Product Owner Scrum Master

ABAYOMI AJAYI

Senior Product Owner Treasury Management & Banking API Specialist Digital Transformation Leader

Peachtree City, GA 404-***-**** GitHub: github.com/Abayommy/abayomi-pm-portfolio

PROFESSIONAL SUMMARY

Experienced Product Owner with 11+ years of experience leading digital transformation initiatives for Fortune 500 financial institutions, specializing in treasury management platform modernization and API-driven banking solutions. Expert in digitizing legacy treasury systems handling $2B+ daily transaction volumes across wire transfers, ACH, and check processing operations. Proven track record of reducing operational complexity by 60% while ensuring regulatory compliance through IT Compliance and delivering intuitive user experiences for enterprise-scale financial operations. Deep expertise in translating complex business requirements into scalable technical solutions, involving cross-functional teams of 25+ members, and delivering measurable ROI through strategic product vision and execution. Participating in client meetings and maintaining strong client service by fostering partnerships with internal stakeholders and enhancing overall team member dynamics. Experience in vendor management and committee participation to drive production excellence in the services industry. Passionate about applying Six Sigma methodologies to improve processes and achieve excellence in the financial services domain. Adept at supporting business growth through strategic capacity management, capacity planning, process efficiency, and software development. Strong understanding of using data-driven insights for forecasting and enhancing customer value through customer service initiatives. Skilled in facilitating regular business reviews and establishing effective project cadence for timely delivery of solutions. Focused on hardware development and hardware engineering strategies to enhance product offerings in the treasury management domain, with a solid understanding of hardware and software integration. Proven experience with vendor development practices that streamline product delivery and enhance customer satisfaction. Cluster leader with a talent for fostering innovation and collaboration across project landscapes. Demonstrated expertise in Agile methodologies and Atlassian tools, coaching teams, leading training sessions to enhance performance in a global environment, and providing guidance in process management. Culture of cross-training within teams to ensure all persons involved in projects have a comprehensive understanding across aspects of the projects in line with strategic organizational directives.

CORE COMPETENCIES

Treasury Management & Digital Transformation:

Legacy Treasury System Modernization (Wire, ACH, Check Processing)

Regulatory Compliance (SOX, BSA/AML, Open Banking Standards)

Risk Management Frameworks & Operational Efficiency Optimization

Enterprise-Scale Migration Planning & Execution ($2B+ Daily Volume)

API & Technical Product Management:

API Platform Strategy & Developer Experience Optimization

Microservices Architecture & Technical User Story Development

Open Banking API Implementation & Financial Data Integration

Complex Technical Requirements Translation & System Integration

Product Strategy & Leadership:

Cross-functional Team Leadership (25+ Members)

Product Vision Definition & Roadmap Creation

Stakeholder Management (C-Suite to Operations Teams)

Agile Development Methodologies & Performance Measurement

Technical Skills & Analytics:

SQL Proficiency, Data Engineering & Business Intelligence

Real-time Dashboard Development & KPI Measurement

API Security, Authentication & Compliance Standards

PROFESSIONAL EXPERIENCE

Technical Product Owner & API Platform Specialist Creospan Inc., Chicago, IL Jan 2025 – Present

Key Achievements:

Worked on road-mapping for a CRD6-API (Capital Requirement Directive 6) program workstream identifying 8 strategic themes, 25+ business deliverables, and 45+ project milestones.

Created high-level API flows for identified themes and organized them into Epics and Features on an Azure DevOps Board for agile development execution, facilitating sprint planning and scheduling.

Requirements synchronization across involved teams in order to surface and properly classify dependencies.

Developed and deployed payment initiation (API) functionality for SEPA clients with the potential to support high-volume monthly transactions across payment initiation, eligibility verification, and recall processing.

Achieved sub-2.5 second verification timeline for pre-payment eligibility checks on SEPA transactions, enhancing customer experience thereby reducing payment failures.

Reduced API response times by 40% through performance optimization and caching strategies, enhancing user experience across banking applications.

Enhanced payment initiation APIs for clients with unique hierarchical account structures, including master and sub-account configurations.

Strategic Initiatives:

Helped the team to define and maintain product vision for API platform serving financial services clients, ensuring cohesive development lifecycle management.

Collaborated with leadership and prospective clients to translate requirements into detailed technical user stories with comprehensive API specifications, while focusing on cost management and driving revenue growth.

Helped drive API governance initiatives including lifecycle management, version control, and deprecation strategies across financial services portfolio.

Participated in advocating API best practices including authentication, rate limiting, error handling, and security protocols for financial services.

Contributed to Trading technology discussions and initiatives to enhance API functionalities.

Conducted large group training sessions to enhance team skills in product development using the Atlassian suite.

Technical Product Manager & Splunk Implementation Specialist Zhill Systems, Dallas-Fort Worth, TX Oct 2024 – Dec 2024

Key Achievements:

Optimized enterprise Splunk deployment across payment platforms, implementing comprehensive logging and monitoring for 10,000+ daily transactions with real-time alerting capabilities.

Coordinated the streamlining of API integration processes cutting development time by 30% through comprehensive documentation and automated testing frameworks, integrating client billing solutions with a focus on disbursement efficiency.

Worked on enhancing payment platform scalability to handle 10,000+ transactions per minute with 99.9% reliability through Splunk-powered performance monitoring.

Strategic Initiatives:

Helped to develop technical specifications for machine learning APIs supporting fraud detection and customer support automation with a focus on enhancing the client experience.

Created comprehensive mapping documentation for data flows between payment systems and core banking platforms, improving internal stakeholder communications.

Collaborated with engineering teams to implement microservices architecture supporting scalable payment processing and technical design.

Conducted review sessions for activity and performance feedback to ensure continuous improvement.

Led workshopping sessions aimed at refining client requirements and aligning them with project goals.

Senior Product Owner - Treasury Platform Digitization Creospan Inc., Chicago, IL Oct 2021 – Sept 2024

Key Achievements:

Designed, developed and deployed functional new Open Banking APIs for use by clients, contributing to the successful launch product strategy.

Involved in the comprehensive digitization of a 20-year legacy treasury management platform serving 2,000+ enterprise clients with $2B+ daily transaction volume.

Reduced user clicks by 60% through intuitive interface redesign and workflow optimization during product development, decreasing average transaction completion time from 8 minutes to 3 minutes.

Improved data visibility by 75% by implementing real-time dashboards and executive reporting capabilities, enabling proactive cash management decisions.

Achieved 99.7% system uptime during 18-month migration from mainframe to cloud-native architecture with zero transaction processing interruptions.

Collaborated with the change management team for client readiness and post deploy/onboarding support, ensuring greater client engagement.

Decreased operational risk incidents by 40% through enhanced dual controls, automated reconciliation, and comprehensive audit trail implementation.

Configured Google Analytics to capture user behavior metrics and platform performance data, for onward continuous UX optimization and feature refinement.

Strategic Initiatives:

Reduced integration complexity by 25% through standardized API design patterns and microservices architecture implementation.

Partnered with cross-functional teams of 25+ members including developers, QA engineers, compliance officers, and treasury operations specialists.

Worked on developing comprehensive product roadmap balancing regulatory requirements with user experience improvements.

Assisted in implementing agile development practices reducing feature delivery time by 35% while aligning with the operating model.

Created detailed user personas and journey maps for treasury analysts, cash managers, and C-suite executives.

Worked on discovery and prioritization of API features for cash management and payments leveraging customer insights.

Developed comprehensive product roadmap balancing regulatory requirements with user experience improvements.

Implemented agile development practices reducing feature delivery time by 35%.

Led client readiness and authentication change management initiatives ensuring seamless user adoption across 2,000+ enterprise clients while managing vendor relationships.

Executed comprehensive training programs and stakeholder communication strategies supporting platform migration and user onboarding, enhancing approachability for new clients.

Developed competitive analyses informing API product differentiation strategies in digital payments and retail banking focused on P&L responsibility and driving sales.

Facilitated deliver presentations to large groups of stakeholders, ensuring clear understanding of product initiatives and strategic vision while also serving as a vital liaison between teams.

Technical Product Specialist & API Migration Lead Zhill Systems, Dallas-Fort Worth, TX Apr 2019 – Sep 2021

Key Achievements:

Collaborated on a complex data migration project from legacy external platform to 7 internal modern applications in communications domain, processing 2M+ records with 99.8% data integrity.

Helped to reduce SLBOS (Service Level Based Operating System) calls by 55% through strategic API development and optimization, improving system performance and reducing operational overhead.

Achieved 40% improvement in API response times through comprehensive performance testing and optimization of data migration endpoints.

Worked towards delivering 100% successful API migration with zero downtime during cutover, supporting 15,000+ daily transactions across integrated applications.

Assisted in improving system reliability by 45% through enhanced error handling and automated reconciliation processes during migration phase.

Worked with the QA team in order to reduce regression testing cycles by 35% through automated testing frameworks and comprehensive API validation protocols.

Strategic Initiatives:

Worked on end-to-end data migration strategy from legacy external systems to modern internal application ecosystem.

Helped in developing and optimizing APIs specifically designed for SLBOS call reduction, enhancing overall system efficiency and performance.

Worked on comprehensive performance and regression testing initiatives ensuring seamless API migration with minimal business disruption.

Partnered on creating detailed data mapping documentation and transformation rules for complex legacy-to-modern system integration.

Collaborated with architecture teams to implement scalable API design patterns supporting high-volume data processing requirements.

Helped to establish monitoring and alerting frameworks for real-time tracking of migration progress and API performance metrics.

Project Manager & Digital Banking Product Lead KCMB Bank Mar 2011 – Apr 2019

Key Achievements:

Collaborated on a $4M digital retail banking transformation modernizing wire transfer processing via SWIFT network and ACH payment systems, improving transaction throughput by 65%

Assisted in reducing SWIFT wire processing time by 50% from 4 hours to 2 hours through automated validation and straight-through processing implementation.

Spearheaded a project that increased ACH transaction capacity by 80% supporting multiple daily transactions with enhanced same-day ACH capabilities.

Helped to improve wire transfer compliance by 40% through automated OFAC screening and enhanced KYC/AML processes integrated with SWIFT messaging standards.

Worked towards successfully achieving 99.2% SWIFT message delivery success rate while reducing operational errors by 45% through standardized MT message formatting and validation.

Delivered 85% on-time project completion across all digital transformation initiatives with 15% budget savings, contributing to organizational cost reduction.

Strategic Initiatives:

Helped in spearheading SWIFT network integration and MT message standardization for international wire transfers, enhancing correspondent banking relationships.

Initiated ACH modernization initiative implementing same-day processing capabilities and real-time payment notifications.

Assisted in developing comprehensive wire transfer workflow automation reducing manual intervention by 60% while maintaining regulatory compliance.

Collaborated with treasury operations teams to optimize liquidity management and settlement processes across wire and ACH channels.

Worked on implementing digital banking APIs enabling real-time wire status tracking and monitoring for commercial clients, focusing on merchant services.

Actively participated in cross-functional workgroups to continually improve and innovate banking solutions.

EDUCATION

PhD, Soil Science University of Ilorin, Nigeria 2024

CERTIFICATIONS

Certified SAFe® 6 Agilist Scaled Agile, Inc. 2023

Registered Product Owner Scrum Inc. 2021

ICP-APM (Agile Project Management) ICAgile 2021

Splunk Enterprise Certified Admin Splunk 2025

Splunk Core Certified Power User Splunk 2025

TECHNICAL SKILLS

Treasury & Banking Systems:

Treasury Management Platforms, Wire Transfer Processing, ACH Operations, Check Processing Systems

Core Banking Integration, Payment Rails, Settlement Processing, Regulatory Compliance Frameworks

API & Architecture:

RESTful API Design, GraphQL, Microservices Architecture, API Gateway Management

Open Banking Standards, Financial Data APIs, API Security & Authentication (OAuth 2.0, JWT)

API Lifecycle Management, Version Control, Performance Optimization

Development & Data:

SQL (Advanced), Data Engineering, ETL Processes, Real-time Analytics

PowerBI, Business Intelligence, KPI Dashboard Development

HTML/CSS, JavaScript, API Integration, Testing Frameworks

Tools & Platforms:

Project Management: JIRA, Confluence, Azure DevOps, ServiceNow

API Development: Postman, Swagger/OpenAPI, API Gateway Solutions

Analytics: PowerBI, SQL, Excel, Performance Monitoring Tools

KEY ACHIEVEMENTS

Treasury Platform Expertise: Successfully worked on the digitization of legacy treasury platform handling $2B+ daily transaction volume with 99.7% uptime

Operational Excellence: Delivered $12M annual cost savings through workflow optimization and risk reduction initiatives.

Technical Innovation: Involved in API portfolios serving multiple developer integrations with 60% improvement in adoption rates and successfully launching of innovative APIs.

Cross-functional Collaboration: Orchestrated teams of 25+ members across engineering, compliance, and business stakeholders, ensuring clear communication and client-facing projects.

Domain Expertise: Deep understanding of treasury operations, payment processing, and regulatory compliance in financial services.

Strategic Impact: Reduced operational risk incidents by 40% while improving user experience and system performance metrics.

Research projects focused on leveraging cloud platforms such as Amazon Web Service to drive efficiency and scalability in digital banking solutions, showcasing influence at all levels of project execution. Participated in retrospectives to drive continuous improvement in sprint cycles, implementing best practices in agile methodologies.

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