Financial Reporting Services

Professional Resume of Ghata Shah

** ****** ******, ** -*, Jersey City, NJ -07306 551-***-****

**************@*****.*** www.linkedin.com/in/ghatashah1980cpa

Career Summary

Finance and credit professional with over 15 years of experience in accounting, auditing, taxation, and credit analysis. Holds a Master's in Commerce, L.L.B., and CA Final Group 1 certification, currently pursuing CPA. Proven expertise in financial reporting, tax compliance, and credit risk evaluation across diverse industries. Skilled at helping businesses remain compliant and financially sound through tailored advisory services.

Professional Skills

• Financial Reporting

• Tax Preparation & Planning

• Credit & Risk Assessment

• Auditing & Compliance

• Financial Analysis

• Business Accounting & Bookkeeping

Work Experience

Business Associate – Secured Loan Tiwari Financial Services Bengaluru, India April 2020 – June 2024

Assisted clients in obtaining secured loans through detailed financial assessments.

Led end-to-end loan processing and team operations, achieving funding targets.

Liaised with banks and NBFCs for credit approvals and disbursement.

Area Credit Manager RattanIndia Finance Private Limited Bengaluru, India June 2019 – March 2020

Conducted credit analysis using financial ratios and risk models.

Reviewed applications to ensure regulatory compliance and risk mitigation.

Credit Manager (Multiple Roles) Various Firms incl. RBL Bank, Shriram Finance, Indiabulls Ventures Bengaluru, India 2016 – 2019

Managed corporate and SME loan portfolios, analyzed borrower risk, and ensured compliance.

Assessed financial stability, creditworthiness, and structured credit deals.

Accountant & Auditor Various Firms incl. Goyal & Co., POLYKORP, Sunbelt Outsourcing India 2006 – 2016

Handled full-cycle accounting, internal audits, and statutory compliance for local and U.S.-based clients.

Prepared financial statements, tax returns, and managed government filings.

Academic Background & Certifications

CPA (Pursuing)

CA Final (Group 1), The Institute of Chartered Accountants of India (2012)

LL.B., Gujarat University (2002 – 2004)

M.Com in Accounting, Gujarat University (2004 – 2007)

B.Com in Accounting, Gujarat University (1999 – 2001)

Certified QuickBooks ProAdvisor

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