Investment Analyst Health Insurance

Muhammad Malik, M.S.

*** ***** *** ********, ** *1710 Cell: 917-***-**** Email: ***********@*****.*** Licenses: FINRA Series 7, 63 and Life and Health Insurance Chartered Alternative Investment Analyst (CAIA) Level I (9/25), Level II (3/26) Over 20 years of extensive experience in Asset Management, Alternatives, Structured Products, Banking and Insurance products with a successful track record of increased enterprise market share by cultivating Ultra High Net-Worth relationships

(AUM of $20MM+), leading teams, driving key results, delivering client solutions and operational excellence. Furthermore, I have equally dedicated years to adapting technologies since the inception of my career in Finance to substantiate overall enterprise market share.

Practical Core Competencies:

Industry Expertise: Alternatives, Private Credit, Structured Products, Equities, Fixed Income, Mutual Funds, ETFs & CM.

Accounts Specialist: Experienced in Qualified Pension Plans, DVP & Prime Brokerage, Estate & Trusts, Donor Advised Funds.

Technology Enthusiast: Actively engaged in Stifel's technology ecosystem, including the iCapital Platform, Addepar, Ipreo, Stifel DocuSign implementation, Stifel Wealth Tracker, and CRM/Salesforce.

Software Applications: Advanced Excel, Thomson One, Bloomberg Terminal, Vestmark, MorningStar, S&P Capital IQ, Bond Works.

Experiences:

Stifel Investment Services – Client Relationship Manager, New York, NY ($1.5B AUM) [11/2013 - Current]

13-member team at Avg. AUM HH size $20MM+ [500+ Households].

Key point of contact for client onboarding, maintain strategic business alliance to deepen existing and new relationships.

Synthesis financial plans to manage risk, time horizon, liquidity and income needs.

Assess portfolios to identify investment style and allocation, ensuring alignment with clients' objectives.

Leverage iCapital in pricing bespoke Structured Notes, Alternatives, Private Credit (BREIT, BCRED, BXPE) and Hedge Funds offerings.

Keep abreast of economic events, our investment strategy, analyze SMAs and prepare Quarterly perf. reports. Wells Fargo Advisors- Financial Advisor Trainee, Garden City, NY [04/2013 - 09/2013]

Assist a $30MM team in creating financial plans tailored to client objectives and attained Series 7. Citibank, N.A. Senior Banker, Manhasset, NY [06/2005 - 03/2013]

Led three branches: Plandome, Manhasset, Port Washington and utilized Citigold platform to serve High Net-Worth clients.

Ranked top in Nassau North market for credit production, Key Driver Score, and new business among 30 senior bankers.

Achieved 120%-300% of credit production goal ($50MM from 2009-2012), covering both business (60%) and consumer (40%).

Built strong relationships with Tellers, Loan Officers, Underwriters, and upper management to boost productivity.

Opened new accounts, KYC, originated business credits ($1MM-$5MM), maximized Key Driver Score. Education & Training:

Corporate Finance Institute: Multiple Professional Certificates [2025] o Real Estate Financial Model Fundamentals of Credit Corporate & Business Strategy Alternatives for Advisory

LinkedIn: Online learning. [2025]

o Generative AI – Pinar Seyhan Demiradag

o ChatGPT & AI in FinTech – Michael McDonald

Investment Banking Institute – Financial Modeling and Business Valuations Certificate [2014] o Analyzed financial statements and created integrated financial projection models. o Constructed DCF, LBO, accretion/dilution merger models, and conducted operational and capital structure sensitivity analysis.

Pace University, Lubin Graduate School of Business: Master of Finance. [05/2012]

Queens College, City University of New York: Dual major - Accounting and Economics. [05/2006]

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