Risk Management Due Diligence

.

.

GRACE ANIKE EMMANUEL

PROFESSIONAL

SUMMARY

Focused compliance professional with over 3 years of AML/FRAUD/Enhanced Diligence experience in the financial service industry. Versed in OFAC stripping, Governance methodologies, High risk reviews, Adverse news feed screening, KYC (Know Your Customer), PEP Screening, Policy and Procedure development, and Ongoing transaction monitoring. A committed professional with dynamic communication and interpersonal skills and knowledge of relevant regulations and emerging fraud trends.

SKILLS · Analytical

· Risk management

· Due Diligence

· Focus driven

· Team player

· Quality

· Fraud Investigation

· Fraud Prevention

· Compliance strength

WORK HISTORY

MBO PROFESSIONAL SERVICES/PWC -Remote

FRAUD DETECTION SPECIALIST 08/2022-Current

Private Financial Institution offering Banking and Insurance products

• 360 Fraud review on 45+ live alert weekly, achieving over 95% resolution rate in identifying fraudulent transactions.

• Assessed each alert for risk posed to the bank and escalate risk accordingly.

• Complete daily quota of 7+ remediation alerts per published procedures, view and apply internal (PWC) and client quality feedback. Work closely with Aggregation management to edit alerts as required and perform ad hoc task per PWC and client leadership.

• Performed detailed analysis on Suspicious Activity Reports (SAR) while using FinCEN Database to detect patterns, trends, anomalies and new fraud schemes in transactions and relationships across multiple businesses/products

• Perform background checks, customer research, transactional analysis using software/ databases such as Lexis-Nexis, Experian, Safire, ECAMS.

.

.

EDUCATION Cleveland State University

Masters – Public Administration 08 / 2007

Cleveland State University

Bachelor of Art – Social Work 12 / 1999

References Available Upon Request

• Escalate unusual activity to the Financial Intelligence Unit (FIU) and assist with escalating potential risks.

AML ANALYST 2 04/2022-08/2022

• Conducted investigation of manual or automated suspicious activity alerts, documenting narratives on investigative findings, and determining whether the case should be escalated. Analyzed transactional data and conducted internal and external research on subjects using a variety of research tools. Articulated findings in a clear, concise manner that considers the client’s risk appetite. Drafted and filed suspicious activity reports (SARs) to be filed to FinCEN.

• Conduct due diligence searches in various third-party and internal database review and detect suspicious activities based on a variety of AML Systems generated transactional alerts from transactional activity

• Conduct daily review of customer risk alerts in accordance with US Patriot Act and Bank Secrecy Act.

• Conduct regulatory and sanction screenings as well as review domestic consumer cases and support complex periodic review processes.

• Escalate unusual activity to the Financial Intelligence Unit (FIU) and assist with escalating potential risks.

• Clear OFAC hits and verify PEP Match.

Contact this candidate