Financial Analyst A

GODWIN UDOH

GA Phone: 470-***-**** Email: *********@*****.***

SUMMARY

Financial Analyst with over 5+ years of experience with a strong background in cost optimization, risk mitigation, and financial reporting across banking and tech sectors. Delivered $1.2M in cost savings, resolved $500K in custodial discrepancies, and mitigated $750K/month in liquidity risk. Skilled in GAAP, financial modeling, budgeting, SQL, SAP, Oracle, QuickBooks, Tableau, and Excel. MBA-qualified with expertise in forecasting, variance analysis, and cross-functional collaboration to support data-driven financial decisions.

PROFESSIONAL EXPERIENCE

FINANCIAL ANALYST GA

EPSILON APR 2023 – CURRENT

● Optimized $1.2M in annual technology expenses (software, hardware, IT infrastructure) by renegotiating vendor contracts and aligning costs with budget priorities, directly supporting profitability goals.

● Developed 15+ financial models to evaluate IT project viability, enabling approval of infrastructure upgrades that reduced operational downtime by 25 hours monthly.

● Conducted daily liquidity gap analyses for 5 UBS branches, ensuring compliance with Reg K and Reg W standards while mitigating $750K in monthly liquidity risk exposure.

● Prepared GAAP-compliant financial statements and Servicer Reports for 8+ lenders, reducing reconciliation errors by 15 instances monthly and accelerating month-end close by 2 business days.

● Streamlined SAP financial processes, cutting month-end closing timelines and reducing cross-departmental budget discrepancies instances monthly.

● Engineered Excel-based zero-based budgeting templates adopted by 6 departments, aligning $4M+ in discretionary spend and shortening annual budget cycles.

● Automated manual financial workflows using SQL and macros, saving 12 hours monthly and eliminating 8 recurring reporting errors.

● Designed 10+ Tableau dashboards tracking KPIs like cost variance and operational efficiency, enabling quarterly reallocation of $500K in underutilized resources.

FINANCIAL ANALYST GA

BNY MELLON FEB 2020 – MAR 2023

● Resolved $500K in custodial discrepancies by auditing 10,000+ cross-system asset servicing transactions using SQL, enhancing accuracy and trust in BNY Mellon’s global custody offerings for institutional clients.

● Pioneered Tableau dashboards for liquidity trend analysis, reducing institutional reporting time quarterly and improving transparency into client cash reserve allocations, supporting BNY Mellon's leadership in liquidity services.

● Uncovered $2M in operational inefficiencies through variance analysis of sub-custodian fees, enabling automation of 5 legacy workflows and reinforcing scalable asset servicing operations for North American institutional accounts.

● Automated SEC Rule 17f-5 compliance checks for foreign custody assets, cutting audit prep time from 10 to 7 days while maintaining zero findings, aligning with BNY Mellon's focus on regulatory excellence and fiduciary responsibility.

● Designed a cash flow forecasting model for institutional liquidity management, optimizing $50M in short-term investment allocations across 15 portfolios and enhancing cash optimization capabilities for clients.

● Streamlined multi-currency reconciliations for global custody accounts in Oracle Financials, reducing NAV settlement timelines from 7 to 4 days, reinforcing BNY Mellon's operational efficiency in asset servicing.

● Mitigated FX risk for $150M in cross-border settlements by implementing tri-party hedging agreements, reducing quarterly currency loss exposure by $120K and enhancing risk-adjusted returns for global clients. EDUCATION

MASTER OF BUSINESS ADMINISTRATION (MBA), DATA 2023 - MAY 2025 UNIVERSITY OF WEST GEORGIA, CARROLLTON, USA

MASTER OF BUSINESS ADMINISTRATION (MBA), FINANCIAL 2007- APR 2009 LADOKE AKINTOLA UNIVERSITY OF TECHNOLOGY, OGBOMOSO, NIGERIA BACHELOR OF SCIENCE (B.SC.)1996 - SEP 2001

ABIA STATE UNIVERSITY, UTURU, NIGERIA

SKILLS

Financial Analysis Financial Statement/Ratio/Variance/Trend Analysis, Forecasting & Budgeting, 3-Statement Modeling, Discounted Cash Flow (DCF), Cost-Benefit Analysis, Zero-Based Budgeting, ROI Evaluation, Capital Allocation

Risk and Compliance Back Testing, Stress Testing, CCAR/DFAST, Regulatory Risk Frameworks (Reg K, Reg W, SEC 17f-5), Derivative Pricing: Bonds, Options, Greeks (Delta, Gamma, Theta), FX Risk Mitigation. Programming Languages SQL, R Programming

Visualization Tools Tableau, Microsoft Power BI, SAS Accounting and Reporting GAAP Compliance, Month-End Close,Journal Entries, Multi-Currency Reconciliations, NAV Settlements ERP Systems SAP, Oracle Financials

Banking and Finance Credit Analysis, Investment Analysis, Loan Portfolio Management, Cash Flow Analysis Project Management Tools Jira, Microsoft Project, Trello

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