RAEGAN BERNARD
Phone: [868-***-****] Email: ***************@*****.*** Location: Arima
PROFILE
Highly organized and results-driven professional with over 5 years of combined experience in receivables management, customer service, office administration, and team supervision. Adept at managing collections, resolving customer account issues, and ensuring administrative efficiency. Demonstrates strong communication, negotiation, and leadership skills with a keen understanding of accounting practices and administrative operations. Seeking to contribute to a dynamic team in the role of Receivables
& Administrative Officer.
CORE COMPETENCIES
Accounts Receivable Management
Debt Recovery & Credit Screening
Customer Relations & Negotiation
Office Administration & Staff Supervision
Statement Reconciliation & Reporting
Confidential Record Handling
Facility Management & Procurement
Communication & Interdepartmental Coordination
PROFESSIONAL EXPERIENCE
• Administrative Assistant / Executive Secretary
Association of Real Estate Agents — Port of Spain 2024 – 2025 Provided high-level administrative support to the Executive Director and team. Handled confidential documentation, organized meetings, and prepared reports. Maintained accurate membership records, processed payments, and assisted in event coordination. Communicated with real estate agents, legal advisors, and regulatory agencies to support daily operations.
• Operations Manager
Creative Realm — Curepe 2022 – 2023
Oversaw daily office operations and maintained administrative records for the business. Managed customer accounts, issued invoices, tracked receivables, and followed up on overdue payments. Liaised with clients and internal teams to resolve payment disputes and service delivery issues. Handled procurement of office supplies and coordinated maintenance of equipment. Supervised junior staff and coordinated courier and receptionist responsibilities.
• Supervisor
iQor Contact Center — Trinidad 2018 – 2021
Led a team in customer service and account handling, ensuring accurate documentation and timely resolution of financial discrepancies.
Managed escalated customer issues, frequently related to billing and payment matters. Maintained detailed records and ensured compliance with internal procedures. Trained new team members on effective communication, data entry, and customer management. EDUCATION
Bachelor’s Degree in Business Administration
Southern New Hampshire University September 2020 – June 2024 GPA: 3.5
Certificate in Business Management & Technology
University of the West Indies, Open Campus September 2017 – June 2019 Completed a two-year certificate course in Business Communication, HR Management, Business Accounting, and Entrepreneurship.
Specialized in Business Law, Financial Accounting, Corporate Finance, Marketing, and Operations Management.
Achieved a 3.8 GPA, the highest in the year group. High School Diploma
Bishop Anstey High School East September 2012 – June 2017 Achieved grade I and II in Mathematics, English A, Information Technology, Office Administration, Electronic Development Preparation and Management and other related subjects. CERTIFICATIONS & PROFESSIONAL DEVELOPMENT
Effective Business Communication Certificate – Trinidad and Tobago Chamber of Industry and Commerce
Graphic Design Certificate – SBCS Global Learning Institute Business Certificate – CXC
Diploma in Effective Bookkeeping and Payroll – Alison Diploma in Operations and Supply Management – Alison Certificate in Business Accounting – Alison
EF SET Certificate – Level 73/100 (Proficient)
TECHNICAL SKILLS
Microsoft Excel, Word, Outlook
Adobe Suite
QuickBooks / Accounting Software (basic)
CRM Platforms
Email Management & Scheduling Tools
ADDITIONAL HIGHLIGHTS
Excellent written and oral communication skills
Familiar with the laws related to debt recovery in Trinidad & Tobago Ability to work independently and in the field when required Experience liaising with vendors, attorneys, and collection agents Strong moral judgment and confidentiality in handling sensitive records