Loan Processor Officer
Resume:
Lailani Rumfield
Loan Processor & Loan Officer Assistant
**********@*****.*** • 214-***-****
LinkedIn URL• McKinney, TX 75071
Accomplished and detail-oriented professional with a proven ability to streamline loan applications and ensure accurate documentation, enhancing overall efficiency. Skilled in analyzing financial data, maintaining compliance with regulatory standards, and coordinating with clients to resolve discrepancies. Experienced in managing loan portfolios, verifying credit reports, and expediting approval processes to meet deadlines. Adept at fostering strong client relationships through exceptional communication and service delivery. Proficient in utilizing advanced financial software to optimize operations and maintain secure records. Recognized for identifying process improvements that reduce turnaround time and enhance productivity. Committed to delivering precision and excellence in all aspects of loan processing and support. Areas of Expertise
Loan Application Processing
Document Verification
Compliance & Regulations
Underwriting Coordination
FHA/VA Loans
Appraisals Credit Analysis
Financial Document Review
Customer Service Excellence
Loan Pipeline Management
Conventional/203K
Credit & Financial Analysis
Partnership Cultivation
Mortgage Facilitation
Time Management
DU/DO/LPA
Professional Experience
America's Defenders Foundation, McKinney, TX May 2016 – Present Cofounder/Vice President
Secure funding for a nonprofit organization to advance support for law enforcement and disabled veteran communities by devising and executing a strategic business plan. Enhance public relations and marketing efforts to raise awareness and attract donors. Cultivate strong relationships with local corporations, ensuring long-term community partnerships and continued organizational growth.
● Established a nonprofit organization from ground up with no initial funding, achieving sustainable growth through strategic planning, resource optimization, and community engagement.
● Enhanced outreach through targeted PR, marketing initiatives, and fostering corporate partnerships within community.
Berkshire Lending, Plano, TX Jan 2008 – Jan 2015
Loan Processor
Delivered precise loan eligibility assessments by thoroughly analyzing applications, supporting documents, and financial data, including income, assets, and liabilities. Accelerated processing timelines by efficiently requesting and obtaining additional customer documentation through phone and email communication.
● Improved loan review accuracy by preparing and submitting comprehensive applications to underwriting, ensuring detailed appraisals, strict adherence to compliance standards, and a streamlined approval process.
● Resolved financial discrepancies by collaborating with underwriters, compiling detailed closing packages, and meeting funding requirements.
● Secured required verifications, including employment, mortgage, and VA loan eligibility certificates, to ensure regulatory compliance.
● Facilitated loan closings by reviewing title work, ensuring closing documents met funding and wire instruction criteria.
Additional Experience
Owner/Loan Processor L&M Processing, Princeton, TX
Achieved accurate loan eligibility assessments by analyzing applications and supporting documents, verifying income, assets, liabilities, and other financial data.
Ensured timely processing by requesting additional documentation from customers via phone and email.
Streamlined loan review by submitting applications to underwriting department and ensuring accurate appraisals.
Resolved discrepancies in financial profiles by collaborating with underwriters, and compiled comprehensive closing packages for funding.
Utilized DO/DU/LPA systems to streamline loan processing and ensure compliance with underwriting guidelines.
Secured essential verifications, such as employment records, mortgage documentation, and Work Number reports, to thoroughly validate borrower qualifications and ensure compliance with lending standards. Page 2 2
Secured Certificates of Eligibility for VA loans and FHA case numbers, ensuring accurate documentation for government-backed loans.
Conducted detailed reviews and requested title work to confirm property ownership and lien status.
Facilitated seamless loan funding by reviewing closing documents, meeting all funding requirements, and effectively coordinating wire transfer instructions. Loan Officer Nortex Mortgage, Plano, TX
Loan Officer Southwest Funding, Dallas, TX
Increased loan business by cultivating and maintaining relationships with potential customers.
Assessed credit histories, income statements, and financial data to make informed decisions on loan approvals or denials.
Verified loan document accuracy before approval to ensure compliance.
Educated customers on various loan types, terms, and conditions, ensuring clear understanding.
Stayed informed on changes to federal regulations, ensuring compliance with lending practices.
Delivered exceptional customer service throughout loan process, from application to closing.
Kept up-to-date with new laws, regulations, policies, and products related to consumer lending operations. Education
Loan Officer Champion School of Real Estate, Dallas, TX Technical Proficiencies
Loan Officer Origination Systems (LOS) Calyx, Encompass
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