Product Manager Real-Time

ABHIRAKSHA PATTABHIRAMAN

Austin, TX (in-person/remote) ***************@*****.*** 413-***-**** LinkedIn Product Manager with 5+ years in Fintech and B2B/B2C SaaS, driving $150M+ in new revenue, optimizing payments, and scaling customer-facing products for growth. M.S. in Computer Engineering, UMass Amherst (Scholarship Recipient). EXPERIENCE

Product Manager, Clicklease Jan 2023 – Present Salt Lake City, UT

● Pioneered real-time automated payment recovery, recapturing $8M/quarter, cutting delinquencies on avg. by 35%, charge-offs by $5M/month, collection calls 70%, and customer fees 40%.

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● Boosted profit margins by 30% through 10% real-time upfront payments for select customers via a payment gateway integration, and customer feedback–driven rollout.

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● Drove $150M+ annual revenue and 40% higher conversions by optimizing secondary credit market products for specific US SMB industries (Auto and Trailers).

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● Revamped driver's license check from 100% manual to fully automated, eliminating 1000 reviews/month, reducing turnaround time by 93% (30 2 mins), and saving

$180K/year in costs.

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● Launched pay-day reminders for high-risk customers, using open banking data—cut 3.5K+ daily calls, enabled 80% on-time payments, and prevented ~$700K in delinquencies over 3 months.

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● Led strategy and execution for a major tech overhaul— Lead PM for 4 of 6 teams, migrated 50K customers and 4K+ vendors, enabled 10x scale, and improved visibility across Risk, Ops, Sales, Marketing, and Finance through systems redesign using hexagonal architecture.

Associate Product Manager, Tesla Jan 2022 – Sep 2022 Austin, TX

● Automated People Team workflows for Internal Mobility, ATS & Advanced Compensation for 100K+ employees, achieved savings of $12.5M/year, 90% HR workload reduction, and <2-day approvals for employees.

● $667K saved annually, 5% monthly downtime reduction by optimizing Employee Training & Productivity to enhance shop floor efficiency. R&D Product Manager, STIMA Lab Feb 2021 – Jan 2022 Amherst, MA

● Developed a financial model and simulator web-app visualizing $500M+ in annual net benefits undergrounding utilities. Journal of Infrastructure Preservation and Resilience - semanticscholar.org

Associate Product Manager, Kriyadocs Feb 2020 – Dec 2020 India

● Reduced Peer Review processing time by 98.3% (from 2+ months to 1 day) with Same Day Publish GTM strategy.

Product & Strategy Skills: Learner, Discovery, Data Analysis, Leadership, User Interviews, Roadmap, KPI/Outcomes, 0–1-10-100, A/B Testing, Market Research Tech Skills: APIs, SQL, System Design, Hex Arch, AI/ML, Snowflake, AWS, Salesforce, Prove, GA, Payments, ACH, Fraud / Integrations: Stripe, OpenBanking, Credit Unions, Persona Legal Document Checks

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