Michael Ejercito
**** ********* *** **** *****, CA 90810
********@*******.***
OBJECTIVE
Seeking a position where I will be challenged with the opportunity to utilize my skills to my fullest capacity and professionally grow within the Company. SKILLS
• Accounting
• Data entry
• Typing 60 wpm
• 10-key 60 kpm
• APR calculation
• Microsoft Excel
• QuickBooks
• Credit Evaluation
CAREER HISTORY
April 2024 - May 2025, City National Bank, Community Lending Mortgage Banker Assistant As a community lending mortgage banking assistant, I worked with clients, escrow companies, and realtors to process
mortgage loan applications
• sent pre-applications to pre-clients using NetOxygen and emPower
• prepared prequal worksheets summarizing clients' and pre-clients' income, credit, and assets for the relationship managers to review.
• maintained collections of income, credit, and asset documentation.
• Maintained collections of real estate purchase contracts and addenda, escrow instructions, escrow amendments, flood certificates, estimated settlement statements, and preliminary title reports
• sent e-mails to clients, escrow companies, and realtors to request items needed for underwriting teams to examine the creditworthiness of our clients.
• Worked with clients and insurance agents to obtain necessary hazard insurance
• Prepared submissions for various down payment assistance programs such as LIPA, CalHome, WISH, DAISY, and the Mortgage Credit Certificate which included the requesting, reviewing and compiling of required documentation.
June 2021- June 2023, First Republic Bank, Client Service Coordinator As a client service coordinator, I worked with clients, escrow companies, and realtors to process mortgage loan applications
• sent pre-applications to pre-clients using proprietary software
• prepared prequal worksheets summarizing clients' and pre-clients' income, credit, and assets for the relationship managers to review.
• maintained collections of income, credit, and asset documentation.
• Maintained collections of real estate purchase contracts and addenda, escrow instructions, escrow amendments, flood certificates, estimated settlement statements, and preliminary title reports
• sent e-mails to clients, escrow companies, and realtors to request items needed for underwriting teams to examine the creditworthiness of our clients.
• Worked with clients and insurance agents to obtain necessary hazard insurance
• Prepared submissions for various down payment assistance programs such as LIPA, CalHome, WISH, DAISY, and the Mortgage Credit Certificate which included the requesting, reviewing and compiling of required documentation.
May 2020-June 2021, SunWest Mortgage, Insuring Assistant As an insuring assistant, I was responsible for various tasks related to loans.
• Downloaded MIN verifications from the MERS web site and uploaded them into the company's loan database.
• Uploaded copies of signed and certified notes into the loan database.
• Updated the company's loan database to reflect the shipping date of important loan documents. October 2018-January 2019, Newport Beach Tax and Business Service, Administrative Assistant As an administrative assistant, I was responsible for various administrative tasks.
• Answered telephones.
• Took messages
• Scanned documents for storage on hard drives for easier access.
• Reorganized all client files on the company’s computer systems for easier access. October 2018-January 2019, Newport Beach Tax and Business Service, Administrative Assistant
As an administrative assistant, I was responsible for various administrative tasks.
• Answered telephones.
• Took messages
• Scanned documents for storage on hard drives for easier access.
• Reorganized all client files on the company’s computer systems for easier access. May 2018-August 2018, Document Support Specialist, ServiceLink via SetPoint Consultants As a document support specialist, I generated and handled loan medication documents.
• Prepared documents for use by borrowers.
• Prepared shipping labels.
• Used Closing Stream to generate loan modification documents for clients. EDUCATION
California State University, Long Beach Finance, Bachelor of Science (1999)