Compliance Analyst Anti-Money Laundering

Temide Oladipo

AML Transaction Monitoring Regulatory Compliance STR Investigator Review KYC/CDD Remediation.

+1-416-***-**** ************@*****.*** Canada

PROFESSIONAL SUMMARY

* ***** ********* Compliance Analyst with extensive experience in AML/KYC through due diligence, transaction monitoring, and risk management.

Successfully streamlined AML investigation processes, managed high-risk customer portfolios, and conducted comprehensive reviews to identify suspicious activity.

Good understanding of PCMLTFA, Canadian Regulations, OFAC, OCC, BSA/AML, FATF, Bank Act, GDPR, PIPEDA, OSFI, FINTRAC, Volker, Basel regulations.

Proficient in conducting thorough investigations, analyzing complex financial transactions, and identifying potential instances of money laundering or fraud.

Strong analytical skills combined with attention to detail to support accurate decision-making and collaborating with cross-functional teams to ensure adherence to anti-money laundering protocols to achieve organizational.

TECHNICAL SKILLS

Proficient in conducting AML and ATF investigations

Strong understanding of AML regulations, including FINTRAC, PCMLTFA, Bank Secrecy Act (BSA), and FATF recommendations.

Experience with AML software and tools such as Actimize or Mantas

Analytical mindset with the ability to identify patterns and trends indicative of suspicious activity

Proficient in Microsoft Office Suite (Word, Excel, PowerPoint.

PROFESSIONAL HISTORY

GFL Environmental Dec 2021 - Present

AML & Regulatory Compliance Analyst

Conducts comprehensive anti-money laundering and terrorist financing-related investigations.

Reviewed alerts generated through the transaction monitoring systems, identifying potential red flags of money laundering or terrorist financing.

Prepare high-risk reviews with results and recommendations for customer onboarding, closure, and retention.

Reduce regulatory risks by conducting thorough customer due diligence and KYC periodic reviews.

Guide on AML-related matters during internal audits, demonstrating strong knowledge of applicable laws and regulations such as FINTRAC, FATF recommendations, and OSFI guidelines while adhering to company policies and procedures.

Prepare and file Suspicious Activity Reports (SARs)where there are reasonable grounds to suspect that money laundering and terrorist financing exist.

Investigated fraud alert referrals and performed research to minimize risk and resolve inquiries.

Review information against various lists/guidelines to ensure accuracy and flag potential deviations and unusual activity

Support KYC processes for prospective and existing clients

Conducted regular reviews of existing client relationships, identifying opportunities for upselling or cross-selling services while maintaining compliance standards.

RBC June 2019 – Nov 2021

AML/KYC Analyst

Conducted KYC due diligence searches, reviewed existing client information, obtained public documents, and initiated investigations for outstanding documents while adhering to established operating risk, compliance controls, and standard operating procedures.

Conducted comprehensive anti-money laundering and terrorist financing-related investigations and prepared reports for senior management.

Reviewed suspicious transaction reports and provided feedback while implementing AML compliance policies and ensuring consistency across business units.

Identified gaps in various projects and collaborated with other internal/external working groups to improve and streamline day-to-day processing and /or after-hours testing in support of systems and process improvements as required by enterprise-wide or industry regulations.

Reviewed customer documentation, including KYC information, to ensure activity aligns with client profile.

Conducted due diligence investigations on payment reports, closing false positive alerts, and escalating suspicious alerts to the head of Compliance for further investigations.

Contributed to the continuous improvement of the AML investigations team by sharing best practices and lessons learned from completed cases.

Managed high-risk customer profiles while ensuring thorough due diligence procedures were followed at account opening and throughout the relationship lifecycle.

Enhanced AML investigation efficiency by streamlining processes and implementing new analytical tools.

BMO August 2018 – May 2018

Process Business Analyst KYC remediation Project

Conducted research on customer backgrounds and activities, including KYC checks, analyzed customer information to assess risk accurately, and identified discrepancies.

Developed and implemented enhanced due diligence procedures to mitigate risks associated with high-risk customers. Utilizing advanced analytics tools and techniques to detect suspicious activities and anomalies.

Collaborated with cross-functional teams, including compliance, legal, and law enforcement agencies, to investigate and report suspicious activities.

Reviewed investigations on suspicious transactions flagged by the transaction monitoring system, utilizing various tools and techniques to identify potential money laundering activities.

Prepared and presented reports to the senior management team and regulatory authorities regarding AML compliance efforts and stayed updated on changes in regulatory requirements and industry best practices to ensure compliance with AML laws and regulations.

Analyzed customer account activity and transaction patterns to assess the risk level and determine if further investigation is warranted. Prepared suspicious activity reports (SARs) in compliance with regulatory requirements and submitted them to appropriate authorities.

EDUCATION

University of Windsor - Windsor, ON, Canada Bachelor of Arts in Criminology

CERTIFICATIONS

Certified Business Analysis Professional (CBAP)

ITIL V4 Foundation – PeopleCert.

MEMBERSHIP

Member of the Nigerian Canadian Compliance Professionals (NCCP)

Member of TCAE compliance professionals

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