to start-up companies for sales and business development strategies.
Successfully resolve disputes by settlement, arbitration, and trial, resulting in favorable outcomes for clients.
JOHN A. BRIGGS, ATTORNEY AT LAW, HINGHAM, MA
1999 – 2022 MORTGAGE LOAN OFFICER / CONSULTATIVE MORTGAGE LOAN SALES
Consultative sales. Originated, structured, processed and placed residential and commercial mortgage loan transactions. Consulted with clients to structure loans based on their specific requirements, acting as the primary client contact representing the company. Managed multiple accounts simultaneously. Consistently a top producer.
Developed and maintained extensive referral partner relationships with realtors, developers, investors, attorneys, CPAs, C-Level executives, company principals, financial advisors, physicians, and tradespeople.
Fostered and sustained a high degree of customer retention, client loyalty, and customer referrals by always providing outstanding, prompt, ethical, first-class service and solutions and by having the habit of always going the extra mile.
Devised and implemented successful marketing campaigns, expanding company and personal visibility and business volume.
Represented company at conventions and trade shows. Excellent presentation skills.
Mentored, trained, and managed new and established loan officers in loan origination, products, operations and processes.
Reviewed residential and commercial loan files for pre-approval and placement with an appropriate lender for residential and commercial real estate acquisitions and refinancing. Review included calculating debt service ratios, calculating debt to income ratios, reviewing multiple year income tax returns, profit and loss statements, income and expense statements, asset statements, credit reports, leases, rent rolls, considering vacancy, and maintenance and repair factors. Calculate APR. Review purchase and sale agreements, property appraisals, and borrower asset statements for determining loan to value ratios and borrower’s proof of funds to close and for adequate cash reserves. Ensure compliance with state and federal laws.
FAIRWAY INDEPENDENT MORTGAGE CORP., BOSTON, MA
FIRST CAPITAL MORTGAGE GROUP, LLC, BOSTON, MA
1993 – 1999 ATTORNEY AT LAW
Represented clients on personal injury, real estate, civil, consumer protection, criminal, workers’ compensation, estate planning, and family matters.
Represented buyers and sellers of residential real estate. Drafted and negotiated Purchase and Sale Agreements. Executed real estate closings.
Successfully resolved disputes by settlement, arbitration, and trial, resulting in favorable outcomes for clients.
Counseled clients throughout their entire case from initial intake interview through settlement and/or trial.
Interpreted and applied case law, codified law, and regulations.
Conducted all aspects of discovery. Reviewed documents. Strong research and writing skills. Drafted and negotiated various contracts.
Supervised staff.
JOHN A. BRIGGS, ATTORNEY AT LAW, HINGHAM, MA
LAW OFFICE OF HAL K. LEVITTE, BOSTON, MA
LAW OFFICE OF COREY R. CUTLER, CAMBRIDGE, MA
SPILLANE & EPSTEIN, P.C., QUINCY, MA
EDUCATION
MASSACHUSETTS SCHOOL OF LAW, ANDOVER, MA
Juris Doctor
BOSTON UNIVERSITY, BOSTON, MA
Bachelor of Arts, Political Science
BAR MEMBERSHIPS
COMMONWEALTH OF MASSACHUSETTS
SUPREME JUDICIAL COURT
UNITED STATES DISTRICT COURT
DISTRICT OF MASSACHUSETTS
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