Credit Risk

Solaiman Aurang

510-***-**** *********@*****.*** Alameda, California, United States LinkedIn

SUMMARY

Dynamic credit risk analyst with 16 years in the financial sector, and over 9 years of extensive experience in risk assessment and financial analysis across various loan types including commercial and residential lending. Proven track record of managing underwriting teams and enhancing compliance processes, achieving high client satisfaction ratings. Successfully communicated with stakeholders to streamline loan closings, contributing to efficient operations. Eager to leverage unique skills and experience to drive success in credit risk and client relationship focused roles, ensuring optimal outcomes for prospective employers.

WORK EXPERIENCE

Credit Analyst

Housing Trust Silicon Valley

Jul '22 — Aug '24

San Jose, United States

Conducted comprehensive financial analysis for affordable housing loan applications. Facilitated the due diligence process by efficiently obtaining necessary documentation from borrowers. Evaluated real estate documents to assess risk and support informed loan decision-making. Prepared financial documentation and performed site visits to determine project feasibility. Supervisor-Underwriting

SOURCEPOINT MORTGAGE

Jun '21 — Jul '22

Canada

Managed the comprehensive underwriting of loan applications. Oversaw an international team of underwriters, ensuring strict adherence to industry standards. Mentored and coached junior underwriters in effective loan restructuring techniques. Maintained a proven track record of excellence in client service. Senior Underwriter

One American Mortgage

Jul '20 — Jun '21

San Francisco, United States

Analyzed financial documents and executed collateral assessments for various loan types. Utilized the Encompass platform alongside automated underwriting systems to streamline processes. Collaborated effectively with stakeholders to expedite loan closings. Commercial Underwriter

ApplePie Capital

Aug '18 — Jul '20

San Francisco, United States

Conducted a thorough evaluation of financial statements and forecasts. Scrutinized financial documents to analyze lending risks. Collaborated with the compliance department to enhance and streamline the application process. Senior Credit Analyst and Underwriter

Bank of Marin

Jul '16 — Aug '18

Oakland, United States

Conducted comprehensive financial reviews to evaluate creditworthiness. Developed and maintained detailed credit documentation. Collaborated with relationship management teams to accurately determine credit risks. Relationship Banker

Wells Fargo

Mar '09 — Jul '16

Alameda, United States

Managed a diverse portfolio of mortgage and home equity clients. Enhanced customer satisfaction by delivering customized financial solutions. Provided expert consultations on a range of financial products to meet client needs. EDUCATION

Bachelor of Arts in Legal Studies, University of California at Berkeley Aug '01 — May '05 Berkeley, United States

SKILLS

Financial Skills Financial Modeling & Analysis, Credit Analysis, Asset and Wealth Management Lending Expertise Residential and Commercial Lending, Affordable Housing Finance, Low Income Housing Tax Credit

(LIHTC)

Regulatory Knowledge Banking Laws and Regulations, Credit Reports and Policies Customer Relations Customer Service

Operational Management Pipeline Management, Financial Documentation

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