Loan Officer Senior

RM Rick Moskal

Brambleton, VA ***** 703-***-**** *********@*****.***

PROFESSIONAL

SUMMARY

Summary of Experience and Qualifications:

I am an experienced management and financial professional with over 25 years of experience with a proven track record of exceeding management goals and sales quotas. For the past 21 years I have been in the finance industry as a Senior Loan Officer. I am a Certified Mortgage Banker holding Mortgage Loan Originator (MLO) licenses in Virginia, Maryland and in the District of Columbia. As a certified Mortgage Banker and a holder of multiple MLO licenses, I adhere to all federal and state laws and regulations. Proven track record of meeting my customer and management expectations though a dedication to details, work ethic and professionalism . I have built and developed sales processes for multiple organizations focusing on client satisfaction and solutions that meet their needs. I have developed new products and services. Assisted in the creation of marketing programs focusing on the value our company's offering brought to the targeted markets. In past 21 years I have focused primarily on the financial industry and more specifically the mortgage industry where I leveraged my previous knowledge of sales and marketing. I have successfully met or exceeded my quota on a consistent basis regardless of the strength of the housing industry.

SKILLS Financial Analysis Aptitude

Business Development

Organizational Strengths

Financial Advisement

Sales Expertise

Financial Transactions Expertise

Application Preparation

Creative Solutions

Team Player

Regulatory Compliance

WORK HISTORY SENIOR LOAN OFFICER 01/2019 to CURRENT Fairway Independent Mortgage Corporation

As a top producing Loan Officer, I am responsible for identifying and pursing new clients while maintaining relationships with existing clients Originated, reviewed, processed, closed and administered customer loan proposals.

Recommended loan approvals and denials based on customer loan application reviews.

Reviewed and edited loan agreements to promote efficiency and accuracy. Submitted loan applications to underwriter for verification and recommendations.

Maintained strict confidentiality of bank records and client information. SENIOR LOAN OFFICER VP 01/2014 to 01/2019

Homeside Financial

Same responsibilities as above.

SENIOR LOAN OFFICER, VP 01/2011 to 01/2014

Home Savings and Trust Mortgage

Same responsibilities as above.

SENIOR LOAN OFFICER 01/2009 to 01/2011

Southern Trust Mortgage, Savings and Trust Mortgage Same responsibilities as above

SENIOR LOAN OFFICER 01/2003 to 01/2009

Home Savings And Trust Mortgage

Same responsibilities as above.

EDUCATION Bachelor of Science Marketing 1989

Slippery Rock University, Slippery Rock, PA

ADDITIONAL

INFORMATION

AWARDS & HONORS:

Athletic awards:

4 year college varsity letterman and starter

PSAC 1st team All-Conference 1987 & 1988

Team Captain 1988

All- American Honors 1988

HOBBIES Love all sports, I played college football and coached for many years. I enjoy playing pickleball most recently but will play and do just about anything outside and around any bodies of water.

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