Risk Management Data Entry

Rhonda Willis

**********@*****.*** 678-***-**** Atlanta, GA

SUMMARY

Seasoned finance professional with 20 years' experience, including risk management and compliance in the real estate and financial sectors. Expert in financial reporting, variance analysis, and strategic planning to safeguard assets and optimize profitability. Seeking to leverage risk assessment and mitigation expertise in a Risk Management role. WORK EXPERIENCE

SFE Atlanta Public Schools Atlanta, GA

Director of Finance Jun 2023 - Sep 2024

• Oversee financial operations and manage finance teams, ensuring adherence to budgetary guidelines and cost projections.

• Compile and analyze financial data to produce reports that inform management decisions, ensuring operational efficiency and risk mitigation.

• Prepare comprehensive internal and external financial statements, including balance sheets and income statements, while ensuring accuracy and compliance with regulatory standards.

• Develop financial strategies, including short-term and long-term planning, and conduct investment research to assess potential profitability and support business growth. Innovative Business Group Inc Atlanta, GA

Director of Finance Aug 2022 - Jun 2023

• Analyzed financial statements and reports to guide resource allocation and enhance performance management, ensuring accurate monthly, quarterly, and annual financial documentation.

• Streamlined financial controls, optimizing asset protection through strategic revenue and expense management, and led the reorganization of finance and accounting teams to bolster efficiency.

• Conducted comprehensive financial analysis comparing actual results to budget forecasts, generating variance reports for departmental review to inform strategic planning.

• Developed and implemented risk management strategies, collaborating with key internal stakeholders to minimize financial, operational, and legal risks, and ensured compliance with relevant policies. Indecomm Global Services /Remote Edison, NJ

Senior Contract Compliance Underwriter Apr 2022 - Aug 2022

• Analyzed borrower's financial status and property evaluations to ensure creditworthiness and compliance with lending standards.

• Provided expert guidance on regulatory changes and developed educational materials to enhance internal staff understanding of mortgage lending processes.

• Reviewed and summarized loan file audits, ensuring accuracy in appraisal reports and alignment with regulatory requirements.

Consolidated Analytics, Inc./Remote Santa Ana, CA

Senior Contract Compliance Underwriter Mar 2021 - Apr 2022

• Analyzed discrepancies between automated and manual underwriting decisions to ensure accuracy and consistency in risk assessment.

• Verified borrower financial information, including income, assets, debts, and credit reports, to maintain high underwriting standards.

• Reviewed and adjusted loan agreements to comply with evolving federal and state regulatory requirements, enhancing compliance measures.

Evolve Mortgage Services, LLC /Remote Frisco, California Senior Contract Mortgage Underwriter Feb 2020 - Mar 2021

• Analyzed financial statements and calculated debt-to-income ratios to assess borrower eligibility for loans.

• Verified the accuracy and completeness of loan documentation, ensuring compliance with all applicable laws and regulations.

• Guided junior underwriters by identifying training needs and providing expertise to enhance team competency.

• Performed quality control reviews on finalized loans to secure funding approval, maintaining a focus on risk management.

SunTrust (Truist) Atlanta, GA

Sr. Compliance Auditor Apr 2019 - Jan 2020

• Conducted comprehensive audits to ensure adherence to relevant laws, regulations, and company policies, effectively addressing and resolving identified discrepancies.

• Enhanced financial model reliability through meticulous project support and analysis, ensuring consistency and precision.

• Managed audit processes and reported findings, contributing to research and resolution efforts and surpassing productivity and financial targets.

Clayton Group, LLC Atlanta, GA

Team Lead Underwriter/Due Diligence Analyst Mar 2011 - Dec 2018

• Led a team to complete projects on schedule, ensuring high-quality standards and adherence to customer service objectives.

• Enhanced team productivity by formulating effective strategies and providing direction for continuous improvement.

• Evaluated team members' performance, delivered constructive feedback, and identified developmental needs to bolster performance.

• Oversaw task allocation based on individual strengths, ensuring efficient workflow and quality assurance in project deliverables.

EDUCATION

Strayer University

Bachelor of Business Administration

Atlanta, GA

Strayer University

Master of Science, Accounting

Atlanta, GA

Internal Revenue Service

Electronic Provider Certification

SKILLS

Accounting & Budgeting • Proficient With POS Systems • SOX Compliance • Proficient in SAP • Power BI • Financial Modeling • MS Office Suite • ERP Understanding • Business Forecasting • Loan Applications/Software • GAAP and Statutory Reporting • Budget Forecasting • EClass • Lexis Nexis • World Check • Boui • KPI Management • SharePoint

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