Loan Processor Real Estate
Resume:
Kim Lovan
Cypress TX *****
*******@*****.***
SUMARY OF QUALIFICATION:
Dynamic and driven mortgage sale and mortgage process professional with over 20 + years experience. Solid reputation in clients development, products and brand promotion with a career reflecting with a wide range of sale and process experience. Consistent top ranking performer in the mortgage sale and process field.
SKILL / COMPETENCIES:
Highly developed level of understanding mortgage analysis tools such as Excel and a variety of software suited acquired through academic use and personal enrichment. Proficient with Office tools: Word, Excel, Access and Power Point.
EDUCATION:
Fort Dodge Junior College: Associated degree
Tel Word training inc. Houston TX- Banking
Champion School of Realty-Loan officer
WORK EXPERIENCE:
Sutherland Global Services (SGS): Senior loan Processor –June 19th 2023 to Present
Responsibility: Handled multiple mortgage products. 40 to 60 Hrs per week
● Processed Purchase Jumbo Loans, Cash Out refinace, cash out HELoan.
● Arranged for contractual services relating to property appraisers, real estate agents, etc., who may be involved in the inspection or evaluation of the property.
● Reviewed title searches to ensure that no title issues interfere with loan closing.
● Daily interpersonal and organizational skills reviewing all information in detail.
● Consulted with MLO and authorized representatives regarding the loan status.
● Analyzed financial statements, tax returns, credit reports, and the value of the collateral in order to determine and recommend the most feasible and appropriate workout to the customer.
● Accurately underwrote the borrower’s income, through the review of pay stub, tax documents, benefit statements, business profit and loss statements, etc.
● Addressed borrower’s questions or concerns.
● Completed daily tasks to ensure the effective flow of the loan pipeline until loan was clear to close.
● Balance fees sheet with Title Team, Reviewed signed closing docs before sent the loan signing and to Fund.
LoanDepot: Senior loan Processor - July 11st 2020 to June 17th 2022.
-Top 10 performent of the year --40 to 60 Hrs per week
-Consistently achieving over 100% to quota per month customers
Responsibility: Handled multiple mortgage products.
● Processed Purchase Loans, VA cash out, FHA cash out, HELoan.
● Arranged for contractual services relating to property appraisers, real estate agents, etc., who may be involved in the inspection or evaluation of the property.
● Reviewed title searches to ensure that no title issues interfere with loan closing.
● Daily interpersonal and organizational skills reviewing all information in detail.
● Consulted with borrowers and authorized representatives regarding the loan status.
● Analyzed financial statements, tax returns, credit reports, and the value of the collateral in order to determine and recommend the most feasible and appropriate workout to the customer.
● Accurately underwrote the borrower’s income, through the review of pay stub, tax documents, benefit statements, business profit and loss statements, etc.
● Addressed borrower’s questions or concerns.
● Completed daily tasks to ensure the effective flow of the loan pipeline until loan was clear to close.
● Once final approved, Balance fees sheet with Title Team, Reviewed signed closing docs before sent closing team and the loan to Fund.
Sourcepoint Mortgage: Senior loan Processor- April 4the 2019 to July 11st 2020.
-Top 3 performent of the year
-Consistently achieving over 100% to quota per month customers
Handled multiple mortgage products.
● Processed VA and FHA cash out, FHLMC and FNMA Conventional loans.
● Arranged for contractual services relating to property appraisers, real estate agents, etc., who may be involved in the inspection or evaluation of the property.
● Reviewed title searches to ensure that no title issues interfere with loan closing.
● Consulted with borrowers and authorized representatives regarding the loan status.
● Analyzed financial statements, tax returns, credit reports, and the value of the collateral in order to determine and
recommend the most feasible and appropriate workout to the customer.
● Accurately underwrote the borrower’s income, through the review of pay stub, tax documents, benefit statements, business profit and loss statements, etc.
● Addressed borrower’s questions or concerns.
● Completed daily tasks to ensure the effective flow of the loan pipeline until loan was clear to close.
Sutherland Global Services (SGS): Senior loan Processor –January 12th 2014 to September 28th 2018 - 40-60 Hours per Week
100 plus files in my pipeline per month. Handled multiple mortgage products.
-Top 3 performent of the year.
● Processed VA loans for Freedom mortgage.
● Arranged for contractual services relating to property appraisers, real estate agents, etc., who may be involved in the inspection or evaluation of the property.
● Reviewed title searches to ensure that no title issues interfere with loan closing.
● Consulted with borrowers regarding the loan status before sent the loan to closing team.
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