Nahid Afsan
M.Sc. and B.Sc. in Genetic Engineering and Biotechnology
Contact No.: +880-1915992428 (WhatsApp)
E-mail: **********.******@*****.***
Work Experience
Education
Training
Thesis
Personal Skills & Competences
Personal Information
(#1)
Dates: January 2020 to Continuing (40 hrs. per week)
Name of address of employer: Rajshahi Krishi Unnayan Bank (specialized Govt. bank)
Type of Business sector: General & Commercial Banking
Department: Central Accounts Division-1, Head office
Occupation and Position held: Assistant General Manager
Job Location: Rajshahi, Bangladesh
Main Activity & Responsibility:
Face audit team from internal audit, Commercial audit, Bangladesh Central bank audit and chartered accountants farm and comply.
Letter correspondence with Bangladesh Central bank and Finance ministry.
Review all file to present to the Bank management.
Asset-Liability management and accounts related policy making.
Ensure collection of overdue or delinquent accounts of Head office staff.
Oversee preparation of weekly and monthly financial and all branches progress report.
Ensure the institution’s policies and procedures are followed according to established guidelines and make recommendations for improvement.
Supervise departmental vouching and books of accounts of team members as a team leader.
Network to develop business relations, promote the sale of loan, investment and other banking services and attract corporate and individual customers.
(#2)
Dates: July 2018 to January 2020 (1 years 6 month 40 hrs./week)
Name of address of employer: Rajshahi Krishi Unnayan Bank (specialized Govt. bank)
Type of Business sector: General & Commercial Banking
Department: Central Accounts Division-1, Head office
Occupation and Position held: Senior Principal Officer
Job Location: Rajshahi, Bangladesh
Main Activity & Responsibility:
Prepare balance sheet of the bank in yearly and half yearly basis.
Face audit team from internal audit, commercial audit, Bangladesh bank audit and chartered accountants farm and comply
Letter correspondence with Bangladesh bank and Finance ministry
Cost analysis and plan preparation of the bank and implementation.
Asset-Liability management and accounts related policy making.
Open accounting head and make policy according to open new head and present file to the Bank management.
Reserve balance sheet concerned data and present when need.
Prepare Board memorandum about capital management issue and present to the board.
Ensure the institution’s policies and procedures are followed according to established guidelines and make recommendations for improvement.
Network to develop business relations, promote the sale of loan, investment and other banking services and attract corporate and individual customers.
(#3)
Dates: January 2017 to July 2018 (1 years 6 month 40 hrs./week)
Name of address of employer: Rajshahi Krishi Unnayan Bank (specialized Govt. bank)
Type of Business sector: General & Commercial Banking
Department: Risk Management unit, Head Office
Occupation and Position held: Senior Principal Officer
Job Location: Rajshahi, Bangladesh
Main Activity & Responsibility:
Prepare all kinds of risk based statement of the bank and represent it to the management.
Prepare minutes of meetings (MoM) and send it along with statements to Bangladesh bank.
Find out the risk of the bank and present it to the management.
Prepare action plan to risk free the Bank and represent it to the Bank management.
Update all risk guidelines according to Bangladesh Bank’s instruction and ensure circulate the amendment to the field level for compliance.
Estimate risk taking capacity of the bank using stress test.
Monitor whether the capital management compliance with Basel-III.
Monitor core risk guideline compliance by the concerned department.
(#4)
Dates: October 2016 to January 2017 (3 month 40 hrs./week)
Name of address of employer: Rajshahi Krishi Unnayan Bank (specialized Govt. bank)
Type of Business sector: General & Commercial Banking
Department: Local Principle Office (Head office based)
Occupation and Position held: Senior Principal Officer
Job Location: Rajshahi, Bangladesh
Main Activity & Responsibility:
Keep all kinds of valuable document safely.
check all documentations about loans, advance and deposits.
Check voucher according to head and sub-head and also verify clean cash, general ledger balance, abstract.
Holding keys of vault room and another documents room.
Ensure good working environment and manage the team as 2nd man.
Evaluate and review loan and credit applications and collateral and make recommendations.
Ensure credit policies and procedures are followed according to established guidelines and legislation.
Ensure safe cash transaction and cash in vault is accurate every day.
Comply branch audit objections.
Check all documents to open deposit account.
Ensure better customer service by the staffs.
Verify all cash related instrument as second passing officer.
Submit credit and loan applications to branch manager with recommendations for approval or rejection.
Network to develop business relations, promote the sale of loan, investment and other banking services and attract corporate and individual customers.
(#5)
Dates: March 2016 to October 2017 (7 month 40 hrs./week)
Name of address of employer: Rajshahi Krishi Unnayan Bank (specialized Govt. bank)
Type of Business sector: General & Commercial Banking
Department: Local Recovery Department-1, Head Office
Occupation and Position held: Senior Principal Officer
Job Location: Rajshahi, Bangladesh
Main Activity & Responsibility:
Prepare all kinds of statement concerned recovery.
Make recovery plan and take approval from management.
Set recovery target and take approval from management.
Review recovery progress and represent file to the Bank management.
Maintain correspondence with Bangladesh Bank.
Face audit teams such as internal audit, Bangladesh Bank audit and commercial audit and comply.
Collect recovery based data of branches through zonal office and compile to present to the Bank management.
Dates: 2004 to 2005 (1-Year)
Name of Organization: Rajshahi University, Education.
Title of Qualification awarded: Master of Science in Genetic Engineering and Biotechnology.
Level in national Classification: Postgraduates degree.
Result: 1st Class (Overall position 2nd), 69% Mark
Location: Rajshahi, Bangladesh.
Dates: 1999 to 2003 (4-Years)
Name of Organization: Rajshahi University, Education.
Title of Qualification awarded: Master of Science in Genetic Engineering and Biotechnology.
Level in national Classification: Undergraduates degree.
Result: 1st Class (Overall position 2nd), 68% Mark
Location: Rajshahi, Bangladesh.
Name of Organization: Government Nurun-nahar Mohilla College, Education.
Title of Qualification awarded: Higher secondary knowledge on English, Bangla, Physics, Chemistry, Mathematics & Biology.
Level in national Classification: Higher Secondary Certificate Examination.
Result: 1st Class.
Location: Jhenidah, Bangladesh.
Name of Organization: Langalbadh High School, Education.
Title of Qualification awarded: secondary School knowledge on English, Bangla, Physics, Chemistry, Mathematics, Social Science, Islamic Religion and Biology.
Level in national Classification: Secondary School Certificate Examination.
Result: 1st Class.
Location: Magura, Bangladesh.
4 Days training On TETRA E2EE from AIRBUS Defence and Space.
5 Days training IP Network, MW Radio, IP Telephone from KONGSBERG.
“To reduce frequency distortion by Orthogonal frequency multiplexing access with math-lab program”. Supervised by Prof. Dr. Satya Prasad Majumdar, Department of EEE, BUET, Bangladesh.
Mother Language: Bengali
Other Language: English, Hindi (Speaking), Arabic (Speaking)
Father: Munshi Showkot Ali
Mother: Mini Khanom
Home District: Narail
Maritial Status: Married
Spouse: Nahid Afsan
National ID: 280-***-****
Passport: EB0834865 (New), OC1127203 (Old)
Civil ID of Kuwait: 279*********
Dates: 29 October 2020
CURRICULUM VITAE