Due Diligence Aml Analyst

Robert Long

334-***-**** ***********@*****.***

Objective:

To obtain the position of BSA Enhanced Due Diligence (EDD) Analyst at Prosperity Bank, where I can utilize my expertise in BSA/AML regulations, complex investigations, and risk mitigation to contribute to the bank's compliance and security efforts.

Experience:

Forrest Solutions, AML Analyst 02/22-Present

• Responsible for investigation and/or mitigation of risk and prevention of losses related to fraud, and AML

• Based on root cause, assists in the development and implementation of internal controls to identify suspicious and/or prevent illegal activities and to recover any losses incurred, which may be significant

• Independently works with internal and external stakeholders (local, state and federal authorities, agencies and other financial institutions) on matters relating to fraudulent/illegal activities where appropriate

• Makes determination as to whether the activity is reportable or requires additional escalation, based on standard criteria and/or independent judgment

• Prepares and maintains appropriate documentation of investigation performed

• Develop and manage compliance training, policies, procedures, assessments, audits, and remediation projects

• Document analysis of compliance decisions, projects, and legal obligations. Identify and address process inefficiencies. Collaborate with business partners to meet compliance obligations and strategic objectives.

• Complete assigned projects and tasks from Legal or Compliance Team leadership. Foster positive relationships with stakeholders. Perform other duties as assigned. Celsius Network, AML Analyst 06/17-01/22

• Conducts investigations related to suspicions of money laundering, terrorist financing, or sanctions violations.

• Conducts blockchain analysis to determine the source or destination of cryptocurrency transactions.

• Completes event driven reviews and enhanced due diligence on accounts based on USD value thresholds.

• Responds to escalations from Junior Transaction Monitoring Analysts and other Business Units

• Prepares Incident reports and drafts suspicious activity reports detailing investigative findings and conclusions

• Works with the Financial Crimes, AML Managers to develop red flags for money laundering, terrorist financing, and sanctions violations typologies

• Assists the Financial Crimes, SAR Manager with fulfilling law enforcement requests; and assists the broader Compliance management team with collecting AML or blockchain analysis data for audit, regulator, or partner requests

• Provide mentorship and training to Junior Transaction Monitoring Analysts

• Participate in continuing professional education and ongoing training to stay up to date with trends in BSA AML compliance and blockchain analysis

• SAR writing and CAR reviews

Robert Long

334-***-**** ***********@*****.***

Carvana, AML/Compliance Analyst 03/14-05/17

• Analyzed and investigated suspicious transactions triggered by EDD rules and alerts by using transactional records, external data and public information to prevent money laundering and terrorism financing

• Used transactional and customer records whether it being a personal or business account, in order to conduct periodic reviews of vast customer transactions (CTRs and ACHs) other information to identify suspicious or unusual activity

• Conducted enhanced due diligence investigation (EDD) based on recommendation from compliance on certain high-risk clients who are prone to money laundering due to their business or nature of transactions

• Partnered with associates to complete tasks such as loan processing, wire transfers, cash balancing reports, etc.

• Analyzed transactional data for patterns and unusual activity for both KYC and KYCC customers including PEPs, High Risk Customers like Dealers in Precious Metals, Travel Agency, and Cash Intensive Business and create Risk Rating for the customers on quarterly basis.

• Used resources like Accuity Online Compliance, Google searches in identifying negative news search, profile of the business or individual involved in a transaction.

• Identified training opportunities and developed, conducted, and assisted with a wide range of BSA/AML- related training.

Education

Diploma in Fraud Management & Anti Money Laundering Awareness Alison University

Skills

• Knowledge of BSA, AML, and OFAC regulations, with the ability to apply and explain regulatory concepts.

• Strong problem-solving ability and exceptional research and analytical skills.

• Proficient in MS Office (Outlook/Word/Excel/PowerPoint).

• Strong documentation skills and adherence to controls and standards.

• Self-starter, capable of working under minimum supervision.

• Multi-tasker and able to meet deadlines in high-pressure environments.

• Results-oriented team player with strong interpersonal and verbal/written communication skills.

• Ability to sit for extended periods of time.

• Ability to maintain attention and concentration for extended periods of time.

• Ability to work overtime when required to meet deadlines.

• Computer: Proficient in OFAC, LexisNexis, AML FIS, BSA, USA Patriot Act, Section 311, 314a and b, Actimize, SAR/CAR writing and review, Risk level determination, KYC Due diligence, Analytical research, Transaction Monitoring, Sanctions, EDD, CDD, Fraud.

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